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2016 - A year of 16 Challenges

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  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Been getting stuck in today,progress as follows

    1. List 16 things to sell each month,I've a huge box of stuff been meaning to ebay
    Have selected and boxed 16 textbooks to trade in with amazon, just need to get them in post on Monday 0/16 so no more progress yet but they'll be gone tomorrow


    2. Decluttering 2016 things from my house this year
    Chucked out loads more today, mainly defunct paperwork and dead pens etc 174/2016

    3. 16 nsd's per month
    Still at 4 spend days this month so far, may beat this target 20/16 so far


    4. Read 16 books per month
    12/16 so far, just finished Scarcity

    5. Learn 16 new things that'll help me be more frugal eg baking own bread sewing on buttons etc
    Enrolled for a free course on home maintainace

    6. 16 minutes each day on chores
    2 loads of laundry and the bathroom blitzed today

    7. Sign up to 16 extra money making methods; survey sites etc
    No progress today :(

    8. Spend 16 minutes a week on filing etc to keep on top of paperwork
    All this weeks paperwork filed 4/52 now :)

    9. Put £16 a week into my pension scheme
    Paid in £75 to date, 4/52 also set up direct debit so this will be automatic


    10. Pay off/save £16 a week
    Been checking my sums, will be able to pay £315 off this month which is more than I thought

    11. Make 16 new recipes this year
    Have an angel food cake baked from scratch in the oven as we speak 1/16

    12. Cut down spending by £16 a month
    Taken out a subscription to the magazine I need for my course, another £13.80 saved each month

    13. Craft 16 gifts for Christmas
    Still nothing finished,spent an hour working on cushion today though 0/16

    14. Do 16 random acts of kindness that cost nothing
    Still at 2/16

    15. 16 store cupboard/no cost meals a month
    10/16 today,so back on track having a roast, but all paid for with vouchers and couponed the cost down to £3.21

    16. Savings challenge sealed pot for xmas,minimum 16p per day to be put in
    £1.27 for me today 24/365

    Also, not relevant to the 16 challenges exactly but I've been accepted to do my CeMAP qualification on a learn while you earn basis; just wanted to share with someone :)
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    edited 24 January 2016 at 5:10PM
    Tjh1412 wrote: »

    4. Read 16 books per month
    12/16 so far, just finished Scarcity

    5. Learn 16 new things that'll help me be more frugal eg baking own bread sewing on buttons etc
    Enrolled for a free course on home maintainace

    How do you read so many books in a month - I stand in awe of you ;)

    Is the free course online or at a local college - I would be interested to find things like that but wouldn't know where to start looking.

    Congratulations on the CeMAP. I had to google what it was :)
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • Wow everyone is doing really well :j

    Would be interested if the books that have been read would be recommended as a good read?

    Wishing you success on gaining your CeMap qualification Tjh :j

    And your meal plan list January looks delicious :D

    I'll update weekly so...
  • Well here's my list - i have copied some of your ideas as i think they are inspiring as well:-

    1. Make £1600 - Saved £10 from shopping today

    2. Pay off £1600 of debt - For January I have paid £500

    3. Save £1 a day for Xmas 2016 - tomorrow pay day so will top up and total will be £62

    4. 16 NSDs a month - aiming for 4 this week

    5. 16 craft items in a year 1/16 - completed a baby cardigan in Jan

    6. Take packed lunch to work for 16 days at least - completed

    7. Read 16 books - 0/16

    8. Complete 16 projects on the house - 0/16

    9. Complete 16 "fun" things with family/friends- 3/16 already in January ! this was a works meal, 40th and a 50th birthday celebration

    10. Improve 16 things about me - only 16 :rotfl:

    11. Visit 16 new places - 0/16

    12. Learn 16 new receipes - 2/16 - this included a no pastry quiche and today i made beef in guiness casserole

    13. Go to the gym 16 times - nope not yet

    14. Lose 16lbs of weight the 1st half of the year - lost 4lb but put 2lb back on !

    15. Lose 16lbs of weight the 2nd half of the year - :eek:

    16. Do 16 things for charity - 0/16

    hope this posts!
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Thanks January, luckily I'm a fast reader; can do a book in about 3.5 hours so that makes it easier :) I used to be a proof reader so speed was key :p.

    The course is free through a local community centre, though I believe they are also offered by several colleges as an evening course. And thanks to everyone for the good luck wishes on my course; will keep you posted.

    As regards recommended reads, depends what you like to read really; I'm sure could recommend something
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • craftingmad
    craftingmad Posts: 3,358 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi 16's :)


    Welcome to our new members - some great new lists :)


    And massive pats on the back for everyone's progress. I'm a bit ashamed to add an update as nothing has really changed since my last post. I blame Prison Break. I just can't stop watching it :)


    Anyway spot the difference time:-


    1. Stash Busting - 24/365 days of no spending :)
    Items made 60/2016
    Nothing spent and a birthday card made by my daughter for a friends party she attended over the weekend. It was made using my stash so I'm counting it :):)

    2. Decluttering 318/2016 :)
    3 more things gone - 2 x school newsletters and a large piece of cardboard from the back of a first issue of a magazine son bought :)

    3. Make £2016 - £69/£2016 :)
    no new progress although I have applied for 5 mystery shops :)

    4. Starting weight - Weight Now -
    no but I didn't eat quite so much chocolate over the weekend :)

    5. Sealed pot challenge - money started to be added :)
    no more added

    6. NSD - 14/120 :)
    Another NSD on Sunday but needed to fill up with fuel on Saturday :)

    7. Amazon Pot - £69.76/£200 (£29.76 left over from last year) :)
    no, nothing else added but still earning swagbucks and gifthulk coins :)

