Saturday 16th & Sunday 17th Jan. what small debt free things will you do?

Baileys_Babe

Lots of list will be rolled over to tomorrow, but we did have a good time at my nephews birthday party most of us were still there nearly 2 hours after the planned finishing time.

Sanctioned_Parts_List

DawnW wrote: »

Good luck with your mortgage free journey Sanctioned Parts List. Is your mortgage on a house in the UK or elsewhere? We paid ours off early so that we could take early retirement - our pensions are very small but we manage fine without accommodation costs. We have savings in case expensive repairs are needed, but of course need to keep these intact for emergencies, and not have them swallowed up in day to day living costs

Thanks Dawn - the house is in the UK, we're only temporarily overseas, as the project I'm on goes into its construction phase and Mrs SPL and mini SPLs were able to come too, which is nice.

Would be nice not to have to worry about what sort of work we do; once the mortgage is gone, just about any ol' burger flipping job will cover our costs.

Princess - Mrs SPL was donated one of those window-vac gizmos. Would never have spent our own money on one, but they're great if someone else is paying. Just a splash of all-purpose cleaner in warm water then scraped dry with that thing and they're sparkly inside and out, in about 10 seconds.

crazy_cat_lady

Morning all
Another freezing start to the day. Even my laptop didn't fancy starting up this morning. It's on a bit of a go slow.
Another small-ish list for today - I'm going to try and relax a bit more.
PAD to Christmas fund
tutoring
visit my mam for good chat and a free feed
write some more of my reports if I feel like it
make time for exercise (remind myself it makes me feel good afterwards)
start my next crochet project (the cardi is done)
repair the quilt cover that is annoying the life out of me
get ds to tidy his room :mad:
nsd
Think that's it! Enjoy the day everyone :j

determined_new_ms

Morning Cat :wave: it's cold here too but I've put my onesie on rather than the heating

Just drinking my second cup of coffee but need to get a wiggle on as leaving for work at 10.20. Hopefully being Sunday there will be some tips :beer:

Got £2.40 tips yesterday and my wages so put some more cash in the over payment pot. Have counted up what's in there and there is just over £50 :j so we definitely should achieve the monthly target of £80 this month. Have also massively underspent on groceries so should be able to pay extra this month. 1 month in and we are on target to pay it off by the end of the year :j Just hope we can keep it up!

Had to go to the supermarket for work at 6pm and managed to get some apricots for 70p, a pot of creme fraiche for 9p (need to work out what I am going to use it for over the next couple of days) and a Frozen birthday cake for 99p reduced from £10 :eek: Need to cut it up and freeze it, but by my reckoning that will last dgd until mid March for packed lunches and deserts :T

Anyway plans for the day are:

* hopefully will get a free Sunday dinner at the end of my shift cost is £10.95 for a roast at the pub. Might join the wombling challenge Bob & Cat
* B/L/dgd's food from stores
* get oh to change fuse on washing machine - really needs to be done now!
* buy The Sun for the caravan holiday voucher
* going to the cinema with oh tonight so will have to pay babysitter but the cinema tickets are only £2.50 so hopefully won't spend more than £15 and oh & I desperately need a date night!
* any tips into the over payment pot
* taking dgd to work with me this morning - have to clean between 11-12 - so oh can go to the gym and then he will come and collect her
* cut & freeze the cake and look for creme fraiche ideas - ok have just done that and have loads of ideas so this will get used up quickly
* finish polishing/tidying/vacuuming dgd's room.

Ok that's all I have time for/will do today as need to leave in 1 hour 20 mins! Better get a move on. Have a great day x

DawnW

Morning all
Well, it is noticeably warmer here today, so no heating on :T Got colder this afternoon
Downside is it is raining again We had a bit of sleet overnight by the looks of it, I could see it on top of the chicken house when I let out the chooks, but it had started to rain by that time.

