Getting a mortgage and then becoming mortgage-free!

Kittenkirst

OHhh that’s a good suggestion A Frayed Knot- I shall give that I go tomorrow when I re-list. Thank you!

A_Frayed_Knot

Hope the re-listing works out well for you.

Yoga - have never given it a try - we are offered sessions in the workplace (after work, of course) - two a week - and they are f r e e :money:

Kittenkirst

michelle09 wrote: »

Hooray! Holiday sounds amazing, and you have loads of time to look forward to it.

We may try and fit in Molly's Game next week, it certainly looked promising. And I have a soft spot for anything Idris Elba.

He’s very good in it

debtfreeoneday

Glad work is going ok! Take it easy

Kittenkirst

A_Frayed_Knot wrote: »

Hope the re-listing works out well for you.

Yoga - have never given it a try - we are offered sessions in the workplace (after work, of course) - two a week - and they are f r e e :money:

Ooooooh I definitely recommend trying it- I always thought it wasn’t high impact (or sweat!) enough for me to enjoy but I was so suprised that I love it, the first few gos were tough mentally and physically but I now love it so much

And if it’s free what’s not to love :money:

Kittenkirst

Quidco cash back has cleared- was £26.21 which has been swiftly overpaid today

2018 oP’s are £27.44 so far. We’re aiming for £3k this year which is £250 per month I’ve been playing with my banking app to see where we can trim some fat and what we have lined up.

For February we don’t pay council tax on the 1st so we can OP £130 on the 15th Jan (pay day) and can do the same on 15th Feb. Putting that alongside our standard OP we have budgeted at £119.80 we only need to find 20p for Jan & Feb to hit target

Wanting to try and get ahead, I’ve done a few prolific studies today so am at £4.80 on that, I need to be a bit more committed with these this year and try to earn £20 a month. Last year totalled £94.01 whiz was mostly towards the end of the year when I read in someone’s diaries to check the website at different times throughout the day. I want to try and max this out to £250 this year- would be fab to make a whole months worth of OPs via surveys

I also need to bite the bullet and place my first matched bet- the separate bank account is all set up with some spare pennies in it- I just need to crack on with it!

We had the boiler service today, so £85 spent and a braces fitting tomorrow so £200 to be paid. Ouch to be paying these before payday on Friday!

Need to book the flights & hotel for the Italian wedding in July tomorrow too. Thank goodness for rebuilding our saving pots after buying the house! :P

themadvix

Will be taking a leaf out of your book re Prolific, KK - I know I could do more, so I must!

AFK - there's loads of yoga videos on Youtube: you could always try one of them as a taster. DH and I enjoy Yoga with Adriene and Boho Beautiful. I'd love free yoga classes!

michelle09

Good luck with the matched betting, I hope it goes well! One day I will have the nerves to try it.

Start scouring the floor for the last 20p?

Kittenkirst

Rounded off the joint bills account this evening. £5.55 swept across to the Mortgage

Pinecone survey has been credited so requested a withdrawal of the £3 so will oP that as soon as it hits the bank.

Gym session completed this evening; planned the gym tomorrow with a friend for a kettlebell class, I’m then booked in for yoga with two friends at 7pm. As I’ve referred them for a free taster session I’ll get £10 knocked off my Jan membership....it all helps.

Picked up some YS mackerel and pork escalopes on my lunch time walk to Sainsbury’s. We made a soy, chilli, garlic, lime & honey glaze for the £1.60 mackerel and served with brocolli, some mixed rice/quinoa for me and some shredded white cabbage for us both. It was pretty delicious however the chillis I bought are super spicy- my lips have just calmed down now!!!

The pork is packed into three double portions and frozen already- will probably cook these when gfs away as she’s not a big fan of pork. I’ve frozen two portions as can always make double for lunch the following day.

In the pursuit of not spending unnecessarily we’ve cooked frozen chilli chicken breasts (multipack from Iceland) ready for lunch tomorrow- gf will have mini wrap with veggies, I’ve got the leftover mixed rice/quinoa which I’ll pack full of chopped peppers, grated carrots and sweetcorn in the morning.

Porridge is also portioned out for the office- trying Nutella (we have a huge jar from when nephews visited in the summer) & a banana I got at the office today (love the fruit bowls at work).

Payday is not until Monday- I had thought it was Friday which is a bit rubbish- should have paid more attention to the dates! This month is looking tight as still paying large installments for my braces. My latest check up I was told they will come off in March/April. Hurrah!! The teeth are already looking straight they just need to close some gaps now.

Time to read a few more diaries and get some shut eye

Kittenkirst

41p tilly tidied this afternoon, £3 Pinecone cleared so overpaid & £3.58 Quidco cashback cleared and overpaid today too! Not too shabby!

Had some good timing on Prolific today and raised £10 on surveys so will await those clearing

Packed breakfast & lunch today for the office and have been to both the gym and yoga this evening so feeling all virtuous!

I’m working from home tomorrow and looking forward to rolling out of bed at 8am