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My 2016 Diary of impulse control and staying on a strict budget.

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Comments

  • Steph I have just caught up with your new diary, sorry to read about MIl and Fil, it sounds as though you have ad a very stressful year so far, fingers crossed everything is starting to turn around for you.

    Really pleased you managed to get away to the festival, sounds as though you needed the break away together as afamily.

    I hope the job interview went well, I have my fingers crossed that you get offered the position.
  • Lou85
    Lou85 Posts: 135 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Sorry to hear your news Steph but like everyone else has said, it's fantastic your debt hasn't increased. That must've been challenging in itself!

    I hope the interview went well. It would be great to have the extra income, just be careful not to burn yourself out :-)
    #27 £2016 in 2016 = £763.61

    #42 £2 Savers Club = £160

    *Savers Club not included in overall 2016 savings until the tin is opened and my estimates have been confirmed later in the year.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    How was the interview Steph?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • baglady1
    baglady1 Posts: 55 Forumite
    Hi Steph, glad you're back. A tough year so far. Good luck with the job. Cheers bl1
  • Just checking on you in a totally and unabashed stalkerish way.

    hope all is well

    XXX
    Nevertheless she persisted.
  • Sorry for being COMPLETELY RUBBISH lately.


    My Excuses:-


    Summer holidays, redecorating Ds's bedroom after granddad left, new job training days and basically just the chaos of having the children at home.


    BUT


    They go back to school on Monday :T, and I also start my new job :eek:.


    It is 17.1/2 hours per week, which I know to a full time worker doesn't sound much but it will be a big change for me.


    Here is my week :-


    Monday 0930 - 12pm
    Tuesday 0930 - 3pm
    Wednesday 0930 - 12pm
    Thursday 0930 - 3pm
    Friday:-


    0930 - 1230 Cleaning job
    13.00 - 1530 Office job


    My new job has let me do afternoons on a Friday so that I can also keep my little cleaning job which just happens to be down the road so really convenient.


    Mondays and Wednesday will be ok as I will have time to get home and tidy and prepare dinner etc, but Tuesday, Thursday and Friday will be manic as almost every night my children have clubs that they need taking to, so it will be leave work, collect kids, whizz out a quick dinner then straight out to a club.


    I have started a new diary so will attached a link in a min, someone is at the door xxx
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So pleased to hear you have a job, that will help you re your finances.

    You will be kept very busy from looking at your timetable.

    Now is the time to start roping in the children to help with the chores.

    Hope things go well for you on Monday.

    Take care x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Congrats on your job :beer:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thanks Kelpie and abba.


    Yes I will be putting all my new wages against debt, so should hopefully have a bigger spade to help dig us out of our debt mess.


    Here is the link to my new diary.


    https://forums.moneysavingexpert.com/discussion/5520126


    Hope everyone is well, I plan to sit down with a coffee tonight and catch up with loads of your diaries. Have missed you all xxx
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have subscribed to your new diary.

    You will get there as your are a very determined lady.
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