📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting a mortgage and then becoming mortgage-free!

Options
12467205

Comments

  • Thanks so much for that kittenkirst - they're very similar to the poses we do yoga, which is great as it means there's nothing too different to learn. :D Well done on your half marathon, not sure if I'd fancy trying one. :eek:

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Great news on mortgage :j

    I love all the little things on your post - it's easy to forget these when they become part of everyday life.
  • Ooh I love Liz Earle. My skin has improved massively since using her products and they smell divine.

    Fab news on the mortgage.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi Kittenkirst

    Just catching up from the beginning!

    Well done on the deposit refund and the mortgage!

    Rome is lovely isn't it? Went for my 40th (pressie off DH) and would love to go back.

    Good luck with all your endeavours.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hope you hear earlier rather than later today - I hate waiting!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    How frustrating!!! No news is good news!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Oh no! hope they get back to you soon, fingers crossed they will beat their sla.
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 7 April 2016 at 10:37PM
    Evening all,
    No news on the mortgage front however we did pop to the show home today to show the gf's sister in law & nephews round (we live very close anyways!) hoping to hear early tomorrow otherwise I'll be insufferable every time the phone rings!

    Today wasn't great MSE day....gf's car went to Merc for a service/MOT which was eye watering. Made only slightly bearable by the complimentary lattes and biscuits which we probably went a little overboard on :D

    In other news, I'm very excited as I forgot I signed up to an eBay offer where any items listed & sold, eBay would give you a percentage back in vouchers...up to max of £30. So all my decluttering efforts in Feb & March meant I had a £30 voucher to use up today....I've just ordered a lovely looking doming set for my silver work. As it was postage free I spent £5 on a set of tools which will last me a very long time!!

    Time to read a few diaries for inspiration on how not to spend anything before the 15th -payday, and then off to bed.

    Night lovelies!!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Great result with fleabay!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah it definitely was, as I was going through a selling phase in there so would have been listing items anyway!

    Fingers crossed for today and also hoping my friends mortgage appointment goes well today!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.