Where do I start

scaredwitless32

Madeline, Just wanted to add my best wishes for tomorrow, and hope that the OR is ok about your bank account. Goodluck !

madeliene_2

Just wanted to update you all on today. Everything went well. Handed the forms in swore on the bible, went to see the judge who was an absolute lovvely man. He first asked us if we had taken any advice on bankruptcy. We said we had, he then sazid to me, I hope you don't mind me asking but why do you have to use a wheelchair. I briefly told him what had happened with me, he told me his wife had also had 2 strokes and and she was also recovering. I had a brief conversation and he was so very nice, a real gentleman as well. He said there is no problem with the bankruptcy and agreed and signed and stamped it. He wished me all the best on my recovery and I thanked him probably a bit too much. I think he must have sensed how nervous I was on entering his room.
The clerk then went through the banktuptcy order, faxed it to the official reciever and then called her. My husband spoke first and we asked for him to speak on my behalf as well. We explained about the bank account. They had no problem whatsoever with us keeping our bank account with nationwide, but, they said we would like to see first if nationwide are happy for you to keep your account. They advised us to go to the branch in person and ask if it would be okay to keep the account now we are bankrupt, and I'm pleased to say that they said there is no problem at all.
We now just have too wait for the OR to contact us again to go through the next stages.
What is the next stage for us exactly? what I mean is, what would be the best thing for us to do now?

All in all it was a loong tiring day that has left me feeling relieved but shattered, I know deep in my heart that I cannot even start to recover from my stroke proper;y until this is all over, but I know we 100% did the right thing.
I want to thank you for all the help you have all given me, your positive responses have kept me going and made this a little easier. Without that I would be lost and alone. Thank you all.

I would like to keep this open and keep updating and hope someone just starting may take a look and see how it works and how it doesn't have to be so traumatic.

Thank you again x x x

fermi

I'm glad that went well. :j

Plus that's good news about Nationwide as well.

The next stage (if things go as normal) is that you might get some forms through the post to sign. They are nothing to worry about if they come. Just ones to confirm that you know about your responsibilities being bankrupt and perhaps to request some info like statements etc.

If the OR needs to do an interview with you they will also probably contact you to arrange that. Again that sounds scary, but its not really. They will just want to get some more info on your circumstances and debts if they need it and make sure the picture they have is straight.

The most important bit now though is to relax. The worst bit is over really, and you now know that bit wasn't really bad.

madeliene_2

Thanks fermi, your help and support has been really important to me, and I just want to say thanks peronally to you and for all your continuous help.
it has all been very precise and easy to understand and I really do apreciate it, so thank you very very much.

rog2

I'm really glad things went well for you, Madeliene. You can now concentrate on your health, and I wish you a full and strong recovery.
Make sure you keep us updated.

NekoZombie

Arrgh, swearing on the bible!! That would be enough to make me run like the wind! Glad it went well though.

Neko

fermi

NekoZombie wrote: »

Arrgh, swearing on the bible!! That would be enough to make me run like the wind!

They asked me if I objected to swearing the oath on the bible, and I said YES!

madeliene: As rog2 says, concentrate on getting as well as you can now. Nothing is more important than that.

fiveyearplan

I'm glad it went so well for you. I hope you can now get on with your recovery.

betterlatethannever

So glad it went well for you Madeline.
All the judges seem to be lovely, not heard of a bad one yet.
As others have said, concentrate on getting well, and try to relax, you've done the right thing and now you can move on.
All the best x

scaredwitless32

Fab news Madeline!!!! You must feel so relieved about the BR AND your account being kept open.
The OR shouldnt be anything to worry about either, just concetrate on de- stressing and on your recovery...................I have my fingers and toes crossed for you that everything will be plain sailing from here on in.
Again, goodluck for the future