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Tuesday 23rd February - What small DFW things will you do today?
Comments
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Hi all,
Ziggy - big hugs xx
Today is a working from home day so no fuel used
I have posted my SOA finally!
3 x loads of laundry done (we don't have cheap rate so I try and plough through a load whilst working from home and make use of every inch of our big airer!)
Took dinner out of the freezer
put on jumper and resisting turning on the heating
will check FPL and look for surveys
maybe check out comps if I get chance
Happy tuesday!Hels
Fresh start in 2016 after neglecting finances and MSE
Sainsbury's CC = £3902 :: Barclay's CC = £6729 :: OD = £1250 :: Sainsbury's loan = [TBC]0 -
CCL Thanks for starting us off today.
We have sunshine
Tonight my children have an evening activity, I pay up for 2 participants, so I get a discount, I also pay up front for a set number of sessions, so they get a free session. Also if we miss any sessions role over to the next time they attend, win, win, win. Also we can walk to it which is a bonus and as they get older they can take themselves.
Hugs to everyone that needs them.
Todays plans:
NSD
Post on this thread for support, motivation and inspiration
Open curtains fully
Close curtains before it gets dark
Turn off lights and appliances not in use
Post letter today so it can go 2nd class
reusable sanitary ware
Stick to meal plan
B/L/D from stores
Renew library books
PAD into saving £3.66 -1p
Soak porridge overnight, no need I have plenty
Set DW to run overnight
Set WM to run overnight
Plan when to place order with wholesaler and contact others in our little group
Unpack bags, when we get home
Take water with us
Take hot drink in thermal mug
Make packed tea for us to eat whilst at our evening activities
Freezer inventory, keep up to date
Check FPL
Educate children for free
Entertain children and us for free
Wash hair and leave to dry naturally
Walk everywhere
Dry washing on airie
Keep heating to a minimum, we have jumpers and blanketsFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Hi All
Am still overjoyed at DD shopping yesterday. My feb groceries are under budget! Yippee. I just wish I could resist when I actually visit the store. I can do it when I get home delivery and when I just write the list but sadly am unable to resist when in possession of a trolley.
Had a really busy morning. Productive, not profitable, but very busy. The type of day that has to be done.
Am thinking of getting round to serious decluttering. DD 1st holy communion outfit just delivered to a little girl similar shape to mine just about to have hers in May.I kept everything, but it is much better bringing joy to another family.
I really need to focus on this, getting rid of stuff rather than acquiring stuff. 7 items in bag with the dress so 23 more to go and another 30 from jan. 53 items to be gone by 29 Feb and counting.
Lets all enjoy the weather.
Maria.0 -
Thanks for starting CCL
Hugs Ziggy
I have approximately £1.10 in my bank account to last until pay day on Friday so the next few days will be NSDs whether I like it or not!
All meals from stores, brought lunch to work
Lots to do at work today plus 2 hours overtime :T
Banking checked and spreadsheet updated
FPL checked. Might do some surveys tonight if I have time
The ironing pile is back so I'll blitz this tonight before it takes root!
Work on my PGCAP today
Have a lovely sunny day everyone02 0% £719.20 £559.36
Creation 1 0% £1,829.88 £1,307.43
Creation 2 0% £604.80 £537.60
Car Finance 10.9% £17,163.84 £2,503.06
Credit Card 24.9% £815.94 £0
Total £21,133.66 £4,907.45
Mortgage £128,560 £114,903
Long-Term Savings Pot £1
Debt-Free Wannabe Diary0 -
Afternoon guys - thanks for starting the thread cat
ziggy massive hugs to you lovely, take it a day at a time. This painful period will pass for all of you x
argh after being ill only a couple of weeks ago I have come down with something else! Feeling grotty so didn't go to work Sunday or Monday and have cancelled my 2 appointments today, one of which was being involved in a research study where I would have been paid £30... Rescheduled for end April.
Despite being ill I have:
* hung up a load of washing
* put away a mountain of washing & another to be done
* checked banking & received £8.91 interest
* wrote a meal plan & a shopping list
* tidied dgd's room
* booked a careers appointment for tomorrow to discuss post grad studying ideas
* spent a couple of hours looking into how to do a masters in psychology conversion course and institutions
* put spag bol in the SC for tea
Still to do:
* vacuum through
* hang up washing
* go shopping, stick to list & take shopping bags
* reading book & knitting for entertainment
* make some banana muffins to use up brown bananas
* cook oh's chicken while oven is on
Ok going to go and jump in the bath now, take some meds and hope to feel human before going outDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Ziggy - thinking of you." Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Thought I'd check back in to see what you've all been up to since this morning. Had forgotten mr f is working late so I'm having a bit of extra unexpected leisure time between now & him getting back for dinner. Everything on my list achieved today. Loved the time outside in the garden & getting a lot of big bulky things completely dry outside on the line. 7 aubergine seedlings up now, & the first tiny chilli is just poking through.
Surveys were a bit of a waste of time.....rather late in the day for them, so kept getting chucked out because 'my' demographic was 'full'. In the end, I concentrated on doing Toluna quick clicks & added another 2,000 points to my total very easily. Must get back into the habit of sitting down & doing a couple of surveys every morning over coffee.
Still haven't sewn any more cats up, but did knit 2 more & cast on a grey sort of tabby. Will defo aim to sew up as many as I can tonight, but I tipped out my knitting basket & there are 9 which need doing. Only need to shove 2 jackets in the oven & heat up a couple of pans tonight, so will get sewing & stuffing & stitching on whiskers as soon as I sign out of here, promise!
