Tuesday 2nd Feb - What small DFW things will you do today? :)

lego_mum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

PurpleFairy26

Thanks for the start Lego Mum, hope you managed some sleep and your shoulder isn't too bad.

Didn't managed to get in to post last night, too late, but did read. Lovely to see the thread so busy. My list for today:

Check banking, update sheet
Check for surveys, £co
Do one thing off February list
Man coming to give us quote for some replacement windows, won't be able to get them all done together and he knows that but we can just work out which ones to do in order and how much we need to save for
Meals from stores, v cheap aubergine and lentil curry tonight
Washing shuffle from airer to rads (although think they'll only be on for half an hour to take the chill off)
Run for free exercise
DH spend £18 on groceries for week yesterday, based on meal plan and what we have in let's see how far we get with that
Girls getting haircuts tonight, been 6 months since eldest and a year for youngest so not extravagant and the lovely lady comes to us

Think that's about all, have a good day everyone,

Hope you're doing ok Bob- thinking of you.

crazy_cat_lady

Ah no - I didn't see this one. Sorry legomum

crazy_cat_lady

Good morning all
The day has ticked around yet again and my tiredness has hit a new high (and it's only Tuesday)
Anyway, life goes on and so does the frugal living - here's today's list.
Check banking and PAD
Full day of teaching
Mark a set of books
Find asst Head for my obs feedback
Remain calm in the face of adversity
Get dh to do something round the house
Aim for nsd
All meals from stores
Relax with some TV tonight
Make time for exercise
Think that's it - have a good day everyone

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

determined_new_ms

Hi legomum & cat :wave: crikey legomum that was early!

Quick post for me as need to get out the house in 10 minutes for an appointment in the town (we live in a little village about 4 miles out of town).

Things for today:

* getting ready this morning was so much easier as got dgd's things all ready yesterday before work
* checked banking and did a few shuffles
* put £6.80 in overpayment pot from tips
* while going into town for appointment going to get bits from town that are needed
* taking carrier bags with me for shopping
* taking water and an apple with me
* will get a free latte as have 6 tokens for maccy d's
* taking my annoying things list so I can look for the bits I need in the pound shop
* will park in free parking spot and walk into town
* job search
* reply to email re life coaching
* reply to email for reference for someone
* update ms ss
* flylady bathroom
* all meals from stores
* reviewed shopping list and think I can shave a few things off
* have £2 MOC for Tescos so will buy a couple of bits in there
* check for/apply for ms assignments

Ok that's all I have time to write up/can think of right now. Have a great day x

allydowd

Morning all, :wave:

Thanks for the starter Lego.

Bob hope you're on the mend.

Greetings from inside Storm Henry (or whatever today's squall is called). Thank goodness the weather is finally set to calm later.

We're back from the Highlands. Had a lovely time in the log cabin. It was really warm and comfortable and we had the lovely treat of satellite tv (we only get about 9 channels at home). Cooked ourselves a roast dinner in the UFO. Managed to source a half price chicken en route. Then snuggled up and listened to the howling snow storm outside and the sound of the nearby waterfall and one very noisy robin. Took some not-bad photies in between bouts of serious Weather.:eek:

Anyway dear OH is out at work today. I was going to stay in bed but that seems very lazy, I know you guys will be soooo busy today, so I've made a list.

* Need to wash up all the things we took with us up North. With Startdrops, naturally. Done.

* Wash towels and bedding we took up with us. We took end-of-week ones with us in case the cabin wasn't spotless. As it turns out it was pretty clean. Done.

* Put fabric cool bag through washing machine. Looks urghy. In progress.

* Have one of the gazillion naan breads that are replicating in the freezer for lunch. Done. Thanks Dawn.

* Watch Supershoppers recorded over night. Done.

* Look at Finances. Done.

* Repair coat hook I just pulled off wall....for the third time this year. :mad: Work in progress.

* Make omelette with one sad slice of chorizo. Done.

