Fat, forty and financially f**ked

Theamazingshrinkingwoman · 16 June 2019 at 5:14PM

Yeah. They were completely unhelpful and uninterested.

Theamazingshrinkingwoman · 21 June 2019 at 5:31PM

Survey progress:
Swagbucks £41.84
Onepoll £15.85
Prolific academic £17.45
Populus £4
Opinion outpost £5.25
Ipsos £1.30
Total £85.69

Theamazingshrinkingwoman · 22 June 2019 at 8:51AM

Good and bad this week -

Got paid universal credit :T they're reclaiming an alleged tax credits overpayment so took £130 off

Got refund from overpaid DD £30 :T
Cashback from MSE energy club paid in £25 :T
Grocery shopping has been really high

I shall just keep plodding on.

Theamazingshrinkingwoman · 22 June 2019 at 3:18PM

I emailed Capital One back and asked them to freeze interest for 12 months after previously ringing them and getting a no. They have immediately frozen all interest and charges and will contact me. So even if it's only for a short while that's a win. Thanks Pooky! I wouldn't have bothered to try again without your message. I'm going to try HSBC again too.

Pooky · 22 June 2019 at 3:44PM

Brilliant! Fingers crossed HSBC are helpful too.

Theamazingshrinkingwoman · 22 June 2019 at 4:17PM

Honestly, it's made my day.

Theamazingshrinkingwoman · 23 June 2019 at 6:16PM

M&S YS bargains:
4 x sliced chicken 10p each
4 x 6 pack sausage rolls 20p each
2 slices of gala pie 30p
Tub of cocktail sausages 20p
4 packs of chicken tikka for sandwiches/salads £1.28 each (suspect if I'd hung round a bit longer these would have gone down more)
Sausage, egg and bacon sarnie for DS's lunch tomorrow - 30p
Egg sandwich for my lunch tomorrow - 16p
Must remember to go at the same time next Sunday!

Theamazingshrinkingwoman · 27 June 2019 at 9:46PM

Pay day tomorrow! Phew, we made it. Pretty tight but good news is pay is higher than I expected. This should now be my revised salary for the next few months. Hours probably changing again in September though!

Theamazingshrinkingwoman · 7 July 2019 at 11:02AM

Went out for lunch yesterday - after 40 minutes of waiting for our food they confessed the order had not gone through to the kitchen. They took all the food off our bill (£50 between the four of us) and we only paid for drinks. Result! :money:

Spent a bit more than I wanted later in the day but it's all balanced out on YNAB so all good. A really lovely day out (with no kids!). Much needed and all budgeted for.

Things looking ok so far this month. Big expense is obviously our holiday right at the end of the month. Managed to do all this month's bills out of wages and child benefit so universal credit will pay for holiday stuff and any remainder will be allocated to emergency fund etc when we get back. Then August is all about getting set up for the academic year ahead - batch cooking etc. Hoping to squeeze in a family camping trip during one of the weeks. Will be about £150 for the 5 of us for 4 nights as we will go Mon to Fri.

10 more working days then FREEDOM!!!! :j