    8. 16 outlets - 0/16
    No new progress

    9. Store Cupboard Challenge 3/52
    No but hoping for one tonight or tomorrow :)

    10. New meals 1/12 - tuna fishcakes :)
    No but planned savoury bread and butter pudding tonight :)

    11. Flylady Challenge 10/352 :)
    1 more day to report :)

    12. Handmade Christmas 1/50 :)
    No new progress

    13. Save/pay off 16k - £2249.34/£16k :)
    £10 added as used present cupboard for two presents for parties my kids attended over the weekend :)

    14. Project Life 1/13 :)
    no new progress


    15. Quality Time 2/52 :)
    No

    16. Phoning Parents - 5/52 :)
    no :(
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • emg
    emg Posts: 1,390 Forumite
    Part of the Furniture Combo Breaker
    Here's my catch-up for days seven and eight

    1. Take a packed lunch to work at least 16 days a month - (12/16)
    No work yesterday or today. Need to take lunch for the rest of the week to meet my monthly target...

    2. Do at least 15mins Flylady-ing a day
    Being a bit rubbish at this one!

    3. Reach my step target on Fitbit 25 days a month (8/31)
    hit easily on sunday, not sure Im going to make it today though


    4. Use the 'seven' fitness app at least 25 days a month
    I need a kick up the backside with this one!

    5. Achieve 10 No-Spend-Days a month (3/10)
    Have spent money yesterday and today, not going to hit the target this month :(

    6. Keep YNAB up to date daily - yes

    7. Overpay mortgage by £3600 (£640.47/£5000) :T
    Have upped my MFW target for the year to £5000 now to make it more of a challenge

    8. Complete at least 30 surveys per month on survey sites (11/30)
    screened out of 2 today :mad:

    9. Claim work expenses on time every month (due by 4/2)
    deadline is looming, need to get on with this one this week

    10. Meal plan for all week day meals
    Done :D

    11. Declutter 2016 items in 2016 - 15/2016
    no new things decluttered yesterday or today :(

    12. Unsubscribe from at least one spam email everyday - yep! :)

    13. No buying books or magazines in 2016
    yep!

    14. Read 16 books in 2016 0/16
    about to jump in the bath with a book, might actually finish one soon!

    15. Make one new recipe a month - not yet

    16. Batch cook two things for the freezer each month - done for Jan

    :TWell done everyone, it's great encouragement reading all your posts.:T

  • Well done. You're still well on target for mortgage - even though you've upped your target. Keep it up. You'll spur us all on!! ��
    This will be the (second) year:beer: Target £20K:eek:
  • Just a wee update on my 16. On the whole, I feel it is going well. There is room for improvement. Monthly totals are going to be a bit short since I only really started last week! And - unusually - I'm not going to beat myself up about it. anyway, here goes. Happy challenging, everyone!
    1.Frugalliving everyday. Do I need it? Can I get it cheaper elsewhere? New mantra.

    Yes.Living frugally. Mantra is working.

    2.Live on £160 per week. Any extra left over to frugal fund.


    Yes.Managing this one - Frugal fund = £291

    3. Save anything I earn from my businesses.


    N/A –not earned anything yet!

    4. Make businesses earn SOMETHING(!) by writing 16 blog posts per year for eachbusiness.


    No – not yet.Maybe should be on there instead of here…..

    5. Have 16 no spend days per month


    2/31 –but only started last week so…

    6. Save £16 per week towards birthdays and the same for Christmas.


    Yes.£66 in the pot + £30 spent + an M+S gift card for £30

    7. Have 16 'financial shutdown' weeks this year


    2/16 –early days. Good news is family are on board.

    8. No family holiday in 2016. (Just Krakow in January - but that's already paidfrom 2015)


    Yes.Staying strong on this one.

    9. Enjoy 16 family days out this year.


    No – not yet.Financial shutdown week 0/16

    10. Take kids swimming or cinema 16 times a month ( have annual passes)


    1/16 –swimming 5/16 cinema

    11. Get rid of 2016 things from my home. (This may be difficult - I don't havethat many things)


    1/2016– rusty sieve in the bin

    12. Set my timer to Fly lady for 16 minutes at a time.


    Yes.Doing it but not setting timer. Tsk Tsk!

    13. Read 16 books.


    Stillon the first 1 0.5/16

    13. Use the gym membership 16 times a month.



    Am not going to manage this month but thereis always February 5/16
    14. Lose 16 lbs in 4 months (x3)


    Dunno.Scared to weigh self…..

    15. Reduce TV viewing to 16 hours a month ( should actually be easy if I go togym, take kids out, read books, clean my house.......)


    Yes.Managing this. Pleased. I was turning into a total couch potato!


    16. Reduce: Coffee to 16 cups a week
    Wine to 16 bottles a week - lol just joking - a year.


    Coffeereduced but not to as little as needed

    Wine.Reduced but unrealistic to have 1 bottle a month. Will revisit this one.
    This will be the (second) year:beer: Target £20K:eek:
  • rdone
    rdone Posts: 570 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Really inspiring reading all of these. I've decided to start my own list!!

    I have 10 items on there so far so will keep thinking of what else I can do and then post it. A couple are challenges I am doing already, but will start the rest the beginning of February I think.

    Good luck with your challenge day!
    My debt free diary
    https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1

    Debt: £14,896.33 @ 21/04/2020.
    Down to: £4,982.12 @ 08/06/2022
    Today: £9,799.52
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