My OH has gone potty that he works 1 week a year to pay for his mother and I to have coffee and a muffin once a week.
Far too much money. But I pointed out that he works 6 weeks a year just to smoke. He noted that therefore his smoking is hard-earnt and he therefore deserves it!
In many ways its because "The Demotivator" is actually a sexier name than "The Motivator" and it makes people take a look out of intrigue
And the idea is it demotivates you from spending.
Martin
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
It made me feel quite ill when I realised how much money I was spending on stuff that I need to cut back on (ie cola and a choccy bar once a week).
I've sent a link to my friend who over-spends, but admits to needing to cut back. Maybe this will be the thing to demotivate her from buying the unnecessary things.
really makes the point seeing it total up the spending even the 35p listings mag a week .....................when I can see info free online why do I bother
Liz
xx
I am responsible me, myself and I alone I am not the keeper others thoughts and words.
really makes the point seeing it total up the spending even the 35p listings mag a week .....................when I can see info free online why do I bother
Liz
xx
Me as well, i buy the Sun and Mirror everyday when i can read them online. I'll not buy another paper from today.
I've just worked out I work for 3.7 weeks a year to pay for newspapers, Sky and the odd picture - my main "discretionary" spending! Sound good to me since they make my life much more pleasant! I don't get this idea that spending money on Starbucks/junk food etc is to be avoided. Surely we don't go to work just to pay the mortgage do we? Let's live a little!! And Starbucks coffe tastes better than any I've managed to make in my esspresso machine at home!
eweytlmoiiyow, I think I knew I was spending a lot on stuff I don't need or that doesn't bring anything to my life. But seeing it in black and white and all added up was quite eye-opening. I'm at least going to try and think before I spend money on 'crap' next time![/quote]
Yep, it's a great tool, Martin - it's already put me off renewing my computer magazine subscription. It'll probably put me off going to visit Mrs Mothballs & my in-laws as well, who I haven't seen for 2 years (long story short: she's helping to look after an elderly relative) if I could just figure out to enter my numbers...
Always ask yourself one question: What would Gibbs do?
Replies
Far too much money. But I pointed out that he works 6 weeks a year just to smoke. He noted that therefore his smoking is hard-earnt and he therefore deserves it!
In many ways its because "The Demotivator" is actually a sexier name than "The Motivator" and it makes people take a look out of intrigue
And the idea is it demotivates you from spending.
Martin
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
climb thats what i though but then i guess it demotivates you from buying that coffee each day/choc/magazine. I guess it works both ways...
I've sent a link to my friend who over-spends, but admits to needing to cut back. Maybe this will be the thing to demotivate her from buying the unnecessary things.
What?!?!
Liz
xx
Me as well, i buy the Sun and Mirror everyday when i can read them online. I'll not buy another paper from today.
eweytlmoiiyow, I think I knew I was spending a lot on stuff I don't need or that doesn't bring anything to my life. But seeing it in black and white and all added up was quite eye-opening. I'm at least going to try and think before I spend money on 'crap' next time![/quote]
I live in the UK City of Culture 2021
Barclaycard - £1000
Vanquis - £250
Overdraft - £1700
Debt Free Date - October 2008