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Dancing in the Rain
Comments
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Keep going~~you are nearly there.
Oh how I wish I had been in that position at your age.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Keep going~~you are nearly there.
Oh how I wish I had been in that position at your age.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
in_need_of_direction wrote: »It is easy to take the foot of the pedal when things get less pressured. Just regroup and you'll be fine. You now have a plan in place and with your niece improving, you're less likely to be derailed.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
NOT SO GOOD STUFF
I did not take food into work for lunch and I lost the plot this evening as I was over hungry.
Lunchtime I had a free lunch due to a voucher but then I bought a piece of cake that should have cost £2. I was overcharged by 40p AND short changed by £1. I discovered this late. IRRITATING.:(
I went to Mr Ts after work. Once upon a time this was my usual practice. Today I reverted and bought crisps and wine. NOT GOOD as I ate all the crisps and I had 2 glasses of wine.:(
Worse, Mr T charged me twice for my oranges.:(
My overcharging totals for today are £3.15p. I know it isn’t the end of the world but it BUGS me. It would not have happened if I had slowed down today
I created a meal in minutes and inhaled it. I definitely mismanaged my food today and just look at the result
GOOD STUFF
I had an email connected to my creative work inviting me to be part of a focus group. 1 hour 45 minutes for £60. It isn’t far from where I work so I will do it and keep the money for frivolous spending. This is especially important as I am paying all my second job income to debt
I am doing the last part of a course tomorrow. Last week I could not sleep I was so scared. Today I am a little nervous but basically fine.
I arranged for a transfer to my C/A from my CU a/c and they did it straight away. Thank God I restarted saving in this a/c again
I have got to the end of the week in better shape than I got to the end of last week and for that I am grateful
I hope you got to the end of the week in fine form
Happy weekendIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Good news on the foccus group :j
Enjoy your weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You have so many interesting opportunities happening lately.
Please don't worry so much about the crisps and wine. I know you like living healthy but it's not like you've been smoking h3roin.Sometimes we all need our "crisps and wine".
Have a fab weekend DIA.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
parsniphead wrote: »
Please don't worry so much about the crisps and wine. I know you like living healthy but it's not like you've been smoking h3roin.and you are right I do lose perspective sometimes
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Parsniphead, I just sprayed my laptop with tea :rotfl:My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Thieves! Thieves, the lot of them! Being overcharged is the pits
My mum was charged for a bag at Lidl last weekend when she didn't use one, so when she went home she dug out four receipts from the past month and realised that they all had 5p charges for bags on them and she always has her own reusable bags! Ok, it's only a matter of pence, but if these companies are doing this to all customers every transaction, that's a tidy profit that they're making. She has written to their head office.
Hopefully that's the end of your spate of overcharging bad luck.CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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