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Thursday 18th February - What small DFW things will you do today?!

2

Comments

  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 18 February 2016 at 12:54PM
    Quick update:

    Newer car purchased in heavy rainstorm. Hideously complicated morning. First garage told me to come look at car this morning...I showed up and they said it was no longer for sale. Second garage too dodgy. Third garage bought car and am pleased with it but have to take back on Monday for three minor fixes at no extra cost.

    Now to get it home and spend the afternoon doing all the documentation and so on. Then to straighten out finances and talk to OH about her making a contribution to the household finances now she has some income.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • [FONT=&quot]Hi everyone :wave: [/FONT]
    [FONT=&quot] [/FONT]
    [FONT=&quot]Back again :D [/FONT]
    [FONT=&quot] [/FONT]
    [FONT=&quot]I’ve paid £815 off my debt this month – feeling quite chuffed with my little self. :A [/FONT]
    [FONT=&quot] [/FONT]
    [FONT=&quot]Here’s what else: [/FONT]
    [FONT=&quot]Brekkie smoothie – spinach lasted another day :A [/FONT]
    [FONT=&quot]Free cake in work :cool: [/FONT]
    [FONT=&quot]Packed lunch – oatcakes with houmous, peppers and salad [/FONT]
    [FONT=&quot]Leftovers for dinner tonight – batch cooked chilli yesterday :A[/FONT]
    [FONT=&quot]Need to go put cash/cheque in the bank – didn’t do this yest... [/FONT]
    [FONT=&quot]Teaching tonight – got a newbie coming :T [/FONT]
    [FONT=&quot]Updating website – nearly there! [/FONT]
    [FONT=&quot] [/FONT]
    [FONT=&quot]Right – I’m off for a walk out – free exercise ;) [/FONT]
  • Hello Everyone & thankyou to La E for starting us off today.

    Lovely and sunny with a gentle breeze, wish I'd had enough washing last night to have put a load on so I could of dried it outside, how sad is that :o

    Last night I just couldn't get to sleep and I have no idea why, I hadn't had any caffine, nothing was stressing me but I was still awake at 4.30 am :eek::eek: not doubt I will crash later.

    We were up and out early as we had booked on to a HE art workshop (no school holidays for us), it was only a half day workshop and as it was very close to home we are back already, I'll make lunch once I have finished on here.

    Today I will/plan to:
    LSD only small spend on workshop with proffesional artist
    Post on this thread for support, motivation and inspiration
    Open curtains fully
    Close curtains before it gets dark
    Turn off lights and appliances not in use
    Post letter today so it can go 2nd class
    reusable sanitary ware
    Stick to meal plan
    B/L/D from stores
    Renew library books
    Return library books
    Reserve library books or a may hold off for a little bit so we can finish a few others first
    PAD into saving £3.66 -1p
    Soak porridge overnight, really need to do this I haven't done for a few days and I miss my porridge
    Set DW to run overnight
    Set WM to run overnight, if enough for a full load
    Check FPL
    Educate children for very low cost
    Entertain children and us for free
    Do not wash hair
    Finish reading Martin’s email
    Keep heating to a minimum, we have jumpers and blankets

    Enjoy the rest of the day and I hope it is sunny with you, it makes such a differnce to my energy levels.

    Ally congratulations on your speedy new car purchase, I hope it gives you many years of reliable motoring.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Thanks for starting La E
    Good luck with the new car Ally

    Beautiful sunny day here - much too nice to be at work!


    LSD - picked up some porridge pots and rice cakes to have at work. Other than this all meals from stores
    Banking checked and spending diary updated
    Surveys and FPL done
    1.5 hours overtime at work


    Still haven't done bathroom :o Might do it when I get home...
    02 0% £719.20 £559.36
    Creation 1 0% £1,829.88 £1,307.43
    Creation 2 0% £604.80 £537.60
    Car Finance 10.9% £17,163.84 £2,503.06
    Credit Card 24.9% £815.94 £0

    Total £21,133.66 £4,907.45

    Mortgage £128,560 £114,903
    Long-Term Savings Pot £250

    Debt-Free Wannabe Diary
  • Hi all,
    Happy new car Ally!

    Today I have:
    • Put up my first post in years on MSE, starting my DFW diary
    • Brought in a packed breakfast and packed lunch to work
    • made my own drinks at work
    • went for a walk at lunchtime - upping my stepcount
    • signed up to free postcode lottery
    • taken some stew out of the freezer for dinner tonight
    Hels
    Fresh start in 2016 after neglecting finances and MSE
    Sainsbury's CC = £3902 :: Barclay's CC = £6729 :: OD = £1250 :: Sainsbury's loan = [TBC]
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 18 February 2016 at 7:45PM
    Firstly welcome back Brettson.

    So, the list continues:

    * Encourage OH to shop around for new headphones.

    * Repaired scarf using supplies from scrap material box.

    * Filed away all important paperwork. Unfiled paperwork has cost me money in the past when I've forgotten to renew important things.

    * Called car insurer and negotiated a deal on new car insurance. Did not call 0845 number, called 0800 number.

    * Declared old car SORN and set up new road tax Direct Debit which is cheaper than road tax on old car.

    * Called breakdown cover to notify them of car change. No charge to change. If you want cheap breakdown cover I recommend StartRescue. (Link) Their prices are way cheaper than the AA and RAC. I think it was DNM who recommended this service to me.

    * I think we will eBay our digital photo frame. We never ever use it despite OH's love of Photogra-faffing. It's been turned on once in two years.

    * Only hoovered the parts of the house that needed it.

    * Refilled pill box with prescription to prevent forgetting pills which would make me ill and result in time off work.

    * Clear out my notepad for improved efficiency.

    * Yay: £2.50 of Nectar Points to spend.

    * Withdrew £1.18 Quidco.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi Everyone

    Ziggy -how is your mum doing after her op?
    La E - wow you've paid off so much this month well done you.
    Maria - it must be so wonderful having fresh eggs on tap.
    Ally - you sound like you really needed that car. Glad you found a good one.
    BB - really hope you have a more restful night tonight.

    Love to all

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Evening Everybody :hello:

    A very late posting from me today. I have done the following:

    NSD
    Went for a walk (free exercise)
    Enjoyed another day off work, back to it tomorrow :)
    Spoke to Building Society to make sure I was doing the right thing with my savings. Yep.
    Had a chat with my counsellor to pick up where we'd left off. She has been brilliant. Really need her advice and guidance right now.
    Dinner is cooking as ever all meals from the cupboards. I was tempted for a take-away but resisted. Lent can be a very long time when you're not feeling 100% :o:rotfl:

    All in all an ok day. Hope everyone has had a lovely day.

    Pace :)
    Money scares me.:eek:

    Honesty update will arrive shortly......:o
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    lego_mum wrote: »


    :A Replaced bulb in the kitchen after buying as per Ally's help last week :)

    Glad to be of service.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Ian011
    Ian011 Posts: 2,432 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    allydowd wrote: »
    * Called car insurer and negotiated a deal on new car insurance. Did not call 0845 number, called 0800 number.
    FCA regulations effective 26 October 2015 require financial services, including banks, card companies and insurance companies, to use numbers starting 01, 02, 03 or 080 for contact by existing customers.

    All the nonsense with premium 084 and 087 numbers has largely come to an end. Now is the time to check the official website of every company that you deal with on a regular basis in order to find their new numbers.
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