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Noddle
w00519772
Posts: 1,297 Forumite
I asked this question yesterday: https://forums.moneysavingexpert.com/discussion/5392492
It would be good to have a look at my credit report to get an idea of how it is affecting me. I realize that credit reports are only a guide. ow does it compare to Experian or Equifax?
https://www.noddle.co.uk/: Is this service completely free or are there hidden charges? Is there a credit score? Again I realize this is only a guide. It would be good to hear from existing customers.
It would be good to have a look at my credit report to get an idea of how it is affecting me. I realize that credit reports are only a guide. ow does it compare to Experian or Equifax?
https://www.noddle.co.uk/: Is this service completely free or are there hidden charges? Is there a credit score? Again I realize this is only a guide. It would be good to hear from existing customers.
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Comments
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It's totally free, will ask for card info to make sure it is you, use this for Callcredit and use Clearscore for Equifax which is also totally free for life. All you have to do then is get your £2 Experian report every so often.0
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Yes - any lenders who don't report to them.0
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All 3 could report different lenders.0
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What do you mean by this? Is there something missing from Noodle?
There's three Credit Reference Agencies. Not everyone reports to all three.
Equifax, Call Credit and Experian.
You can view your Equifax report free via Clear Score.
You can view your Call Credit report free via Noddle.
The information provided by those services is at least a month out of date. Often two or three months.
There isn't a free way to access your Experian data. But you can request a £2 statutory report from them.0 -
Deleted_User wrote: »Yes - any lenders who don't report to them.
What do you mean by this?0 -
The 3 CRAs report the data that lenders provide to them. If a lender doesn't report to a particular CRA, it will not appear on your credit file for that CRA.0
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There's three Credit Reference Agencies. Not everyone reports to all three.
Equifax, Call Credit and Experian.
You can view your Equifax report free via Clear Score.
You can view your Call Credit report free via Noddle.
The information provided by those services is at least a month out of date. Often two or three months.
There isn't a free way to access your Experian data. But you can request a £2 statutory report from them.
Would you recommend any of these? Do you use any of them?0 -
If you want a guaranteed full picture of your credit files, you need all three.
If you're just interested to have a look, just pick one.0
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