Saturday 9th January - What Small DFW-Style Things Will You Be Doing Today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

I'm just off to bed but before I go thought I'd kick-start the thread again. Didn't quite finish yesterday's list. I'm contemplating what I'd like to do when my mobile is due an upgrade next month. I think I might just get a similar phone again. I like the phone I l have so I don't need a more expensive one. We had a Chinese delivered for dinner but financed it from our entertainment budget.

* Clean outside of car.

* Chase up missing £30 gift voucher code.

* Shop around for new sunglasses for my birthday.

* Find something entertaining to do on what'll probably be a snowy day.

* Re-instate bird table which was relegated to the hut/shed in high winds and use up some of the bird food we're hoarding.

* Use face-mask I got for Decemberfest.

* Build gingerbread house left over from Decemberfest.

How about you lovely people?

Sanctioned_Parts_List

It's Saturday.

At work

Pretty much sums it up.

PurpleFairy26

Morning all, thanks for starting us off Ally. Very healthy looking Aus fund :hello: to all that follow

Crazy busy week, so glad it's Saturday although small was up early anyway, all snuggled on sofa at moment, so time to think about the day ahead:
Washing on at 30, will do another load or 2 after, dry on airer
Try and do run now I'm feeling better/ have time
Packed lunched to dancing for us all
Meals from stores
Go and pick new floor for bathroom, previous one we picked was too thick when they tried to fit it
Quick tidy round
Check £co one payment was saying it's due to be available today
PAD to cc, made a couple yesterday, mainly from a couple of savings I had made, good start to month
Look at more survey sites - anyone got any favourites?
Take basket back we bought for a unit that doesn't fit.

Think that's all, have a good day everyone.

princess_pea

Morning all, thanks for starting Ally

Poochy has an upset tummy so I've been up twice in the night to take her out. Absolutely shattered!
I still need to give the car a quick hoover as didn't manage it last night - then off to the MOT (fingers-crossed)
Food shop today so not a NSD but we'll do a list beforehand and batch cook something
Maybe a trip to the cinema tonight using unlimited cards if I'm not already asleep!
Pick up another packet of RSVP cards for the wedding. Pop into work to print off information sheets to go in with the invites... ssshhh don't tell anyone! If my conscience gets the better of me I'll pay for these on Monday
Watch the darts semi-finals this afternoon :beer:
Catch up on some surveys
Read book

Have a fab day everyone

La_escocesa

Hi everyone :wave:

Got visitors this weekend - eating in though so no crazy spends hopefully.

Played with YNAB - seeing where the ends don't quite meet...! Eye opening :eek:

Sorting out gas/elec tariff - didn't get round to it yesterday as didn't have meter readings. Thought I may as well wait so it's more accurate.

Big dog walk in the rain. :A

Catch up soon everyone.

crazy_cat_lady

Good morning all - happy weekend!!! :j:j So pleased to have survived the first week back, although Saturday never feels like a break when the kids clubs are on. I have to confess that I've enjoyed a couple of weekends without being dragged here, there and everywhere for kids activities.
Woken before 6am thanks to particularly restless cats this morning :mad: but I'm up and about and trying to encourage dh into routine for the weekend.
Thanks for the start Ally
Here's today's list
check banking and PAD
do at least one thing from the annoying list
get ds to football
get both kids to gymnastics
get me and dh to hospital appointment this morning
do some crochet
do some exercise
mark a set of exam questions
hoover again (how has it gotten so dirty in here since 7pm yesterday?)
plan the big batch cook
look on food rescue for recipe ideas
make time for relaxing
See you later everyone :hello:

PaceThePixie

Morning Everybody

Today will be a duvet day (on the sofa) as I am not feeling to great

My Saturday list:
Check online banking.
Catch up on surveys
Hubby doing food shop out of monthly budget. Is that spend day or a no spend day? No idea!
Binge watch the latest season of The Bridge. :T
Move some money into savings account (electronically)
Have the hubby make me copious amounts of herbal tea :rotfl:

I hope everyone has lovely day.

Stay safe folks.
Pace

lego_mum

Morning all,

Thanks Ally for the start.
Jonno, I use pinecone, yougov, Isay & swagbucks (sb not so much for surveys these days tbh)
Get well soon Pace.
Hi to everyone else

A busy day planned here at legotowers,
Order a spare set of table mats for the kitchen table for when the first sets in the washing machine :A Ordered from Wilko online to collect from store in the week
Kids to swimming lessons, will take a snack with us for after
Go to ikea to get side table, some picture frames (to put some baby photos that we had taken of ds2 when he was born - it was a pixie foto offer thing, one free print from the sitting but they took loads of nice ones and so pre :money: I was suckered in to buying the set :mad: but we never actually put the pics up, he's 7 now so I think its about time!! Need to keep dh away from the mugs, he always buys mugs when we go!!
Get ds2's feet measured at clarks outlet, he needs new trainers, his others are letting in water
Pick up free milllies cookies using 02 app
B/D from stores - lunch with be at ikea
Check fpl/luckyphone etc

There will be more but I need to go!!

Have a good day all

debbie_debt

Morning!

I'm a bit nervous about staying in control today. We're away for the night tonight at a gorgeous hotel called Gotham in Manchester. Which is a lovely present from my sister so the hotel and meal are paid for. BUT we will get drinking with dinner and I know I'm as bad as my OH that once I've had a couple of cocktails I'll want to carry on Hopefully we can keep it within the £60 budget we set for ourselves! This afternoon we're going shopping as well, but we're spending some vouchers we got for christmas so shouldn't be spending.

Have a lovely day everyone!

Debbie