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32 years no claims bonus lost because car used as a taxi for 2 years?

cherub1965 · 2016-01-27 00:29:33

My partner has 32 years no claims, he went on private hire taxis using his own car for 2 years, he came off them a couple of weeks ago, and the insurers will now only give him 2 years no claims. Can anybody explain why? The insurers agreed to give him the full no claims, but have now changed their minds and want a further…

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System Posts: 178,352 Community Admin

30 January 2016 at 10:39AM

Was he a freelance self-employed taxi-driver, insuring it in his own personal name, or was it insured as a separate legal entity "J Bloggs Taxis" ?
It's surely the individual's insurance history that counts, not that of the vehicle?

So all he had was a 2-year gap in private car insurance, which may possibly preserve the NCD with the right insurer?

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