mobile debt

eskbanker

This is beginning to come across as trolling - if you owe £177 and have (a) no legitimate reason to challenge this debt and (b) way more than the means to settle it, why would you not just pay it and move on rather than hypothesising about what could happen if you didn't?

jimjames

Bhaze21 wrote: »

Wouldn't it be stealing if they took the whole £10,000, when all I owe is £177.67?.

Why would they take £10k? Keep ignoring it and it will keep going up. Probably good to pay asap, you can hardly claim you can't afford it.
Leave it and you'll get court fees and ruined credit. Still leave it and you'll incur bailiffs too. Pretty pointless for something you accept as valid.

Bhaze21

jimjames wrote: »

Why would they take £10k? Keep ignoring it and it will keep going up. Probably good to pay asap, you can hardly claim you can't afford it.
Leave it and you'll get court fees and ruined credit. Still leave it and you'll incur bailiffs too. Pretty pointless for something you accept as valid.

How do you mean it will keep going up?.

RuthnJasper

Bhaze21 wrote: »

How do you mean it will keep going up?.

Because they will charge you interest and late payment fees for as long as you ignore it. And they will have contacted you to tell you this, or stated it in your original agreement with them, which you failed to stick to by cancelling the direct debit.


How have you accumulated £10,000 in your bank account with seemingly so little understanding of money?

bigadaj

Bhaze21 wrote: »

How do you mean it will keep going up?.

More fees and charges. The. Charges for bailiffs and court fees.

Pay it now and move on.

Bhaze21

Will they take me to court for £177.67?. Won't it cost them more money for taking me to court for that amount?

Gizmo247

Almost certainly and particularly for time wasters

paragon909

Bhaze21 wrote: »

Will they take me to court for £177.67?. Won't it cost them more money for taking me to court for that amount?

Surely you are here on the wind up, Firstly no one joins a forum and posts how much is exactly in their bank account, Secondly, You know you have a debt and owe Three money.

You also seem like a greedy greedy person, You broke the phone and cancelled the direct debit, Therefore breaching the agreement that you accepted. £177 won't do that much damage to your 10k balance... After all it was your fault.

JWalker1995

Bhaze21 wrote: »

Will they take me to court for £177.67?. Won't it cost them more money for taking me to court for that amount?

If your found to be at fault (you will be) you'll probably be maid to pay the court fees for them also, why should they pay to get there own money back?

Steve_xx

Bhaze21 wrote: »

Will they take me to court for £177.67?. Won't it cost them more money for taking me to court for that amount?

They may do. Firstly, the debt company may have bought said £177 debt for a good deal less than £177 and so they may have a lot more than you think to gain here. If they issue you with court papers then the court papers will show that you owe them £177, plus any costs they incur in recovering this money from you, ie court fees. Assuming that they will win their case against you then you will have to pay the £177, plus their costs in bringing the action against you.

Your personal credit worthiness is, or should, be worth more than £177 to you.

You contracted to order a service and then you have reneged on the terms of the contract. Pay up and have done with it if legitimately you do owe it.