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Getting a mortgage and then becoming mortgage-free!

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  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @PurpleFairy26 & @Hazelnutty
    Thanks for your comments regarding the job. It’s the third year in a row that I’ve been on this merry go round so I’m sort of used to the anxiety it creates now, it’s just a bit frustrating really. They have also announced massive changes to our terms and conditions of our contracts which if I remain here next year see me lose my monthly vouchers - £100 a month. I use these for Christmas, birthdays and treat spends really so that will be disappointing as it really helps for Christmas.
    Theyve released the (ten) presentation packs on the reorganisation (joys of working for a ftse 250 company!). it looks like what is potentially my role in the new structure has 5 jobs assigned to it, however from what we can work out there are ten of us in the pool for it at least- they are doing voluntary redundancy again this year  will have to wait and see. It is all assumptions at the minute so need to not get excited, bide my time and what will be will be.

    Time to go and touch up the paint on the fence so we can jet wash the patio tomorrow
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ohhh my last post didn’t post until we’ve finished in the garden- lawn mowed, plants repotted & Fence paint all touched up and the bottom repainted (where the patio’s been done there were gaps).

    Now out of old painting clothes and into workout clothes to go get a HIIT session completed- after a cuppa of course 😆
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Two days of working out (5km run on the home treadmill on Friday & a MMA HIIT class on my Centr Fit app) have me like the walking wounded today :wink: I tried to find that The secret life of cats on iplayer but it didn’t come up (and YouTube via my tv didn’t return the correct show either) so will try again today via the phone as it looks totally my type of tv! Glad we got the garden work done yesterday as it’s lashing it down outside today already! Oscar is snoozing away upstairs as he’s been on an adventure in the night- all the way to the industrial estate and over the canal bridges again! (He covered 5km from 9pm-6am!). The tracker is a great investment for us so far and gives me a lot of peace of mind. Bed is stripped this morning and in the wash already- will be dried on the airer as usual. Does anyone else just air dry their washing all year round? I think we’ve only used our tumble drying function on the washer dryer maybe three times :open_mouth: We ordered some hair covers for our dining chairs as the cats have scratched the faux leather (when they were kittens!) so we have tried some covers for £34. They need a little alteration (as our chairs are narrower at the top part) so we’re planning on getting a stitch on today and customising them to fit. I’m pretty pleased as to replace the chairs like for like would have been £240- we found other chairs for £180 but that’s still too much when the chairs work perfectly, they just have lots of claw marks...!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ohh that’s such a clever usage of the cupboard with the hot water pipe :smile:    @South_coast

    Taekwondo sounds like it would be fun and interesting to do @Hazelnutty and it’d be great if you can train together- I find that helps with the motivation!

    Im feeling all accomplished now as I’ve managed to amend the six covers and they now look fantastic (if I say so myself!) :smiley: Really pleased that such a small outlay and a little amending has made it look so good, I have celebrated with a croque monsier croissant from  a local baker :)

    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Hazelnutty
    Hazelnutty Posts: 744 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    We had a great time! DD came as well and was the star of the show (she used to do judo and karate) so now it's a whole-family thing! 
    Choose kind:)
  • themadvix
    themadvix Posts: 8,785 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hope you’re feeling better soon!

    Newgirly has a Lakeland heated airer I think - have always been tempted by one of them.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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