Tuesday 23rd February - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Hi February Folk,

Quick post.

Debt Free-Nillionaire Continuity Plan Month Nine:

* Take packed lunch to work.

* Try not to moan all day about work at work!

* Get OH to post an eBay parcel to a buyer.

That's about it. How about you guys?

crazy_cat_lady

Morning all :wave:
I'm up and about, which is a result as far as I'm concerned! :rotfl: Hope everyone is doing ok - here's my list for today.
Check banking and PAD
All meals from stores
Aim for nsd
Full day of teaching
Get my week ahead organised
Remind dh about appointments
Mark a set of books
Try and see the Head
Meet with carers group after school
Take 10 minutes to myself
Get in touch with my dad and find out how he is
No housework other than hoovering and dishes
Try and remain calm :rotfl:
Find time to google some dump bag recipes
That will do for now - have a good day all.:beer:

ziggy2407

Morning All

CCL - Thanks for starting us off today

Thank you so much for all your kind thoughts and messages, you lot really are the best. Not sure how today will go as feeling extremely raw and hurt as more secrets surface. Might as well treat it like a normal day until we find out when the funeral is (we're not invited to be involved in the planning, we're not needed), normality may help distract me from the hurt and anguish being caused. So today I will try to:

Try not to get too stressed -
Have a nap (not slept all night again) -
Packed lunch for DH & DS - Done
Check Bank - Done
Bit tidying in attic -
Craft -
Declutter -
Read -
Continue purge on Emails -
Complete a few surveys -
Enter a few comps -
Read -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a good day! Love to you all!

C x

PurpleFairy26

Morning all :hello:

Quick post as I run out of the door. Thinking of you ziggy, cat and Ally

My today will look a bit like this:
Banking, survey and FPL
Meals from stores apart from lunch which is a freebie at work :T
Bit more washing, shuffle on radiators when they're on (minimum time though)
Plan March list tonight
DH small shop in ald1 for meal plan only essentials to last until payday next Friday
Text customer about order
Do RM surveys ready for next week, although like others I've been bumped off the list for now.

That's it for now, have a good day everybody

DawnW

Morning all
Thanks for starting us off CCL - hope you have a good day
((Hugs)) Ziggy, do take care

Today's list:
No heating on downstairs
Washing out on line to dry
Dog walks x 2
HM meals from stores
Any surveys, check FPL
Finish housework
Put away shop stuff I brought back yesterday (just one small box, into the loft cupboard with it out of the way!)
Few shopping bits needed
Buy and send a birthday card for DS (using a free stamp from RM surveys ) and transfer some money into his bank account by way of a present. He doesn't know what he wants, but beer money is always acceptable :rotfl:

Right, better get ready for dog walk #1. He wants to show off his smart new haircut. Mind you, I think he has been speaking to Mrs F's cat. We have a last tin of pedigree chum puppy food to use up and he doesn't like it much. It tends to get the jelly licked off it and left....

twiggy86

Morning all!

Hugs to everyone but particularly Ziggy, Cat and Ally.

I managed a NSD yesterday!!! Can't remember the last time I managed that as there always seems to be something!

Today I have/will:-
* Check banks
* Check FPL
* Make smoothies for breakfast
* Freeze rather black banana reusing sandwich bag from this mornings banana
* Take lunch to work
* Charge phone in work
* Earn more on OnePoll
* Start spreadsheet for next month
* Dinner out with friend tonight but will try to be frugal

Hmm, that doesn't seem a lot but wont be home tonight to do much else! Hope you all have a good day!

foxgloves

Hello Tuesday Savers,
Just popped in for coffee. Am sitting on kitchen chair shedding random bits of compost from about my person. Today's efforts on the financial front:
*Weeded strip of soil by front patio fence & replanted with the wallflower cuttings I rooted from some old manky ones last year. Free plants. My favourite kind!
*Cleared bark chip area near conservatory where I like to read & drink coffee. We will need to buy 3 bags of bark chips so will look for offers. No other spends though, as livened up surrounding planting with free stuff I potted up last year & neverending supply of self-seeded foxgloves.
*Big load of laundry done overnight on cheap tariff. All now pegged out to dry in bright sunshine. It's NOT RAINING!!
*Forecast looks dry for tomorrow, too, so will put another load on timer for tonight.
*Dinner is jacket potato night. So useful for using up odd portions from freezer. I'm having quorn curry on mine. Mr f has excavated a large stew.
*Surveys later. I'm not going to make anything like last year's amount from these if I don't get back into the habit of doing them.
*Aim to sew up 5 knitted cats. Maybe knit a couple more while catching up with watching 'Vera'. Sort through button jar to pair up little buttons for eyes. Can't decide how much to sell them for. My aim is that they are an affordable little gift item that someone might buy for a cat lover. Will give it more thought. Great to be knitting up my stash, anyway, instead of hitting the wool shops!
*Entered a competition to win a weekend in York.
*Make tomorrow's packed lunch.
*Mr f is driving through our village mid-pm to get to his next port of call for work so he says he"ll try to drop in for a free coffee rather than go & buy a take-out one.
Ok, talking of coffee, that's the end of mine, so am off back outside for another half hour or so to clear away all the pots I've emptied, tools, etc.
Love to all, esp to those having a sad time,
F xx

foxgloves

Dawn- Re dog.....yes, that is our cat's MO. Are you sure they haven't been texting each other, lol? We have found a way around this habit tecently by buying the mini-fillet style of cat food pouches. The pieces are much smaller & he is less able to lick off all the jelly & waste the meat. The only large chunked food where this wasteful behaviour doesn't happen is the big tins of 'Classic'. He wolfs that down, chunks, jelly, the lot! Must be good stuff! Ewwwww, stinky though!
F x

woollisox

Hello,

Sadly yesterday wasn't a NSD, as my poor pup had an accident and I went out to fetch him a new bed.

Today's plans:
Make beef stew in slow cooker for tea
Check bank and move money around
Check FPL and Luckyphone
Have a sort through old stuff to maybe sell on ebay/amazon
Try to minimise amount other half will have the heating on!
Appointment at 2:30, which is ruining my NSD (bus pass doesn't cover the only bus I can catch, so have to pay bus fare)
Catch up on one week's worth of work that's taken a back burner.
Sort out hospital placements
General tidy-up, especially on study!

Have a good day!