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Getting a mortgage and then becoming mortgage-free!

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Comments

  • themadvix
    themadvix Posts: 8,981 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Glad to hear GF is okay, what a horrible thing to happen.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks all for the well wishes, she's doing good and is trying to relax. She's currently having a snooze on the sofa under a blanket with Hugo and Oscar both curled up on her.

    I'm feeling very grateful that she is relatively unharmed, a few little episodes of tears from us both when we talk about it/think about it too much but we'all get there :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Cry away and look after each other for next few days. Couch, tea, box sets and junk food in order!
    MFW: Was: £136,000.......Now: £47,736.58......
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sending gentle hugs KK, both of you need to take it easy for a few days. What a lovely gentleman that assisted her on the train.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Sorry to hear about the accident, wishing your gf a speedy recovery x
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    What a shock for her (and you) - take it easy the pair of you.

    As for the kittens, if he was biting the back of the others neck then it probably wasn't a wee (sorry TMI) - we've always had ours done as soon as the vets allowed to stop the dominance and spraying.
    "Start every day off with a smile and get it over with" - W. C. Field.
  • themadvix
    themadvix Posts: 8,981 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Snuggling with kittens is vital for recovery.... hope you're both feeling better soon x
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Jessy103
    Jessy103 Posts: 2,364 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh no, poor GF!! Glad to hear she's ok and I hope she feels better soon!
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Gf is doing good, I went into the office this morning as was having some IT equipment issues and came back for about 10.30am. I think she'd been a bit upset whilst I was out which is to be expected as it's quite a traumatic incident she's faced.

    She's now snoozing with the kitties again whilst I crack on with work. We both have the day off tomorrow and we had planned to go to see Despicable me 3 for our date day then to this street food event in town so I think we're still planning to go :)

    A few more tilly tidies on the joint bills account and seeing the OP figures getting bigger feels very rewarding.

    Free postcode lottery checked, Yougov and onepoll surveys all down. Still no movement on prolific- all studies seem to be non compatible with my phone irritatingly!!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • blackste
    blackste Posts: 1,144 Forumite
    Part of the Furniture Combo Breaker
    If you are getting nothing at all from PA, it might be worth checking your account has not been locked at their end. Happened to me twice in recent weeks, and i think it is again. Worth a quick mail to them.
    Mortgage £242500 on completion
    FD CC 11/2014 £5900 (£3900 after BT)
    FD loan Approx £5700

    Deeply depressing total - £254100
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