Sunday 10th January - What Small DFW-Style Things Will You Be Doing Today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

Morning guys :wave: hope everyone is having a lovely weekend so far :A rained cats and dogs last night here in the temperate South so hope everyone is ok wherever they are.

Didn't manage to get on the last few days as have been busy and then working in the evening. Today we are going to a friend's for Sunday lunch and are going to catch the bus so we can have a few glasses of wine. Looking forward to it as haven't seen my friend for a couple of months :T

Small things for the day:

* [STRIKE]checked cc statement for spends this month. Need to go through it properly and see where money has been spent as it looks higher than I thought it would be...[/STRIKE]
[STRIKE]* make a cake to take to friend's. Undecided on lemon drizzle or carrot cake[/STRIKE] decided to go with the tried and tested brownies mmmm
[STRIKE]* load of washing & hang up[/STRIKE]
* [STRIKE]sweep and mop downstairs floors [/STRIKE]
* clean bathroom using minimal cleaning products
* [STRIKE]freeze portions of irish stew made in the SC yesterday mmmmmm[/STRIKE]
* [STRIKE]checked ms account & have £70 coming in Jan :T[/STRIKE]
* lo pasta bake for tea this evening
* [STRIKE]checked meal plan for what needs to come out of the freezer tonight for tomorrow's dinner[/STRIKE]

Ok that's all I need to do I think

Yesterday had a disaster with my knitting (the socks) as dgd helpfully pulled out one of the DPNs :eek: was quite difficult with several :eek:dropped stitches :eek::eek: but managed to rescue it :beer:

Anyway going to finish my coffee and get on with some of the chores. Have a great Sunday everyone x

crazy_cat_lady

Morning DNMS - thanks for the start today. I've really gotten into my knitting and crochet since I started again. I find it very relaxing on the whole, but every single one of the cats likes wool - so it's less relaxing if one of those is about.
Still raining here as well. It was dry for a bit over Friday but started again yesterday morning and is still going. I am grateful we aren't flooded but it is a bit miserable with the constant wet weather.
Today's plans focus mainly on me
:cheesy: make a PAD to moneybox
:cheesy: tutoring this morning
:cheesy: minimise heating use
:cheesy: little spend today, meeting bestie for coffee and a catch up
:cheesy: mark exam questions (now urgent)
:cheesy: portion out the batch cook and store it away
:cheesy: exercise
:cheesy: make time for crochet
:cheesy: get the kids to do something to earn their pocket money
:cheesy: listen to ds read
Have a good day all - I'll be back later :money:

DawnW

Morning all
Thanks for starting the thread DNMS. Hope you have a nice afternoon with your friend

I seem to have been up for ages, as I have had breakfast, fed the dog and hens, emptied the dishwasher and am shortly heading out on the first dog walk, butI guess it is only just over an hour.

List for today:
Dog walks x 2, hopefully there will be a couple of breaks in the rain - it seems to be virtually non-stop at the moment 1 down so far, pup now asleep in OH's armchair (looks cute when he is asleep and not getting into mischief)

Use up pate and salad for lunch

Use a strange tin of something called 'Chinese hotpot' which came from Lidls (don't know why I, or more likely DH, bought that, but as we have it, I will use it). I was thinking of stir frying some chicken breast and peppers and having that with it.

Dry washing on airer - I forgot to put it on last night :mad: Not raining so it is out on the line atm :T

Plant out a couple of hyacinths that have finished flowering, if there is a break in the rain, wash out the vases they grew in and put them away.

Go through coat racks in the hall and tidy them - there might be some items that can be added to the CS bag I started yesterday

Sort out a few items to take to my sales unit tomorrow

Any surveys, FPL etc

Sort out postal survey items for the next week Done

Took a black bag out to the pavement / verge and picked up half a bag of rubbish More than usual because the wind blew a lot of the recycling bins over earlier in the week. The street cleaner doesn't venture this far out of town, and I just don't like looking at it! Some of my neighbours also do this

Well, this isn't much of a list, but all I can think of at the moment - I will check back later and update

Hope everyone has a good day, despite the rotten weather!

PS, Lol at CCL's cats going after he wool while she is knitting :rotfl: How many cats do you have? Thinking about it, my puppy would love to get involved too :rotfl:

lego_mum

Morning all, Thanks Dnms for the start, either cake sounds lovely! ;p
CCl, how's the exercise going? Did you start having personal trainer sessions?