Found out that our energy provider is reducing price of gas. Yay!!! But that O2 is 'changing our tariff' which means an increase. Booo!! I always say that what you get back from one provicer, there'll always be another one waiting in the wings to relieve you of it!
OK, I am almost threading that needle & chopping up whiskers right now! Honest!
F xx2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
Today's list:
No heating on downstairs Done, wood burner alight now though
Washing out on line to dry Done, dried, as it was sunny all day and DIDN'T RAIN :T Just got to fold it up and put it in the airing cupboard now (Ironing? I hear you ask
Ironing? I reply, What's that :rotfl:) Not much 'needs' ironing round here 
Dog walks x 2 Done
HM meals from stores Had lunch out, unusually for us, but only a snack
Any surveys, check FPL Only a couple of surveys today, and as always, I haven't won the FPL :rotfl:
Finish housework Done some - not sure when it will be 'finished' though...
Put away shop stuff I brought back yesterday (just one small box, into the loft cupboard with it out of the way!) Done
Few shopping bits needed Done
Buy and send a birthday card for DS (using a free stamp from RM surveys
) and transfer some money into his bank account by way of a present. He doesn't know what he wants, but beer money is always acceptable :rotfl:Bought the card. Baby GD can post it tomorrow, as she likes posting things 
Right, better get ready for dog walk #1. He wants to show off his smart new haircut. Mind you, I think he has been speaking to Mrs F's cat. We have a last tin of pedigree chum puppy food to use up and he doesn't like it much. It tends to get the jelly licked off it and left....
He ate it in the end, only to discover he has it for tea as well :rotfl: I shan't buy it again, but wasn't going to waste this last tin. Still enough for tomorrow though! Being so small, a standard sized tin is enough for 2 days at least (mixed with other food)Dawn- Re dog.....yes, that is our cat's MO. Are you sure they haven't been texting each other, lol?
Hmm possibly. He hasn't met a cat in person (if that is the right word :rotfl:). If he did, I am sure he would want to play, and equally sure the cat would not. Adult cats are invariably bigger than he is, so I think I could guess the outcome :rotfl:
Went shopping to a nearby town we visit occasionally today. When I say shopping, I mean charity shopping - it is a very posh town, and has brilliant charity shops :T Bought a lovely Four Seasons rainproof, lined full length coat, hardly worn and beautifully cut
It was £20, but would have cost several times that new, and a very smart vintage dress, which needs a dry clean, also pricey for a charity shop, but looks a lot more expensive than it actually was. I have a wedding to go to next month, and I am thinking this would be ideal. So, spent money today :eek: but got really good quality things for mass produced prices, so I am pleased with that. 0 -
Hello :hello:
Hugs Ziggy :grouphug: - tough times at the moment I know...
Maria - you sound like me with grocery shopping. I am terrible for 'food bargains' and sending dh to do our top up shops has been brilliant. We've saved quite a bit of £ this month. Now I need to stop spending on craft stuff.
:ocrazy_cat_lady wrote: »
[STRIKE]
Check banking and PAD[/STRIKE]
[STRIKE]
All meals from stores[/STRIKE]
[STRIKE]
Aim for nsd[/STRIKE]
[STRIKE]
Full day of teaching[/STRIKE]
[STRIKE]
Get my week ahead organised[/STRIKE]
[STRIKE]
Remind dh about appointments[/STRIKE]
[STRIKE]
Mark a set of books[/STRIKE]:j:j
[STRIKE]
Try and see the Head[/STRIKE] didn't get to see her again, but I've sent her a long and rambling email.
[STRIKE]
Meet with carers group after school[/STRIKE]
Take 10 minutes to myself on the list for after this.
[STRIKE]
Get in touch with my dad and find out how he is[/STRIKE] still being a martyr
[STRIKE]
No housework other than hoovering and dishes[/STRIKE] not even hoovering and dishes :j
[STRIKE]
Try and remain calm :rotfl:[/STRIKE]
[STRIKE]
Find time to google some dump bag recipes [/STRIKE]
The dump bag idea is absolutely brilliant. I am SO impressed with this.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Baileys_Babe wrote: »Todays plans:
NSD Done
Post on this thread for support, motivation and inspiration Done
Open curtains fully Done
Close curtains before it gets dark Done
Turn off lights and appliances not in use Done
Post letter today so it can go 2nd class Done
reusable sanitary ware Done
Stick to meal plan Done
B/L/D from stores Done
Renew library books Done
PAD into saving £3.66 -1p Done
Soak porridge overnight, no need I have plenty
Set DW to run overnight Done
Set WM to run overnight Done
Plan when to place order with wholesaler and contact others in our little group _ this will roll over to tomorrow.
Unpack bags, when we get home Done
Take water with us Done
Take hot drink in thermal mug Decided I didn't want one & neither did I change my mind and buy one whilst I was there
Make packed tea for us to eat whilst at our evening activities Done
Freezer inventory, keep up to date Done
Check FPL Done
Educate children for free Done
Entertain children and us for free Done
Wash hair and leave to dry naturally Done
Walk everywhere Done
Dry washing on airier Done
Keep heating to a minimum, we have jumpers and blankets Done
I also cleared all the clutter out of my bag, putting things away properly.
I did a couple of tellshop name here type surveys.
As well I sorted through my receipts, I've set up a little system so I know where they are if I need them but also get rid of them when they are know longer needed.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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