* Plan a second night away later in the week.

* Enjoy the luxury of reading a book.

* Pickle some eggs. Work in progress.

* Play with photos I took while away.

* Rescue trousers with sewing machine. Done.

* Dinner will be wee venison escalopes we bought while away.

* Look out for nacreous clouds at sunset tonight. Good photo opportunity. They look like Mother of Pearl (Link). Terribly bad news for the planet though. (Link)


What have you folks got lined up for today? I'm feeling a bit lonely so I'll be in and out of here all day.

DawnW

Morning all
Thanks for the start Legomum - I was also up at 5am taking headache tablets Managed to get back to sleep for an hour eventually though.

Ally - have you tried Nigella's naan bread pizza? Really nice, and you don't have to use the topping she suggests, but adapt to whatever you have in
http://www.nigella.com/recipes/view/naan-pizza-9

List for me today:
Dog walks x 2 (though OH is currently doing #1)
Check banks
Got to go back to DD1's (a 40 mile or thereabouts journey) as OH managed to leave something important behind after our stay at the weekend - so that will take up most of the day. Decided we might stop off at one of the towns on the way back for a look around
Any surveys, check FPL etc
Chicken legs out of freezer to cook for dinner (I will roast veggies from the fridge with them)
Make something for the cake tin - chocolate chip and peanut cookies (to use up some peanuts left over from Christmas) and /or a fruit cake - we will see. Not slimming, but saves buying treats, and at least I know what is in them!

OK, better get ready to go out. Hope you all have a good day

twiggy86

Morning all!

Thanks for pointing me in the direction of the flylady thread - feel much more organised already!

Today I have/will:-
* Check banks
* Check FPL
* Make smoothies for breakfast
* Sort out carp on top of microwave - dump/file accordingly
* Sort out veggie cupboard - eeek some spuds had taken on a life of their own so had to be dumped! Sorry I know this type of behaviour will offend you guys! But now the cupboard is sorted I can see what's in there (which isn't a lot now!)
* Wash towels and bathmats on eco wash
* Sweep kitchen floor
* Take lunch to work - inc melon donated by my mum!
* Pay £5 reward received from bank off CC
* Update snowball, signature and spreadsheet
* Charge phone in work
* Drink lots of water at work
* Print out letter which I typed at work as now need to handwrite (long story but a letter that I had to get approved so didn't want to handwrite only to have to change it!)
* "Womble" envelope and stamp from work
* Go for a run(?) - really must do this but at the moment I'm at the point where I'm so unfit I'm scared to get started!
* Dinner from stores
* Finish cleaning kitchen as per flylady thread

Think that's everything for now! Hope you all have a great day.

allydowd

DawnW wrote: »

Ally - have you tried Nigella's naan bread pizza? Really nice, and you don't have to use the topping she suggests, but adapt to whatever you have in
http://www.nigella.com/recipes/view/naan-pizza-9

Oh, thank-you! I am making that! That's looking much yummier than what I was planning on making.

allydowd

twiggy86 wrote: »

* Go for a run(?) - really must do this but at the moment I'm at the point where I'm so unfit I'm scared to get started!

Go for it! I'm a rubbish runner. I started off running for about a minute and walking for ten and being really proud of that.

Then I progressed to running downhill only!

And sometimes I just walked really fast for twenty minutes, in full running year and I timed how long that route took and then tried to be a second faster the next time.

Then I started running for a minute, walking for a minute and trying to do that over and over again.

Now I can do half an hour without stopping.

Remember, you're doing it for yourself, not to impress anyone. And there's no law saying you have to make progress! All you have to do is enjoy yourself! And, a word of caution, I borrowed one of those How To Run library books and I tried one of their plans to improve my running. I wasn't fit enough to manage their easiest plan and this made me feel a failure. I made my own plan and that was much better. (Funnily I can climb mountains in 'record' time and without breaking myself but as soon as I run I turn into a snail....)