We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

It's not a lot, but it's enough

Options
11617192122140

Comments

  • Are you all done at work now Speky?
  • Hello everyone,

    I’ve totally tuned out from everything internet related the last week and a half. In that time I enjoyed a week in Mijas, South Spain in mid-thirty degree heat, watched the Old Firm (although let’s not talk about the result) and started my new job today CCL.

    Back to reality now. On the spending front I’ve got good news; firstly I came back home with 100 Euros which I’ll convert back to sterling and put in my savings tin that I’ll open at Christmas time. If that was exciting enough, I received a text from my old manager to wish my luck in my new job and as a thank you for my service, she gave me £750 on top of my remaining holiday pay!! Unbelievably kind of her and totally unexpected. I’ve allocated most of it to go towards the credit card (which I’ll pay in the coming few days) and a little amount towards Christmas and a little toward the GF’s birthday next month.

    Slowly getting back into the YNAB way and keeping spending to a minimum. My new work have a cracker of a caf! on site so I’ll need to prep my meals to avoid lots of small, daily costs.

    Anyway, I think that’s most of the news on the financial front. As ever, I’ll update you all as and when possible.
  • Welcome back.
    Good luck in the new job - hope the first day went well and you're doing really well to keep up with the meal planning. Might be worth allowing yourself a payday and/or mid-month treat in the cafe if that would help - and it would work well on a gym night to save you having to do a major cook later.
    And fab news about your unexpected windfall - it'll pay such a big chunk of the debt and that will get you nearer to all your money being your money. Well done all round.
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you had a good holiday. Fabulous windfall from your old job.

    It's all looking good!
  • Morning all,

    Yep, really pleased with how things have been going and staying really determined.

    I made my card payment today, a huge amount of £932.16 which takes me under the £1k mark!!! Completely blown my own goal out the water so really really happy and couldn’t wait to update you all and to update my signature!!

    WOOHOO!!
  • Under £1K - well done you. You'll have it smashed in no time. And then you'll have YNAB all ready to grow your future fortunes.
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done you!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Well done on the payment speky glad you enjoyed holiday to. Mijas is one of our favourite places. We've missed you on the small things thread.
  • Good luck for the new job Speky, and well done with smashing that debt!
  • Morning,

    Been a quiet few days here. Getting my head down at work, which is going well. Everyone's very nice. There's an onsite cafe which offers fresh food for the staff between 12.00-1.30 at really cheap prices. This is all good and well but when I'm trying to get my NSD's the temptation doesn't help - even if I bring my own food in.

    I read Marie Kondo's book while on holiday and so a big clearout is due soon. Fresh start in my job, fresh start in a new gym and so a fresh feeling home would be welcomed too. The book suggests starting with clothes and I know for a fact that most of mine won't "spark joy". Some of work clothes are over 5 years old. Tired. Well worn. Shabby. So it needs investment given the new job and all that.

    Tomorrow my friends and I are going to Ayr Races for the Gold Cup. We go every year and it's always a good laugh. I'll take a set amount of gambling money and once it's gone, it's gone. Nothing excessive.

    So I know today and tomorrow will not be NSD's which leaves me Sunday which I have no plans. Been asked to play golf but of course, that means spending. I'll play it by ear.

    Anyway, back to work. Have a good weekend everyone :)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.