Annoying internet banking from Lloyds - payments/transfers

redux

colsten wrote: »

As the payee name will be totally ignored by all banks (only sort code and account number are used), you can name your payees with meaningful information.

E.g. if the account name is John Smith, sort code X, acct number Y, you could have the following payee names:
- JS monthly
- JS quarterly
- JS one-off
- JS XMAS pay
etc etc

I usually include the last 4 digits of my account number, e.g.
- My Santa 5678
- My Santa 3456
- My Lloyds 1234
- My BOS 4567
- My BOS 4568
- My BOS 4569

I have tons and tons of such payees, at around two dozen different banks.

Thanks. I'd been wondering about doing that, as although some banks ask for a reference and perhaps also a nickname or something for identification, they then don't show either of these on the originating account.

So I might change some of mine to my name TSB or my name NW.