Morning to all who follow & I hope everyone has a good Sunday.
Yesterday's list done as follows

lego_mum wrote: »

Order a spare set of table mats for the kitchen table for when the first sets in the washing machine :A Ordered from Wilko online to collect from store in the week
Kids to swimming lessons, will take a snack with us for after done
Go to ikea to get side table done, some picture framesdone (to put some baby photos that we had taken of ds2 when he was born - it was a pixie foto offer thing, one free print from the sitting but they took loads of nice ones and so pre :money: I was suckered in to buying the set :mad: but we never actually put the pics up, he's 7 now so I think its about time!! Need to keep dh away from the mugs, he always buys mugs when we go!! failed!! another 2 mugs in the house although one he's taking to work...
Get ds2's feet measured at clarks outlet, he needs new trainers, his others are letting in water done
Pick up free milllies cookies using 02 app the app wouldn't load whilst we were there
B/D from stores - lunch with be at ikea done
Check fpl/luckyphone etc done

There will be more but I need to go!!

Have a good day all

Today's list
Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Share bath water
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed

Daily jobs:
:starmod: Wash a load at 30 degrees
:starmod: Hang washing on the line if dry/radiators if not
:starmod: Check banks/update spreadsheet
:starmod: Delete junk from emails :A
:starmod: Clean & tidy fridge (make sure we don’t waste anything) before mr t delivery :A
:starmod: Use something out of the food use up box :A
:starmod: Plan today’s meals from stores - family coming for lunch, we have two ys spatcock chickens that we got the other night so will do those and some veg :A Kept bones to make stock
:starmod: Make families lunches for tomorrow
:starmod: Minimum heating on (set for 30 mins before dh gets up), plenty of blankets & jumpers available :A

Tidy home = Tidy mind
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard
:starmod: Gather together items for the cs

Money making schemes
:starmod: Inbox pounds 4 searches :A
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphone :A
:starmod: Check for surveys

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit

Extras
:starmod: Make up ikea side table from yesterday :A
:starmod: Put baby photo's in the new frames :A
:starmod: Put pic hooks up for the photo's This will have to be tomorrow as my dad took the hooks to his the other day
:starmod: Swap two wicker baskets to go in the new side table done
& get cheap plastic baskets out of the garage to replace them in my shower room cupboard for my toiletries
:starmod: Sort out my cables for tablet/phone/laptop etc to go into one of the wicker and the kids cables into the other one, should make it easier to find things! :A
:starmod: Bought a lovely cheap toiletries bag at ikea yesterday, need to sort it out for my gym bag, it will be nice to have everything together
:starmod: Dad suggested putting some purple wrapping paper behind a pic frame in our sitting room to emphasise the middle which says family :A
:starmod: Fixed the fabric that we'd recovered our foot stool with, the pins we'd used were falling out so checked my cross stich sewing threads (that I've had for 20+ yrs) and there was a perfect colour match. A few stitches and it looks so much better now :A


That's it for now.

lego_mum

Morning Dawn, we crossed posts this morning.

crazy_cat_lady

DawnW wrote: »

PS, Lol at CCL's cats going after he wool while she is knitting :rotfl: How many cats do you have? Thinking about it, my puppy would love to get involved too :rotfl:

There are 6 of them, and wool is the only thing I've ever known that every single one of them will go for. Got in from work one night to find that one (or more) had unravelled a whole ball of wool around the house. They thought that it was a great game while I tried to wind it back into the ball again.

crazy_cat_lady

lego_mum wrote: »

CCl, how's the exercise going? Did you start having personal trainer sessions?

Yes, I did - my friend Katie is a superstar. I see her once a week then she gives me a programme to follow at home. Although goodness knows how long I'll be able to afford that if dh doesn't go back to work very soon.

foxgloves

Oh DNMS - Glad you recovered your knitting! I remember the feeling' as one of my nephews pulled a similar stunt back when he was about 2 years old.

CCL - My cat is shocking for grabbing yarn. He also goes fishing about in my knitting basket if it's on the floor & removes stuff to play with. This can include balls of wool, a knitting needle, a completed piece of garment or the actual knitting! Worst behaved cat we've ever had.....but very funny & lovely. Can't imagine having 6, but mr f would love it!
F x

YORKSHIRELASS

Morning everyone

Its raining again, this weather is unbelievable. I wash the kit for DHs footie team so there is nothing for it but to have both airers in use today. The kit was so filthy DH left it outside the back door.

HM pizza for tea, a good chance to use up some leftover bits of chicken and ham that are lurking in the fridge.

It is supposed to stop raining later so our plan is to declutter the shed and greenhouse. We have a skip from refitting our bathroom and it is being collected tomorrow.

I think I will light the woodburner rather than putting the heating on. Oh and I might make some soup for lunch.

maria3104

Hi all
Been awake from 1 - 5 this morning , like a split shift just for sleeping.
Will have a quiet day pottering.
Maria x

Bagpuss741

Today I have/will:

1. Checked online banking
2. Printed bank statement
3. Washed/disinfected cat bowls/mats
4. Surveys
5. Set budget for week
6. Set meal plan for week
7. Read free book