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How do I remove CIFAS protective registration ?
chriskv
Posts: 33 Forumite
Lloyds has registered a CIFAS protective registration in my name and send me a letter saying they've done this to protect me.
I don't want CIFAS , They mistook an application I made for a fraudulent one . Now Im scared to go apply elsewhere in person even because of this CIFAS.
How do I get this removed , Where do I write to ? Who do I contact ?:mad:
I don't want CIFAS , They mistook an application I made for a fraudulent one . Now Im scared to go apply elsewhere in person even because of this CIFAS.
How do I get this removed , Where do I write to ? Who do I contact ?:mad:
Sir, my concern is not whether God is on our side; my greatest concern is to be on God's side, for God is always right.
Proud member of the London Met Police. Serving for 5 years.
Proud member of the London Met Police. Serving for 5 years.
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What did Lloyds say when you told them that the application was yours?0
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They didn't ask me if it was mine . They just sent a letter. Apparently since my accommodation was shared they have linked my IP address to other accounts. Quite weird.Sir, my concern is not whether God is on our side; my greatest concern is to be on God's side, for God is always right.
Proud member of the London Met Police. Serving for 5 years.0 -
So you haven't spoken to them about it?
Wouldn't that be the best place to start? Tell them you made the application and therefore there is no attempted fraud?0 -
Would they trust me ? They had my number and they didn't bother calling me . I'd rather speak to them in person with my ID and go to the branch rather than call them up. From their point of view a fraud who made the application could well be calling them.Sir, my concern is not whether God is on our side; my greatest concern is to be on God's side, for God is always right.
Proud member of the London Met Police. Serving for 5 years.0 -
Then go into branch, if you prefer.0
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I was going to do that sir , But I was wondering if I could send my ID directly to CIFAS while I wait for Lloyds to deal with it .Sir, my concern is not whether God is on our side; my greatest concern is to be on God's side, for God is always right.
Proud member of the London Met Police. Serving for 5 years.0 -
If this is true it beggars belief. That a bank could assume fraud and smack the applicant with a CIFAS "protection" just based on IP address is verging on the criminal.0
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They didn't ask me if it was mine . They just sent a letter. Apparently since my accommodation was shared they have linked my IP address to other accounts. Quite weird.
That makes no sense. What about the millions of other people who live in shared accommodation?
What does your IP address have to do with anything?Protective Registration lasts for one year, but the people you register can choose to have it removed at any time.
Details here on what to do:
https://www.cifas.org.uk/dispute_a_warning_can_I_get_it_amended_removedI'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
@Candyapple : Well thats what the lady told me. she said the IP address was used to access multiple account and we believe the application was fraudulent. BS.Sir, my concern is not whether God is on our side; my greatest concern is to be on God's side, for God is always right.
Proud member of the London Met Police. Serving for 5 years.0 -
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