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Dancing in the Rain

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  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep going~~you are nearly there.
    Oh how I wish I had been in that position at your age.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    beanielou wrote: »
    Keep going~~you are nearly there.
    Oh how I wish I had been in that position at your age.
    Thanks beanielou :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    It is easy to take the foot of the pedal when things get less pressured. Just regroup and you'll be fine. You now have a plan in place and with your niece improving, you're less likely to be derailed.
    Sage advice INOD. Thank you :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    NOT SO GOOD STUFF
    I did not take food into work for lunch and I lost the plot this evening as I was over hungry. :o

    Lunchtime I had a free lunch due to a voucher but then I bought a piece of cake that should have cost £2. I was overcharged by 40p AND short changed by £1. I discovered this late. IRRITATING.:(

    I went to Mr Ts after work. Once upon a time this was my usual practice. Today I reverted and bought crisps and wine. NOT GOOD as I ate all the crisps and I had 2 glasses of wine.:(

    Worse, Mr T charged me twice for my oranges.:(

    My overcharging totals for today are £3.15p. I know it isn’t the end of the world but it BUGS me. It would not have happened if I had slowed down today :(

    I created a meal in minutes and inhaled it. I definitely mismanaged my food today and just look at the result :o

    GOOD STUFF
    I had an email connected to my creative work inviting me to be part of a focus group. 1 hour 45 minutes for £60. It isn’t far from where I work so I will do it and keep the money for frivolous spending. This is especially important as I am paying all my second job income to debt

    I am doing the last part of a course tomorrow. Last week I could not sleep I was so scared. Today I am a little nervous but basically fine.

    I arranged for a transfer to my C/A from my CU a/c and they did it straight away. Thank God I restarted saving in this a/c again :D

    I have got to the end of the week in better shape than I got to the end of last week and for that I am grateful :)

    I hope you got to the end of the week in fine form

    Happy weekend :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the foccus group :j
    Enjoy your weekend.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    You have so many interesting opportunities happening lately.

    Please don't worry so much about the crisps and wine. I know you like living healthy but it's not like you've been smoking h3roin. ;) Sometimes we all need our "crisps and wine".

    Have a fab weekend DIA.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    Please don't worry so much about the crisps and wine. I know you like living healthy but it's not like you've been smoking h3roin. ;)
    You are too funny :D and you are right I do lose perspective sometimes :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • redofromstart
    redofromstart Posts: 5,870 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Parsniphead, I just sprayed my laptop with tea :rotfl:
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Thieves! Thieves, the lot of them! Being overcharged is the pits :(

    My mum was charged for a bag at Lidl last weekend when she didn't use one, so when she went home she dug out four receipts from the past month and realised that they all had 5p charges for bags on them and she always has her own reusable bags! Ok, it's only a matter of pence, but if these companies are doing this to all customers every transaction, that's a tidy profit that they're making. She has written to their head office.

    Hopefully that's the end of your spate of overcharging bad luck.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    JoJoC wrote: »
    Thieves! Thieves, the lot of them!
    This made me laugh out loud, but you are right :D
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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