Tips/Advice finding insurance for 18 year old just passed his Test

bigjl

rudekid48 wrote: »

Absolute tosh. This is not the first time that you have posted this rubbish about having parents as named drivers being 'fronting' - you are 100% WRONG and should stop posting such bad advice.

OP please ignore this drivel.

And they know so little why do they say they used to work in Insurance? Is it to add credibility to their information?

As they are so wide of the mark it is obvious they don't know what "fronting" actually is.

bigjl

BeenThroughItAll wrote: »

Not these days, perhaps, but my first car aged 17 was a white 27yo Triumph Herald 1200, KHJ825E, sadly long since ruined by a subsequent owner. It was insured for the princely sum of £271 for the year through Footman James on an agreed value policy, with a maximum 8K per year mileage, and as my only, day-to-day driver.

Bet you won't get that deal now though.

And I had a 1966 Austin A40 Mk 2 Farina Countryman. Never had any problems getting Classic car Insurance as a 19 yr old Uni Student.

AdrianC

bigjl wrote: »

And I had a 1966 Austin A40 Mk 2 Farina Countryman. Never had any problems getting Classic car Insurance as a 19 yr old Uni Student.

When was that?

Aretnap

jimjames wrote: »

Pretty shocking that someone claiming to work in insurance should post such inaccurate info. Wonder if it's just said to attempt to give credibility or working in insurance actually meant cleaning an insurance office

We do see quite a few threads where the OP has asked their insurer a question and been told some absolute rubbish by a call centre worker who obviously didn't know the answer, so took a wild guess or repeated something they'd heard in the pub rather than admit to not knowing.

I think I've worked out who the call centre worker in question usually was. Maybe we'll see fewer threads like that in future.

bigjl

AdrianC wrote: »

When was that?

1989 if that makes a difference.

If my son or daughter wanted a Classic Car then I would insure with a company that provided the product that met the requirements.

Which company only allows Classic cars as a second car and only for older drivers?

AdrianC

bigjl wrote: »

1989 if that makes a difference.

Yes, I thought as much.

Thinks might have changed a bit in the intervening 27 years...

Which company only allows Classic cars as a second car and only for older drivers?

No, not "only allows classic cars". Only offers classic POLICIES. You can, of course, insure a daily-use classic on a normal policy, and a 17yo might be able to find an insurer that'll cover them, but it's vanishingly unlikely to be a classic policy. So normal premiums, fights when it comes to ascertaining values in the event of a claim, no agreed value, probably unlimited mileage - but NCB will apply and accrue.