never ending debt free diary

hannahroberts1985

Sounds like your in a really good place :j good idea about the small job to test his skills out. Smart move.

All good here thanks now DS's birthday is done my nesting has kicked in to get the place sorted for DS2 I've been busy organising all day. Well nearly all day....I spent the last half hour watching Master Chef and eating a tub of ice cream :A!!

Huskyrunner

Yeah i am softly softly with new trademen had my fingers burnt once in the past and we are trying too do this place up a room at time.

When we moved in here in 2007 we did everything all wrong we tried too do ever room bodged all at once i am slowly trying too fix everything.

Masterchef and ice cream sounds a plan, i would prefer Corona and blacklist or banshee personally.

hannahroberts1985

I would prefer a corona too but no can do!

Huskyrunner

haha re Corona

Minor spend day today 25 quid on my card for a handle/hinges set for the door getting fitted tomorrow and some more paint for project house repair.

On a plus note i ordered the bits via top cashback/wickes click and collect service more cashback gained.

Huskyrunner

bad news looks like we are stuck here the mortgage advisor appointment was a waste of time.

he said we may be able too get a new mortgage with our existing provider but bar that we are stuck here. We are with kensington mortgages i am going too try them monday.

Other than that we are stuck here until we clear the 27000 in debts we have between us, me and my oh have chatted and we are gunna speak with step change monday too and see if we can put our dmp's together into 1.

hannahroberts1985

Oooh Huskyrunner sorry that must be a big blow. Is it just the neighbours you can't stand or have you had enough of the house too?

Fingers crossed for Kensington giving you better news.

Huskyrunner

its the neighbours everything about them is scum

an example two days ago said neighbourhood sperm donor dad decided too clean out his shed. Most normal people would put rubbish in the bin or fill there car van up and take it too the tip nope not him. He just all the rubbish over the back fence and just basically fly tips it.

Our house for what we need is ideal its just the neighbours.

Its three bedroom so my son/younger brother have somewhere too stay when they visit.

Our garden is huge so if its too hot the dogs have a nice place too run about in.

The kitchen and lounge are massive etc etc

its just what we live next too

I am going too continue too do the place up gradually i have set aside 60 a month in my dmp for diy etc.

If i have too put up with this lot for another 3-4 years at least thats 6000-7000 grand more off the mortgage and i can have this place in top end spec by then. Survey earning are gunna help me clear debts faster.

Me and my oh chatted yesterday we bought some huge storage boxes and we went through every cupboard/draw in the house we are gunna visit a car boot sale. We have enough books and junk too hope get a couple of hundred quid.

hannahroberts1985

Oh heck they sound awful....you know what is do....either report them to the council for fly tipping or sneak round round when they are out and throw it all back over the fence into their garden ��!

hannahroberts1985

https://www.gov.uk/report-flytipping

All anonymous...if you haven't already too keep logging the notice complaints everytime they breach the rules. The more pressure you put on they'll either have to behave or get moved on.

hannahroberts1985

https://www.gov.uk/report-noise-pollution-to-council