📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting a mortgage and then becoming mortgage-free!

1159160162164165205

Comments

  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    It's good to have you back KK but I'm so sorry to hear about Hugo 😔 Best wishes to you and gf x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Oh gosh I am so sorry for your loss :( Its so heartbreaking losing a member of your family be it pet or human :( x
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Hazelnutty
    Hazelnutty Posts: 744 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Hi KK - just checking in to see how you and Oscar are doing?  :heart:
    Choose kind:)
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 11 July 2020 at 7:52PM
    Hi All, thank you for your condolences.
    We are both pretty distraught, haven’t slept much and can’t eat much but we’re trying to be strong.
    Oscar went out last night and we’ve not yet seen him today (not unusual for him, he’s a wanderer), but the house is so quiet without Hugo here with us.

    He was only with us for 3 and a bit years but we had a happy home. I know we’ll be okay, it just hurts at the moment. He was our littlelest boy who snuggled up
    on the bed at 9pm with us and woke me at ridiculous hours to pad my arm (he couldn’t retract his claws so it stung a bit, but I let him pad & purr as he was so content). We miss him so x 
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Sorry to hear about Hugo 😢 be kind  to yourselves you two. 
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 July 2020 at 1:45PM
    Afternoon everyone, so it’s payday tomorrow and my small bonus is being paid which is good news.
    Oscar is still not home after going out late on Friday night so we’re pretty worried. Although this exact time last year was when he went walkabout for five days.
    The house is so quiet but we’re both working away trying to keep distracted and shedding a little tear together.

    The patio guys have been here and are busy doing the garden, it’s looking Really good so Far which is nice!

    Our friends popped over on Sunday afternoon and bought us a big pot for the garden and a little tree, so when we get Hugo’s ashes we are going to put him in there to rest x It was a very lovely gesture of our friends 
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh I hope Oscar returns soon - I can imagine how stressful it must be for you. Perhaps he’s put off by the workmen? Is it worth asking neighbours to check their sheds in case he’s got stuck in one?

    Glad the garden is looking good though!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 July 2020 at 3:29PM
    That’s a good idea MadVix- I’ve popped a message in our neighbourhood Facebook group with his pic asking people to check. We hope he is just sat in the woods at the end of the drive having some private time for his grief and will be home tonight when the work has stopped.

    We’ll go for another walk/hike through the woods and fields again tonight with his food and call him in case he’s gone far and lost his bearings. Hopefully if he hears our voices he’ll make his way back home.

    We do need him home with us.

    glad to be working though as it is providing a good distraction between the episodes of tears from us both. He was our gorgeous little cat and we loved him so  <3
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Hazelnutty
    Hazelnutty Posts: 744 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    What a lovely thoughtful gift to bring and it keeps Hugo close :heartbreak: Hope Oscar pads his way home to you soon xx
    Choose kind:)
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oops, missed the bit about the plant pot - lovely!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.