List for today:
Eggs for breakfast (from my chickens and DD's ducks ) Done
Dog walks x 2, will need to wait till rain eases off, as mutt won't walk otherwise (no use me taking him for a walk and having to carry him inside my coat) OH and I did one each - brrrr :eek:
Make a loaf in the BM Done, granary today
Make some biscuits to use up some OOD peanuts (sealed in unopened bag so should be ok). If they are ok, freeze any leftover peanuts - it is a big bag and the biscuit recipe will only use half Yummy choc chip and peaut cookies I have frozen the rest of the peanuts (which were absolutely fine) for another batch. Also used a shrivelled lemon I found in one of the salad drawers in the fridge and made a lemon drizzle cake. Lots of treats for the week, though not so good on the waistlines front Fed a cookie to a neighbour who popped round for something and stayed for a cuppa
HM meals from stores - cooking a piece of gammon bought at bargainous price a few weeks ago from local butcher (been frozen obviously) because of it being an odd shape - I bought several joints for £2.50 each. They are from a posh local smokehouse too, not imported Done
Aim for a NSD Grr I think I am going to have to buy a pint of milk as we are running out. I don't drink it but OH can't do without it for his hot drinks
Any surveys, FPL etc No surveys today
Prepare postal survey items for the coming week Done
Bit of ironing :eek: Must do this as the skirt I want to wear tomorrow is on the pile

Sorted out a load of magazines that I want to keep, but which were collecting dust in an open container on the floor in our bedroom. I put them in another, smaller container that DD brought round yesterday, which fits neatly inside a cupboard in the lounge I will clean out the larger container and repurpose it for GD's toys, as they are spilling out of the small box they are currently in

Had to put the heating on for an hour this afternoon, as it got really cold in here. Wood burner is alight now though, so lovely and toasty . Cold with nasty, sleety rain outside (just been out to shut up the chickens for the night)

Free entertainment, one of the books I was given for Christmas

Should keep me busy for a while
Hope everyone has a good day

DawnW

Sanctioned_Parts_List wrote: »

Thanks Dawn - the house is in the UK, we're only temporarily overseas, as the project I'm on goes into its construction phase and Mrs SPL and mini SPLs were able to come too, which is nice.

Great to be able to live in a different culture for a while, and very educational for the children. I visited Beijing to speak at a conference a few years ago, and found it a fascinating place

PurpleFairy26

Morning all :hello:

We have snow :j just a little so it won't last long but enough to take the smalls out in a bit with their wellies on and slush around :T hope it hasn't killed my daffs that are all confused about what season it is

My list for today:
Check banking see if Amazon have refunded an unauthorised payment from our joint account. Helpfully our bank have given it is back as a temporary measure, which is kind of them :T
Beef stew in slow cooker - a glug of left over Christmas chutney in there for extra flavour
Curried parsnip soup made at same as prep for stew, lunches for week
Used ys veggies for ^
De cluttered a big bag and some of toys yesterday whilst sorting 'homes' for everything, will do DD room later - also chucked some tat
Was going to list a chair on selling pages, but may hold off because of snow, not sure anyone will want to come and collect
Cut up melon for snacks for us all
Unsurprisingly my £75 that was due from £co today has now not appeared (just like £40 last week) and has gone back a stage in processing :mad:
Did withdraw £1.82 from work perks account from cash back, will pad to cc when arrives.

Think that's all, stay safe those that have had loads more of the White stuff than us

La_escocesa

Hi everyone :wave:

We've got a little flurry of snow as well today. Am going to take the dog out in a bit.

Both OH and I working today - it's been his busiest week in ages! :j (Think it was me threatening that he had to get another job ). Need to YNAB our 'inflows' and decide where they need to go this week. (Groceries, travel, CC #1 hopefuly)

Making myself some fingerless gloves: http://goo.gl/qqjpqw :cool:

Making some more soup - I my soup maker! Even better that it was paid for with saved-up 20ps and 10ps and I used a £10 off voucher :T

Need to get the chicken in the slow cooker. :A

And hopefully time for biz planning/advertising

Take care everyone!

xxx

lego_mum

Dnms Love the sound of your ys shopping yesterday!!

Another day at home as still not 100%.

Few bits that I need to do though are
:A Sort fridge before mrT delivery
:A Prep veg for sunday lunch, my parents are coming over to help dh with something so need to feed them
:A Make everyone's lunches for school work tomorrow.

Other then that I just want to be sat with my feet up and snoozing

Have a good day all (we don't have any of the white stuff here just rain, rain and more rain)

maria3104

Happy Sunday everyone.
Victoria sponge almost cooked . Easter cake on last hour.
Pups had a 3 hour run.
It is not raining!!!!!!!
Aim now to knit and nap.

A nsd weekend apart from church collection which I do not count.maria x