2016 - A year of 16 Challenges

emg

1974nicola wrote: »

Hello 16ners.

Been thinking about your ideas all day since I read them. Please ..... Can I join you? I think it's just such a good idea!!

Hey Nicola, just jump on board! That's what I did a few days ago and was made totally welcome, the more the merrier :j

Dipping a little on Day Five

1. Take a packed lunch to work at least 16 days a month - yep (11/16)

2. Do at least 15mins Flylady-ing a day - no, havent even washed up yet

3. Reach my step target on Fitbit 25 days a month (7/31) - no chance today unless I go run round the block half a dozen times tonight - not going to happen.

4. Use the 'seven' fitness app at least 25 days a month - jumped back on the wagon yesterday but straight off again today - oops!

5. Achieve 10 No-Spend-Days a month (3/10)
Spent £9.10 in Poundland, bargains and things I needed (well maybe not the chocolate) but things that could have waited

6. Keep YNAB up to date daily - yes

7. Overpay mortgage by £3600 (£425.62/£3600) :T
yay! bit more off today :-)

8. Complete at least 30 surveys per month on survey sites (10/30)
one done

9. Claim work expenses on time every month (due by 4/2)
no progress

10. Meal plan for all week day meals
Done

11. Declutter 2016 items in 2016 - 15/2016
no new things decluttered today

12. Unsubscribe from at least one spam email everyday - yep! 2 today

13. No buying books or magazines in 2016 yep!

14. Read 16 books in 2016 0/16
still no progress on this one

15. Make one new recipe a month - not yet

16. Batch cook two things for the freezer each month - done for Jan

Stressy day at work hence I ended up buying chocolate and avoiding doing any exercise or housework. Need to get my act together for the weekend!

1974nicola

Thank you emg. I will jump in. Well done for mortgage payment! That's more than 10%!! Well jel

emg

Thanks Nicola although I set my target quite low to make it achievable and now wonder if I should have been a bit more ambitious! I wish I had started overpaying years ago though, I'm desperate to move but need to build up some equity for a deposit. I keep looking on Rightmove at dream homes to motivate me to stop wasting money!

1974nicola

Hello.

Here goes with my 16 challenges. Was actually difficult to wittle them down to 16!!

1.Frugal living everyday. Do I need it? Can I get it cheaper elsewhere? New mantra.

2.Live on £160 per week. Any extra left over to frugal fund.

3. Save anything I earn from my businesses.

4. Make businesses earn SOMETHING(!) by writing 16 blog posts per year for each business.

5. Have 16 no spend days per month

6. Save £16 per week towards birthdays and the same for Christmas.

7. Have 16 'financial shutdown' weeks this year

8. No family holiday in 2016. (Just Krakow in January - but that's already paid from 2015)

9. Enjoy 16 family days out this year.

10. Take kids swimming or cinema 16 times a month ( have annual passes)

11. Get rid of 2016 things from my home. (This may be difficult - I don't have that many things)

12. Set my timer to Fly lady for 16 minutes at a time.

13. Read 16 books.

13. Use the gym membership 16 times a month.

14. Lose 16 lbs in 4 months (x3)

15. Reduce TV viewing to 16 hours a month ( should actually be easy if I go to gym, take kids out, read books, clean my house.......)


16. Reduce: Coffee to 16 cups a week
Wine to 16 bottles a week - lol just joking - a year.

So there we have it. My plan for 2016. Good luck everyone!

Tjh1412

This thread is really inspiring;would love to join too. At work atm but I'll brainstorm my list later and add it

craftingmad

Hi 1974nicola (I've heard all the best people were born in this year ). Welcome aboard and good luck with your challenges. I'm loving your list and its filled me with more ideas so thank you

craftingmad

Tjh1412 wrote: »

This thread is really inspiring;would love to join too. At work atm but I'll brainstorm my list later and add it

Hi Tjh. It would be great to have you on board as well
Its lovely to see this thread growing and being supportive. I can't wait to see your list and cheer your progress

craftingmad

Sorry I didn't post yesterday but I have to admit to finding Prison Break on Sky box sets and have become rather addicted On the plus side as I already pay for the sky subscriptions (on reduced rates after haggling of course its sort of like free entertainment and is stopping me spending money on stupid tat like I used to)


However it does mean that the last couple of days have not been quite as productive as previous ones!


However here comes my progress:-


1. Stash Busting - 22/365 days of no spending
Items made 59/2016
Nothing new made but nothing spent either

2. Decluttering 315/2016
1 more thing gone from the house - an empty shampoo bottle which I had cut in half to get every last bit out

3. Make £2016 - £69/£2016
no new progress

4. Starting weight - Weight Now -
no

5. Sealed pot challenge - money started to be added
no more added

6. NSD - 13/120
Another NSD today

7. Amazon Pot - £69.76/£200 (£29.76 left over from last year)
no, nothing else added but still earning swagbucks and gifthulk coins

8. 16 outlets - 0/16
No new progress

9. Store Cupboard Challenge 3/52
1 to report

10. New meals 1/12 - tuna fishcakes
No

11. Flylady Challenge 9/352
No

12. Handmade Christmas 1/50
No new progress

13. Save/pay off 16k - £2239.34/£16k
£2000 transferred to savings from hubbies money owed from previous job

14. Project Life 1/13
no


15. Quality Time 2/52
No

16. Phoning Parents - 5/52
yes

Tjh1412

Finally got my list together,hard to stick to 16 actually,but here goes
1. List 16 things to sell each month,I've a huge box of stuff been meaning to ebay
2. Decluttering 2016 things from my house this year
3. 16 nsd's per month
4. Read 16 books per month
5. Learn 16 new things that'll help me be more frugal eg baking own bread sewing on buttons etc
6. 16 minutes each day on chores
7. Sign up to 16 extra money making methods;survey sites etc
8. Spend 16 minutes a week on filing etc to keep on top of paperwork
9. Put £16 a week into my pension scheme
10. Pay off/save £16 a week
11. Make 16 new recipes this year
12. Cut down spending by £16 a month
13. Craft 16 gifts for Christmas
14. Do 16 random acts of kindness that cost nothing
15. 16 store cupboard/no cost meals a month
16. Savings challenge sealed pot for xmas,minimum 16p per day to be put in

January2015

Tjh1412 wrote: »

Finally got my list together,hard to stick to 16 actually,but here goes

1. List 16 things to sell each month,I've a huge box of stuff been meaning to ebay

Oh I love this one. I have stuff I keep meaning to list on ebay or facebook sale pages and I just haven't got round to it...maybe this will give me the inspiration