Tuesday 9th Feb - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Morning all, :wave:

Greetings. Just a quick post before work.

* OH has work today too so we are going to have to car share which is a bit cumbersome.

* Do RMS Surveys.

* Take a packed lunch and a re-fillable water bottle.

* Eat a hearty breakfast before leaving to fend off vending machine temptations.

What have you folks got lined up for today?

PaceThePixie

Morning all :hello:

My small list today is:
Check savings.
Check online banking.
All meals from cupboards.
Hopefully a NSD. Had to buy cough mixture yesterday damn this cold.
A full day at work so I can't get into financial trouble / temptation whilst there :rotfl:

It is a small but productive list. Hope everyone has a good day.

Pace.

crazy_cat_lady

Good morning all :hello:
Back to the norm today. I'm up and about and going back to work, although it speaks volumes that I felt loads better yesterday but have woken with a headache this morning.
Right - onwards and upwards
Check banking and PAD
full day of teaching
do not get stressed
mark at least 1 set of books and 1 set of exam papers
get dh to post a letter for me
put expenses claim in
be kind to myself
make time for exercise
crochet
all meals from stores
aim for nsd
do one thing from 'annoying jobs' list

Have a good day everyone :cool:

PurpleFairy26

Morning all :hello: thanks for starting us Ally, hope the headache passes Cat. Just 4 more days

My list for today:
Check bank, update sheet, PAD. Got paid dividends on some free shares form work :j straight to CC
Check surveys and FPL, have a RM one to send later
Meals from planner/ stores
Washing drying on airer, was on 30 overnight
Got a call yesterday from my BTL provider after I'd emailed a complaint as after 4 attempts they hadn't changed my address and when they did it was wrong meaning my personal details twice went to other people :mad: they gave me £50 and apologised :T
One thing of February/annoying list. They seemed to have merged together :rotfl:
Man coming later for quote for some work

Think that's all, have a good day

Scrimps

Morning all, Thanks for starting the thread again. Hope everyone is well.

I have a day off today so I intend to potter around the house cleaning and organising but otherwise not do too much. I will do some surverys and dig out the item I wanted to ebay.
I managed to not buy any chocolate yesterday by taking porridge to work in case I got really hungry...which I did. Im going to continue my no non-essential spending - no food treats today! I have to do some food shopping so I will do that with a belly full of food after lunch!
Im going to book myself on an overtime shift for the weekend once the office opens at 9, I keep getting tempted to book long days for both days but will just book one day and only a half day.

DawnW

Morning all
Thanks for starting us off Ally. Hope work goes ok
It is neither rainy nor windy here at the moment (though more rain is forecast for later ), so hoping for a proper dog walk shortly - just hope he doesn't get attacked by those leaves :rotfl:

List for today:
Hens and dog already fed
Cheap breakfast using free fruit from freezer (done)
Dog walks x 2
Visit farm supplier for chicken food and bedding. Also compost for repotting small trees if they have the right sort (might need the garden centre for that)
Go to sales unit to tidy up / see if anything needed
Buy bananas from market while out
Take some items to the charity shop
Maybe check out pound shop for seeds and seed potatoes
HM meals from stores
No heating on except in bathroom and airing cupboard
Light wood burner later
Any surveys, FPL etc
List another small item on ebay (I listed something yesterday and it has bids :T)
Do some housework

Hmm rather a boring list, but at least a trip out today.
Hope you all have a good day

twiggy86

Morning all!

Thanks to all the good luck you guys sent me - two hour interview(!) which seemed to go very well! However it meant I didn't get home until late so didn't do anything around the house! But I did resist the urge to buy chips for dinner on my way home (partly because I was busting for a wee!) so cooked when I got in! Which also meant I had a NSD!

CCL - Pleased you're feeling better today. Hope your headache passes.

Ally - Pleased your first day back went well!

Today I have/will:-
* Check banks
* Use free moisturiser sample
* Do washing up
* Give OH his orders for tonight! :rotfl:
* Charge phone in work
* Check FPL
* Earn more on OnePoll
* Email re notice period which is slightly different to what I thought (big oops!)
* Pay cash into bank whilst in town for boss (meaning my petrol and parking is free as I'll get it back through my expenses!)
* Collect prescription from Mr A and decide what to use £2.45 from wombled receipt for (milk and flour for pancakes!)
* Dinner from stores
* Clean kitchen as per flylady
* Sort out laundry

Think that's everything for today. Hope you all have a good day.

ziggy2407

Good Morning All

Ally - Thanks for starting us off today
Twiggy - Well Done on the interview - when do you hear?

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well it's half-term here so had another lie-in, the sun is shining so I'm off shortly to make the most of it and get cracking with the errands I need to run and clock up some steps (really trying to up my exercise). So today's plans are:

Packed lunch for DH - Done
Check Bank - Done
Pay money into DS's Bank (money he's saved and his Christmas money as he doesn't want or need anything - he's learning well) - Done (£102.50)
Library - Done
Popped to Drs (drop mum's blood pressure monitor back & order my prescription) - Done (saved a phone call)
Craft - 12 more cards made (for Spring Fayre at mum's place)
Declutter - lots of odds and ends
Read -
Continue purge on Emails - Done a few
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Check Lucky Phone - Done

Have a good day! Love to you all!

C x

make_the_change

Good morning all, hope those who are poorly start to feel better soon.

- school run DONE
- playgroup with DD DONE
- lunch at nannys so free food DONE
- nursery run with DD DONE
- pop into town to post bits sold on eBay, cash some coins and print letter off to one of my creditors NEEDED BREAD AND GOT SOME YELLOW STICKER CASSEROLE BEEF!
- school run and dinner from stores for kiddies
- OH got a free £10 voucher at work for working so hard so is treating me to homemade Chinese dinner which he bought (all one his own!!!!) yesterday

Wondering if anyone can help. My downstairs neighbours are not very nice people, very rude, aggressive, intimidating and keep moaning about the noise my children make. Now I know they can be noisy and I do try to keep it down but they are kids and I am sick of feeling scared of them. I spoke to estate agent and he recommended exactly what I knew, speak to environmental health and report them for harassment if it continues. Just making me feel emotionally sick.