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Getting a mortgage and then becoming mortgage-free!

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Comments

  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Hi Kittenkirst - your finances look in good shape and you have a great opportunity to save during this period before you move into your house. Have you worked out how much money you will need for when you move in and how many months you have to save it in ?

    I am going with DS tomorrow to choose the options for his house - think he is going to get an upgrade on the kitchen, tiles and carpets and have an extra shower fitted over the bath and a burglar alarm.
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Kittenkirst

    You've done well this week with your focused efforts - good job :T Well done on your bargains - cajun chicken sounds yummy!

    Enjoy the rest of the lovely long weekend

    BW x
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done on your bargains!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Great work Kittenkirst, both on MSE and exercise front :)
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    My condolences...really hard when things like that happen.

    Onward and upward...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Good going Kittenkirst, fantastic news waving goodbye to your overdraft and Tilly Tidying gets a bit addictive. I hate odd numbers !
  • Some great frugal socialising happening over here :D
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 25 June 2016 at 3:21PM
    Hi all, not much going on here, a few more pennies swept into savings.

    Payday was the 15th so swept £800 over to savings, the Regular saver due on the 1st, that's another £300 into the savings pot :D

    I'm also trying to squirrel away an additional £40 a month to save to go to Download Fest next year (took a year off this year due to house buying!)
    It's a close friends 40th and we've decided to camper van it up and do it in more style :-)

    Have been gymming this week, eating pack ups and even did a park run this morning!

    Film on Monday was pretty good- jumpy and creepy just how I like it :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • cookie9
    cookie9 Posts: 764 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well done on getting to the gym. Film sounds good but waiting for it to come out on DVD. Hope you remembered to take your own snacks with you!
    MFW 91 op 2014 £410/1000
    MFW 91 op 2015 £4051/4000
    MFW 91 op 2016 £4040/4000
    MFW 91 op 2017 £812/4500
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Cookie, yes I did I took in some (diet) fizzy pop & popcorn. However I did allow myself a naughty ice cream :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
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