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Thursday 4th Feb - What small DFW things will you do today?
crazy_cat_lady
Posts: 7,063 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:money:
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
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Comments
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Good morning everyone

Hang on in there - we're getting closer to the weekend. :j I love when Thursday ticks round because I finally get a free lesson today. Plus dh is still doing a lot of the kids clubs etc so that I can just collapse with exhaustion after work. Plus, we don't need to grocery shop this week thanks to my massive shop last week.
Hope you're doing ok Bob if you can get on and see this.
Right - here's today's list
:cool2: check banking and PAD
:cool2: mark a set of tests and a set of books
:cool2: plan next week
:cool2: use my free time at work wisely
:cool2: get dh up, out and doing something
:cool2: get dd to cheerleading
:cool2: make time to relax
:cool2: do one thing from annoying list
:cool2: get one of the kids to hoover
:cool2: aim for nsd
:cool2: all meals from stores
:cool2: meal plan for the week ahead
Have a good, mse day everyone. :money:Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Morning Cat
Your on the ball today
I had one of those dream nights where you go to sleep and actually sleep. Deeply. For 5.5 blessed hours. Probably the longest stretch I can remember in months. I think now my tum is back to the right size again and has zero pain I can get comfortable which is a plus and then no need for night meds plus being exhausted must have tipped the balance!
I was doing some reading around on Morphine and I feel I was not explained to properly on its workings. If any of you ever have to take it for an operation for goodness sake do not even if you are starving try to eat a meal in the proper sense for a few days. That's where I went wrong. The stuff basically is so hideously hard on your body that it's like a wall in your tummy. Trying to commence normal eating is madness. No one told me. That's why I had the sickness as I was eating but nothing was moving downwards properly.
Yesterday I managed 2 bananas, a pack of 2 biscuits, half a tiny carrot soup no bread and a munch on a disgustingly stale sandwich and that has been fine. Will aim for same today. Sometimes you just think why does no one give the whole picture? But I can't fault the staff looking after me . In the main they have been simply wonderful both doctors, nurses and all the unsung hero's. The tea lady. Cleaners. Etc
It's so nice to feel well again. I am going to ask to go home today when they do the rounds. There are people in much more need of a bed.
Financial benefits continue to be NSDS 5 already this week.
Have a good day all.
Bob" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Pleased to read that you're feeling a bit better, and on the up. Hope that you get home today.
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
aw glad to hear you're on the mend Bob x I few years ago I was admitted to hospital and was given morphine and it was hideous, I was being sick and just felt retchid. After 1 shot of it even though I was in serious pain I didn't take anymore and was given codeine instead.DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Good news Bob. Sending you a quick recovery.
Lots of cheap rate electricity action this morning. Also got out food from freezer for today .
Dogs out. Sheep done. Only one single this morning. Big big lamb.
Lovely day, mild and dry am desperately hoping it stays like this.
Dd and I did shopping list for tomorro. She should spend around 30 in al&i. I am so impressed that she can stick to a list.
Mince and potatoes tonight with pie and custard for pudding. Yum yum.
Have s good day al.
Maria x0 -
Good Morning All
CCL - Thanks for starting us off today
Bob - So glad that you are starting to feel better
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Today I will
Packed lunch for DH & DS - Done
Read meters & chart - Done
Check Banks - Done
Post Office - Done
Craft -
Read -
Create my annoying list -
Continue purge on Emails -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone - Done
Have a good day! Love to you all!
C x
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning all

Thanks for the start CCL
So glad to hear that you are getting better Bob :T Hope they agree that you can go home, but don't overdo it when you get there :eek: Tummies take time to heal
List for today:
Housework, looks like a bomb site
Not sure if I will get to all of it today though
Sort out sales unit - I had a spectacularly bad month in January, so I am going to restock and hope for better things in February :cool:
Dog walks x 2
HM meals from stores
Make some cakes, still not done this
Make a rice pudding in the SC to use up some slightly OOD cream
Go through fridge and make sure nothing else is 'escaping'
Put ironing away before pup gets to it and it needs ironing - and washing - again :eek:
Any surveys, FPL etc - I am getting close to payout again on onepoll
Aim for a NSD - can't think of anything I can't live without today! I am determined to maximise these :money:
Pay in a cheque, better in the bank than in my handbag!
Well, that lot sounds ambitious, especially the housework :eek:
Hope you all have a good day
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Morning guys :wave: thanks for starting the thread Cat :A Hope the day goes quickly for you (in a good way!) and you are a day closer to a rest

Feeling really proud of myself as yesterday I was feeling anxious and just bad about stuff so I listened to myself, made a decision, and used the afternoon to look after myself and did some knitting. Felt much better by the evening
So dgd at home today
planning to do some gardening with her. Bought some little windmills so going to plant up a couple of pots and put them in there for her 
Small plans for the day:
* [STRIKE]check banking[/STRIKE]
* [STRIKE]call up bb supplier - must do this today![/STRIKE]
*[STRIKE] Have tidied up, swept & polished downstairs already[/STRIKE]
* extra water in thermos when I next boil the kettle
*[STRIKE] freeze lo beef in some gravy[/STRIKE]
* go through fridge and make sure nothing goes to waste
* [STRIKE]1 job from the annoying list[/STRIKE]
* NSD
* walk down to the library later
* try to reach babysitter and find out what is going on. Haven't been able to reach her for the last few weeks
* photo some items for fleabay and list this evening
* bath & pamper this evening
* all meals from stores - check meal plan for tonight's delights - think it's jacket potatoes. Nice and easy
Think that's all I need/want to do today. Have a lovely Thursday guys xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning all!
Pleased your on the mend Bob!
Today I have/will:-
* Check banks
* Check FPL
* Submit meter readings
* Tie hair up as its manky but circuits later so refuse to wash twice! :rotfl:
* Wash old tea, coffee and sugar pots so can take to the charity shop with other bits at the weekend
* Make smoothies for breakfast
* Take lunch to work
* Charge phone in work
* Make list for bits I need to get at lunch time
* Buy block of circuits so its cheaper
* Earn more on OnePoll
* Go to circuits
* Dinner from stores
* Wash hair and let dry naturally
* Tidy bedroom as per flylady thread
* Sort out laundry
Think that's everything. Hope you all have a great day.Debt as at 5 June 2023 - £15,600.89
Current debt - £5,435.00
Total paid off - £10,165.89 (65% paid off)0 -
Quite a chilled day for me today... Went to bed at 9.45 and managed to get a good sleep plus DS2 woke at 11pm for a bottle and went all the way through to 7am :T
- school run DONE
- breakfast for me, must keep doing this! DONE
- entertain DD and DS2 for free DONE
- nursery run with DD DONE
- surveys DONE A FEW
- try to list one item on eBay as part of the February challenge DONE
- school run and meals from stores for kiddies DONE
- wash and put school trousers on the rads for tomorrowDONE
- shopping list and meal plan for next week (budget tight as short of money until next week, might have to use some of my nectar card points to help)
- dinner from stores for me and OH DONE had the leftover Thai curry was yum!
- practice spellings with DS1 as he has a test tomorrow
Think that's it!DMP Started June 20160
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