Council Tax Benefit enquiry

Somerset

Housing_Benefit_Officer wrote: »

There are circumstances where a second property could be disregarded as capital. But they have to be very specific.

And an individual would be aware of the specifics of the disregard. Would probably have run it past the DWP and got their confirmation in writing. I'm sure that's the case in this instance

bery_451

Housing_Benefit_Officer wrote: »

There are circumstances where a second property could be disregarded as capital. But they have to be very specific.

The other property that she lives in is not even freehold and still on mortgage so basically the bank owns that property till the mortgage has been paid up. This is the advice im getting on the phone earlier on so cant be classed as capital as it is the banks capital.


Anyways a CAB trip is a must to verify.

tomtontom

bery_451 wrote: »

The other property that she lives in is not even freehold and still on mortgage so basically the bank owns that property till the mortgage has been paid up. This is the advice im getting on the phone earlier on so cant be classed as capital as it is the banks capital.


Anyways a CAB trip is a must to verify.

And will you answer the CAB advisor's questions, or just give the convoluted responses you have here?

One day you're going to be called to a compliance interview, and they're not going to sit and listen to you trying to talk your way out of your failure to declare a second property. They'll get the information themselves, and if you have been claiming when not entitled any sanction will take into account your non compliance.

(Apologies, not you, your "friend".)

Ames

bery_451 wrote: »

The other property that she lives in is not even freehold and still on mortgage so basically the bank owns that property till the mortgage has been paid up. This is the advice im getting on the phone earlier on so cant be classed as capital as it is the banks capital.


Anyways a CAB trip is a must to verify.

And presumably you jumped at the chance to have it put in writing?

Mojisola

bery_451 wrote: »

The other property that she lives in is not even freehold and still on mortgage so basically the bank owns that property till the mortgage has been paid up.

I thought the owner got a big discount as it was a council house?

That amount - plus whatever has been paid off the mortgage - is theirs now.

The bank doesn't own the whole house because there is a mortgage on it.

Poppie68

bery_451 wrote: »

The other property that she lives in is not even freehold and still on mortgage so basically the bank owns that property till the mortgage has been paid up. This is the advice im getting on the phone earlier on so cant be classed as capital as it is the banks capital.


Anyways a CAB trip is a must to verify.

Of course it's not the banks capital.. Did they pay the deposit? Do they make the monthly mortgage payments to themselves? Will they get the profit if the house gets sold?
You really do need to try harder to try and find better ways to scam the system because all the arguments you are coming up with are frankly very uneducated and totally bonkers.

kingfisherblue

I don't think that I could argue that I shouldn't be paying CT because I have a mortgage on a leasehold property - there would be one heck of a lot of people not paying CT if that were the case!

Poppie68

kingfisherblue wrote: »

I don't think that I could argue that I shouldn't be paying CT because I have a mortgage on a leasehold property - there would be one heck of a lot of people not paying CT if that were the case!

It's the Income Support that's the real sticky wicket but hey ho all the capital belongs to the bank so the op can carry on in their obscure little fantasy world...

hign10pines

bery_451 wrote: »

Right to buy council houses. In the land registry I believe the person im speaking on behalf for has her name registered in the land registry at both properties.


No she doesn't fully own both properties.


These 2 properties were council houses that were bought from the council so the council obviously knew who were the home buyers were meaning the council already knew her circumstances right?


She lives in her main home and gets half her council tax paid there. The other half council tax there is for the other owner.


She visits the other home to care for a pensioner full time. The pensioner get his council tax fully paid.


She lives at both addresses basically.


So does it all come down to land registry home ownership details to say whether a person is liable for council tax or not or whether the person is living there or not?

So she doesn't pay anything at her main property, but the other person (her partner) only pays half of the full bill? Surely it's just one bill

NeilCr

bery_451 wrote: »

The other property that she lives in is not even freehold and still on mortgage so basically the bank owns that property till the mortgage has been paid up. This is the advice im getting on the phone earlier on so cant be classed as capital as it is the banks capital.


Anyways a CAB trip is a must to verify.

If she is going to CAB make sure she takes all her paperwork with her.