Tuesday 26th Jan - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Hi, :wave:

Greetings from soggy Scotland. Nothing much to report, just popping in to get you started.

* Went to work even though the desire to skive off was seriously strong. Just two more shifts to go in this role. Then I can have some time off, finally.

* Leftover lamb stew for breakfast followed by the last of the weekend's bargain raspberries.

* Credit card rewards are nearly at £10 for this quarter. (0% Credit card is managed using the 'spend then pay off card immediately method'.)

* Weakened in the work canteen and bought a pastry and some crisps but managed to stop myself before ordering a main meal. :rotfl:

What about you folks?

YORKSHIRELASS

Morning all

Ally I dont think I could eat lamb stew at this time of morning but it is definitely a hearty breakfast!

Tumble drier on again here, just to finish off what has been over one of the airers. I am really struggling with the amount of washing at the moment.

Shouldnt need to spend today. Homemade chicken and chorizo pie for tea tonight, have got a sandwich to take for lunch. Need to get DS1 a copy of the highway code sometime this week and find out about driving lessons. My lovely lovely brother has been saving a little each week for my kids since they were born and this should pay for DS1s driving lessons.

Have a good day everyone x

PurpleFairy26

Morning all, thanks for starting us off Ally :hello: and you, yorkshirelass and all that follow. I know what you mean about washing YL - it's too mild to have heating on but not warm enough to dry outside

My list for today:
Check bank
Check surveys
Packed lunch for dd2, meals from stores
Working from home, no commute :j
Run for free
One thing from January list
Continue the great giant washing shuffle :rotfl:
Get meat out of freezer to cook in sc tomorrow as my folks are coming over, may get ys pie out too

Think that's about all, have a good day

crazy_cat_lady

Morning Ally, Yorkshire and all that follow :hello:
Thanks for the start Ally - I know how you're feeling at the moment. I feel desperate for a break too, and it's only a few weeks since I had one. I've had to force myself out of bed this morning again - it's not wet yet but very windy indeed out there.
Here's today's little list:
Check banking and PAD (3 days till payday :j)
NSD
All meals from stores
Exercise
Full day of teaching
Marking (now urgent)
Try not to stress
Crochet (didn't do any last night:()
Do not let other people get to me
Get dh to do something useful
That will do - hopefully I'll make better progress than I did yesterday. Have a good day

crazy_cat_lady

Hi Jonno :hello:

ziggy2407

Good Morning All

Ally - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's list looks a lot like yesterdays as I got in front of myself - I can't do the ironing until I've done the washing and I can't do the clothes washing while I'm washing bedding etc, lol :rotfl: , so today I will

Packed lunch for DH & DS - Done
Check Banks - Done
Bump all sale listings/freecycle/facebook -
Shower & Pamper -
Washing -
Ironing -
Craft -
Read -
Create my annoying list -
Continue purge on Emails -
Continue decluttering -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a good day! Love to you all!

C x

DawnW

Morning all:j
Thanks for the start Ally

Windy here today, with rain forecast - I was lucky enough to get the washing fairly dry outside yesterday, it just needs to be put in the airing cupboard for a while now

List for today:
Planning a visit to the local garden centre to look for a bigger pot for my patio quince tree, some compost and some winter wash for the fruit trees - so not a NSD today.

Apart from that I have / will:
Cheapie porridge breakfast (sorry Ally, couldn't manage lamb stew, but I think you work nights (?) in which case it would be like dinner for you?)
Fed dog and hens
Dog walks x 2 (will get OH to do one )
Check banks
HM meals from stores - making curry today
Buy bananas, apples and cooking foil while out
Sort out and clean at least one cupboard
Dust the furniture (didn't get to this yesterday )
Pull out more chard plants for the chickens
Maybe tackle the unruly climbing rose that grows over an archway in the garden - it needs pruning and training, but will be a pickle to do because OH has woven it into the archway - it is very prickly Depends on whether it stays dry though...
Put away sales items that I brought home from unit yesterday, before GD appears tomorrow and turns them out :rotfl:
Postal survey tasks
Any online surveys, FPL etc

Better get on with some of it - hope everyone has a good day

JHiggins91

Morning all

I managed to get very little done yesterday in terms of DFW but I did manage to get my car tax sorted.

Today will be a LSD.
Have an hour long meeting after first break in work today to break the day up.
Go a run for free tonight.
Pack some clothes for moving on Friday as I done nothing last night.

twiggy86

Morning all!

I managed a NSD yesterday! Today wont be as I need petrol.

So last night I ended up in the kitchen most of the evening so didn't get much else done! Started making lasagne, realised I didn't have any tinned tomatoes so used up a jar of bolagnaise sauce I must have bought at some point. Then started making the white sauce and made a pint to top one lasagne! Opps! So decided to use the sauce to make a chicken and broccoli bake which also used up a few bits of broccoli left over from dinner! Not sure what it will taste like as I tried to base it on a recipe my lodger used to make but couldn't really remember it!

Right so on to today! I have/will:-
* Drag myself out of bed!
* Check banks
* Do a bit of a money shuffle with money OH gave me
* Check FPL
* Take lunch to work including salad and fruit salad my mum gave me
* Take parcel to work to hand in on my way home
* Clear out money that's by the handbrake in my car (no idea why its there or why I haven't stuck it in my purse already! Only coppers and a few 10ps)
* Charge phone in work
* Rejig and fianlise budget (realised no council tax next month!)
* Freeze chicken breasts
* Dinner from stores
* Work out some jobs OH can do around the house tomorrow as likely to be rained off work
* Tidy bedroom
* Strip bedding ready to put on tomorrow morning
* Wipe down shower after use (I always do this but forget to put!)

Think that's it for now. Hope you all have a good day!