Saturday 16th & Sunday 17th Jan. what small debt free things will you do?

carrielovesfanta

Hey guys,

Thanks to Bob for starting us off

Well done to Pace and Chocolatelover on the job front.

Massive hugs to anyone who needs them

It's been a bit hectic but I did miss posting my lists! Finally at home today, only to get a call from one of the vessels at 9.30 saying that the verification trial data will be with me this afternoon. OH not pleased about this.

We went for a meal last night for a celebration as OH has been discharged from the mental health team. Scored all zeroes on his last PTSD assessment

Finally a lovely frosty sunny start to the day here in the NW

Today's list:

• B/L/D from stores
• Meal plan for next week - done
• Hoover house - done
• Washing on and out on the line while I can - done
• General tidying - done
• Send friend my bank details so she can pay some money back that I lent her
• Crochet
• Work overtime - spying on the vessel track...

Small start but may add more


Have a good one folks



clf x

chocolatelover93

Morning everyone
Thank you Bob for starting us off I read your first on the list as "eating the house first" :rotfl::rotfl:

CCL - Sorry to hear work is stressing you out, hope you have a nice relaxing weekend sending hugs

Ally - it sounds lovely where you are I love photography and sounds like the sort of place I could spend hours taking photos hope you and your OH have a good day today

Dawn - Sorry to hear that sales are slow is it because it is January and people are feeling the pinch from Christmas? Hopefully they will pick up again after pay day

LegoMum - Hope you're feeling better soon!!

Trying to get back into the swing on things and coming back every day (only think it's been about 2 weeks or so but feel likes forever!!) haha
Last night me and hubby started using YNAB after ages and ages of moaning at him he finally agreed we need to budget :j going to take a while for us to sort everything out but we will get there in the end found it a bit confusing to begin with but slowly getting there.

So today's list:
FPL
Lucky Phone
Survey/s
Do two loads of washing
B/D from stores
Low cost/healthy lunch at work
Have another look at YNAB

Think that is about it for now

chocolatelover93

CLF - that's great news about your OH xx

make_the_change

Morning All,

Today is my shopping day so the plan is:

Go to high street as usual on a Saturday with family and kiddies
Shop around in sales for a new coat - desperately need one as mine is falling to pieces - strict budget
Shop around in charity shops for coat and jumper - have no warm thick clothes in the wardrobe so desperate for a cheapy to keep snug - got a jumper in Debenhams sale and used my £5 voucher and found a gorgeous jumper in charity shop for £4.50! Total spent on 2 jumpers £13!
Do shopping, armed with a strict list!!!
Spend afternoon with family
Home to put shopping away, dinner from stores with my sister
Catch up on soaps as crashed at 8.30pm last night exhausted

Happy Saturday all!

maria3104

Have been up since 7, only 2 hours late.
Mucked out chucks.
Gave pups a run.
Made beef stew for 10.
Done 2 loads of washing and put away.
2 chocolate cakes nearly cooked.
Men now in taken over kitchen so am catching up with us whilst they make a big mess.
Ally thank you I will try the glue.
Maria xxxx

determined_new_ms

Morning guys :wave: thanks for starting us off Bob :A

CLF what great news :T

Well this morning has been one of those glorious mornings where time has stretched before me (in a good way) and I've got everything I needed to get done done and still have 1/2 hour till I need to leave for work :j

Just need to sweep kitchen floor and put the last few things away and the downstairs is clean and tidy

DFW things for the day:

* continued updating my s/s and working out my spends through the year so far for the frugal living challenge.
* I've worked out I've spent £49 on groceries and £88 personally. £54 of this was either to my dd or my ds so in reality I've spent £34 which I don't think is too bad and £40 on petrol
* last of the tiger bread for toast for breakfast. Have 2 tiny ends which I will grate and freeze later
* All meals from stores
* will make a pork sandwich to take to work, with fruit, and use some of their apple sauce as I've run out
* get oh to change the fuse in the washing machine so I can do some washing. It's been out of action for 3 days now seems like it's on the way out as it has now blown a fuse 3 times
* 2 loads of washing & hang up once this is done
* scrabble or film & wine this evening with oh - didn't do this yesterday as I was reading my book
* 2x2 mediations
* buy The Sun for the caravan holiday voucher
* £9.70 holiday money to go into the debt overpayment pot & any tips will go in there as well

Ok think that's my lot. Have a great day everyone x

ziggy2407

Good Morning

Bob - Thanks for starting us off today, stay warm and safe

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Another feeble list, today I will

Shopping with list - Done
Check Banks - Done
Bump all sale listings/freecycle/facebook - Done
Boys to Footie match (early kick off) -
Wrap pressie for sis-in-law -
Filing & Shredding
Craft -
Continue purge on Emails -
Continue decluttering -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a good day! Love to you all!

C x

Anyone fancy an "iPad Air 2" - The Times are giving away one every hour today between 9am & 9pm - just enter your name, email and telephone call every hour and keep your fingers crossed - I won a TV and Sky pacakage on one of their previous giveaways, so anything is possible

https://www.thetimesoffers.co.uk/ipad16jan/index_success.php

La_escocesa

Well hello there my lovelies :wave:

Nice to see you Chocolate - stick with YNAB - I reckon you'll get there. We did it for a month or so and then 'made a fresh start', and got rid of everything we realised we didn't need - categories/accounts etc. It's so much better now although I think I might make another fresh start again as it's still a bit of a work in progress...

Nothing was v DFW-esque with me yesterday - went to the pub for lunch and dinner! Lunch was £6 and then got a £5 off dinner voucher so it wasn't soooo bad....right?!

Oh, one for Foxgloves - I know how you love your unnecessary gadgets...Well, I'm thinking of cracking open my sealed pot today and buying myself a soup maker! Yes, I know I have a pan and can do it but wow - I am sold on how good these things are!! :rotfl: I also have £10 off this http://goo.gl/7Vlb5q

Other things I'm doing:
- Bought 10 for £1 coffee capsules that fit my n3spresso :T
- OH is working today and has the car so I will be staying in and tidying round. :cool:
- Night in with free Net flix trial so we can watch the rest of breaking bad :cool:
- Crocheting myself some new mittens - free pattern from ravelry - how did I live before I found this site! :j
- Bit of meditation course
- Biz planning - replying to emails, advertising, class prep...

Hmm, will think of more I'm sure and as I'm home alone today you will struggle to get rid of me

xxx

La_escocesa

DNMS - you have put me in the mood for scrabble - I'm going to look it out. The only problem is that my OH ALWAYS beats me!! No joke! I used to think I was good at but I can never get anything passed him. Last time I was winning and then he pulled out 'QUAKERS' on a triple word score! :rotfl:

Bob - I am with you on the eating random assortment... I have leftover HM curry, beetroot currently in the slow cooker, sweet potatoes, salad potatoes, carrots and a cauliflower to use up! (This is why I need a soup maker )

Ally - I love Bute - have a great day. Looking forward to seeing some pics. You could make a girl homesick! Although I am visiting the homeland next weekend so looking forward to that.

CLF - that is great news about your OH.

Big love to everyone else - catch up soon. xxx

chocolatelover93

La_escocesa wrote: »

Nice to see you Chocolate - stick with YNAB - I reckon you'll get there. We did it for a month or so and then 'made a fresh start', and got rid of everything we realised we didn't need - categories/accounts etc. It's so much better now although I think I might make another fresh start again as it's still a bit of a work in progress...

Thank you I watched a couple of videos on YouTube last night about it and it seems really good I like the way you can set goals and see how far you've got to get to it (we are saving up for a holiday in June)

xx