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Tuesday 22 March - What small DFW things will you do today?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:
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Comments

  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning :D
    Hope everyone is ok today. Sorry I didn't catch up properly yesterday - just too busy. I've had a good sleep but still quite tired, thankfully just today and tomorrow to get through. Things are ok, but a bit weird at home at the moment.
    Here's today's list
    :) check banking and PAD
    :) load of washing
    :) full day of teaching
    :) mark a set of books
    :) go to wellbeing event after school with the kids
    :) eat well
    :) aim for nsd
    :) minimise use of heating
    :) get an early night
    :) try not to stress
    Have a good day all... :p
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Morning Cat thanks for the start

    Hello to all who follow

    They've just been talking again on the news about how important walking is. Which is great as I must knock out 4 plus miles in a usual day. Cheap and quicker a lot of the time in getting from A to B.
    My bit of news yesterday was that my business made a small profit (after 3 years of not) last financial year. So I have to see the accountant to sign that off. Feels quite amazing really considering all that has happened.

    Last bill of the month will go out today and that is it we are skint. Have some cash to get through the coming few days but bank account empty.

    Planning a small easter Egg hunt for DS on Sunday. Will probably use an egg substitute like dinosaurs or something then he can trade them in at the end for an egg.


    Have taken 2 portions of pie out of the freezer for a meal either tonight or tommorow.

    It's a lovely day here.

    Love to all.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning cat thanks for starting us off :hello: and to all that follow. Sending hugs Cat and to anyone else who needs them.

    My Tuesday will mainly look like this :
    Check banking, pad update sheet. Check surveys and FPL
    Packed lunched to work and DD at nursery
    Hot drink in car for commute. Lasted me until 11.45 yesterday :p
    Meals from stores
    Washing out on line
    Plan my own business for the next couple of weeks tonight.
    Text friends and see if she needs help packing as she's moving on Thursday.
    Take order for customer, pay money to cc :D
    Check clothes that I bought in sale at weekend to see which need to go back, move money from clothes piggy for rest
    Post fleabay item

    Think that's about all, check back later
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi Bob, sneaked in there whilst I was posting :hello:
  • DawnW
    DawnW Posts: 7,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all :)
    Thanks for the start CCL, nearly the end of term :j
    Not sure if it is me, but the site seems to be behaving a bit oddly this morning?
    Sad news about the explosions in Brussels, thoughts to those affected :(

    Right, so far today I have:
    Used a very ripe banana with my breakfast porridge
    Dog walk #1 (free exercise for both of us :))
    Pegged washing out on line
    Quick tidy up in kitchen, dishwasher on
    Removed some slightly freezer burnt chicken thighs from the freezer to use up tonight

    Still to do:
    Walk into town and buy a few items - I will get what I can from the market, and use some shopping vouchers that I have accumulated from RM surveys to get the rest in Iceland :)
    Make soup - veggies to use up. Lettuce and pea and creamed parsnip, so should do a few lunches :)
    Make Hairy Bikers diet version of Chicken Provencale for dinner tonight (use up those freezer burnt chicken pieces :D)
    Bit of housework

    Looks like a cooking day, better go and get the few ingredients I am missing!

    Hope everyone has a good day :)
  • First time poster to this but here goes! My plans for today to keep my days spending as limited as possible.

    Start to use up cereal from my desk draw for breakfast. Will go nicely with the free coffee I was handed at the station yesterday.

    Brought in a Pot Noodle + bag of crisps from home for my lunch today. Forgot to bring my drink with me so 60p for a can of diet coke will be spent. Leaves me £3 until Thursday Pay Day.

    Meeting a friend after work to do our second session of week 3 in the Couch to 5k programme. Going running in the park next to my house then will drop her home.

    Get OH to make sandwiches for work tomorrow.

    Sort out heating so that it only comes on once a day now the days are getting brighter and warmer. Use blankets in the evenings or put a hoodie on if needs be.

    Beans on toast and a cup of tea planned for dinner after a shower and hairwash. Watch another episode of Game of Thrones with the OH.

    Bed time.
  • Hi all,

    Missed posting yesterday - was so busy then flaked out when I got home.
    Hugs to CCL and thanks for the start.

    Today:
    > WFH so no fuel used :)
    > dinner from meal plan (either jackets or tuna pasta bake)
    > Make meal plan for next month
    > Update spreadsheet (long overdue) and budget for next month (I run my budget from payday to payday)
    > Post eBay parcels
    > Laundry on the line

    Hope you all have a great day!
    New total: £24,006 :(
    I will do this.
  • Welcome Beautiful-Moose!
    New total: £24,006 :(
    I will do this.
  • twiggy86
    twiggy86 Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Today I have/will:-
    * Check banks
    * Free workout at home
    * Do washing up
    * Dad popped round to work out what he needed to fit the new bathroom cupboard/sink - I would be lost without him and all his help!
    * Take lunch to work
    * Charge phone in work
    * Update work expenses
    * Check FPL and Luckyphone
    * Rejig spreadsheet
    * Email myself anything I need which is on my works computer
    * Earn more on OnePoll
    * Make OH dinner - I'm meeting a friend tonight for dinner but she does get 25% off
    * Sort out laundry

    Think that's everything for today. Hope you all have a great day.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,435.00
    Total paid off - £10,165.89 (65% paid off)
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Afternoon All

    CCL - Thanks for starting us off today
    Bob - Massive congratulations
    Beautiful-Moose - welcome

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Today I will:

    Packed lunch for DH - Done
    Check Bank - Done
    Order new Prepayment Prescription Card - Done
    Pay C/C in full - Done
    Email "Company" asking to be removed from their postal mailing list - Done
    Declutter -
    Bump listings on freegle/facebook etc -
    Read -
    Continue purge on Emails -
    Complete a few surveys -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
    Check Lucky Phone - Done

    Have a good day! Love to you all!

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


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