How many current accounts?

ShawUK

Well I am pretty sure multiple current accounts make no difference what so ever....
2x Halifax
2x nationwide
2x TSB
1x Lloyds
1x Santander
1x first direct
1x Clydesdale
1x barclays
4x credit cards on zero balance
Just moved into my first place and no issues with credit score/mortgage

lexia

@ShawUK: are those current accounts? What do you do with so many and how can you manage them? I can barely manage two

ceredigion

As a couple there is. In no particular order


HSBC x1
Barclays x1 (business)
Santander 123 x3
Nationwide Flexidirect x2, Flexaccount x1
Halifax x4
Tesco's x4
Lloyds club x3
M & S X1
TSB X6
First direct x2
Co-op x2

YorkshireBoy

ceredigion wrote: »

As a couple there is. In no particular order


HSBC x1
Barclays x1 (business)
Santander 123 x3
Nationwide Flexidirect x2, Flexaccount x1
Halifax x4
Tesco's x4
Lloyds club x3
M & S X1
TSB X6
First direct x2
Co-op x2

A brace of BoS Vantage each would save you £60 a year...if you can be bothered?

ceredigion

YorkshireBoy wrote: »

A brace of BoS Vantage each would save you £60 a year...if you can be bothered?

Yes and no Yorkshire boy , I'm well aware of the BoS and of course you are correct. We could go for 6 of and lose one of the Santander's . However , when all the regular savers mature next , I will be looking for a home , so in the above scenario , would have to go back to Santander , whereas in the current scenario will go to BoS when the time comes.

rosieshep

So is it possible to get the switching bonus by switching from an account that isn't your main bank account?

mel48rose

rosieshep wrote: »

So is it possible to get the switching bonus by switching from an account that isn't your main bank account?

Absolutely yes.

badger09

rosieshep wrote: »

So is it possible to get the switching bonus by switching from an account that isn't your main bank account?

Care to define 'main bank account'?;)

The account you want to switch does have to be a current account though, and each bank offering a switching bonus will have its own T&Cs which you need to understand & comply with.

KxMx

Well I now have 3 plus a cash ISA (HSBC)

1xHSBC
1x Post Office
1x Santander

The PO is fault ridden and is proving a long nightmare to sort out. So the Santander is a replacement and as soon as I can close the PO and get my money out, I will do. Followed shortly by a huge party to celebrate lol.

badger09

KxMx wrote: »

Well I now have 3 plus a cash ISA (HSBC)

1xHSBC
1x Post Office
1x Santander

The PO is fault ridden and is proving a long nightmare to sort out. So the Santander is a replacement and as soon as I can close the PO and get my money out, I will do. Followed shortly by a huge party to celebrate lol.

Why don't you switch your Post Office account to someone offering a switching bonus and/or an account with features you find useful, such as 5% interest, cashback etc.

That way you don't have the hassle of 'closing' the PO account, and also gain something :T