Sell to live for 1 year

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
43 replies 8.3K views
elly68elly68 Forumite
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edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
I think I am probably crazy even attempting this ,however I have been reading a lot about minimilism .I am hoping to raise the food,dinner money,entertainment money each week by selling stuff and not touching the bank .My normal dd for mortgage ect will still come off not going too mad here but hope to make the money for my purse and stop using cards altogther .
Do you think i'm mad? I'm giving myself a two week float to get started ,selling using gumtree and facebook so I dont incur charges .If an item doesn't sell in 4 weeks it will be gifted or donated .
There are no rules ,and I wont be going through supermarket bins for food I cant even do the yellow label stuff so not for me ,will use the help from the frugal board to make my purse go further lol .
Whose in...........
Barclay card 0% £72736 set payment 266 a month 35 months bos cc 20% /8600:eek: virgin cc 32 months 0% £6645 Santan loan =£7,040 =total £28,960.. yip debt increased thats halls for you x:(
Lifes a beach.go walk on one Arbroath, Blackness, Crammond , Dunbar, Eyemouth ballyliffen,st andrews,corby,
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  • HappyMJHappyMJ Forumite
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    To be successful at minimalism you need to aim to spend nothing on food, dinner money and entertainment.

    Selling your stuff will only last so long until you no longer have stuff to sell.

    It's quite easy to do.

    I manage to pay the essential unavoidable bills by switching energy suppliers regularly and opening bank accounts with incentives. I also do mystery shopping to get a free meal in exchange for a review.

    I also borrow money at low rates such as 0% even though I don't need it and put it in the bank earning a higher rate of up to 6%.

    You're not crazy you're sensible. I've got so used to it I have no need to work in a full time employed job ever again.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • elly68elly68 Forumite
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    Cheers happy ,with a husband and two teenagers in tow ,I realise I am never gonna be a true minimilist however having done flylady over the years I get the declutter means less housework and maintenance and I want to spend this summer in the garden planting veg and maybe get a green house . The cards are just to easy to use .On the job front I have a nice job and I'm aware that dd will need support so will be a good while beforeI can give that up however I need to make a start and since I have today off why not today ...
    Barclay card 0% £72736 set payment 266 a month 35 months bos cc 20% /8600:eek: virgin cc 32 months 0% £6645 Santan loan =£7,040 =total £28,960.. yip debt increased thats halls for you x:(
    Lifes a beach.go walk on one Arbroath, Blackness, Crammond , Dunbar, Eyemouth ballyliffen,st andrews,corby,
  • BuffythedebtslayerBuffythedebtslayer Forumite
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    wow........I am intrigued!

    Two years ago I changed jobs and earn about 200 pounds less than I used to, I had a second job but recently gave that up too. Although I do ok I am really struggling to save anything.

    I managed two hundred pounds in January. I am fascinated by the idea of selling stuff to cover monthly costs so as to use as little of your wages as possible......... that is right?

    I will have a think. I signed up for the sell a thousand in a year, but am interested in this idea!
    Current debt £1980 - Debt free date 25 December 2021
  • edited 15 February 2016 at 3:34PM
    elly68elly68 Forumite
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    edited 15 February 2016 at 3:34PM
    Yeah buffy i tried to do the selling challenges before and up your income stuff ,I want the free empty spaces that lead to less cleaning ,I want the money back from the tat when possible and the cash to stay in the bank initially to get out of overdraft and then cc overpayments ,plan to pad whats left over at the end of the month . Thing is I love a bootsale like the banter and the feel of cold hard cash .
    Plastic makes it too easy to overspend so a purse and cash it is ,if there is no cash no buying,no night out,no takeaway ect .
    Good luck if you tag along the more the merrier.
    I'm starting my float by cashing in my change jar ..away to count the float
    Barclay card 0% £72736 set payment 266 a month 35 months bos cc 20% /8600:eek: virgin cc 32 months 0% £6645 Santan loan =£7,040 =total £28,960.. yip debt increased thats halls for you x:(
    Lifes a beach.go walk on one Arbroath, Blackness, Crammond , Dunbar, Eyemouth ballyliffen,st andrews,corby,
  • elly68elly68 Forumite
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    Well three items listed all dust collecters with a bit of luck they will be gone before the end of the month .
    They have 4 weeks to go then gifted or charity I've started on this journey
    Barclay card 0% £72736 set payment 266 a month 35 months bos cc 20% /8600:eek: virgin cc 32 months 0% £6645 Santan loan =£7,040 =total £28,960.. yip debt increased thats halls for you x:(
    Lifes a beach.go walk on one Arbroath, Blackness, Crammond , Dunbar, Eyemouth ballyliffen,st andrews,corby,
  • BuffythedebtslayerBuffythedebtslayer Forumite
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    I have listed a rabbit hutch!

    and want to list my Cds tonight.....some at least. Am also returning two cardigans I bought but that is just money back.

    XX
    Current debt £1980 - Debt free date 25 December 2021
  • elly68elly68 Forumite
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    Better money back in your purse than clothes lying with labels not returned .Thanks for reminding me there is a pair of chinos in the cupboard since xmas might get lucky at asda tomorrow if they are still selling them will let you know .
    Even if it goes on a gift card i will be happy .
    Barclay card 0% £72736 set payment 266 a month 35 months bos cc 20% /8600:eek: virgin cc 32 months 0% £6645 Santan loan =£7,040 =total £28,960.. yip debt increased thats halls for you x:(
    Lifes a beach.go walk on one Arbroath, Blackness, Crammond , Dunbar, Eyemouth ballyliffen,st andrews,corby,
  • jwiljwil Forumite
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    Good luck elly, sounds great!
    "If you can dream it, you can do it". Walt Disney
  • elly68elly68 Forumite
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    Thanks jwil might be hungry next week no takers on my items up for sale so far lol
    Barclay card 0% £72736 set payment 266 a month 35 months bos cc 20% /8600:eek: virgin cc 32 months 0% £6645 Santan loan =£7,040 =total £28,960.. yip debt increased thats halls for you x:(
    Lifes a beach.go walk on one Arbroath, Blackness, Crammond , Dunbar, Eyemouth ballyliffen,st andrews,corby,
  • If you are planning on doing this for a whole year it might take a bit of planning first? I recently got watching some interesting TEDx talks by people who decided to live without money (one for a year, and one managed it for 3 years!), but both people planned quite meticulously first, thinking about the possibilities and the challenges, etc.

    Good Luck.
    sealed pot challenge 9 #004
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