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Deliciously Dreaming of Being Debt Free by 40

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  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Yay! Well done on ppi claims :) its so frustrating that you can't prove how much you were charged. All money back in your pocket.
    Loving the eBay thread. Getting excited on mine - half an hour to go xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • I had a response from one of my dirty dozen PPI's "Very" - they confirmed I never had PPI, it's good but bad but at least now I know! Just need to keep on at the others who haven't replied.... No more Ms Nice Guy
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • kittycashcake
    kittycashcake Posts: 179 Forumite
    PPI Party Pooper
    edited 9 February 2016 at 9:44PM
    I checked my bank balance and I had £100 to last till Friday so I thought screw it and called up one of my immediates and paid £85 off it clearing it in full! Dats right.... 2 down, 3 to go! Excuse me while I party hard!

    giphy.gif

    Hopefully in the next week I'll get and cash my 2 cheques I've been promised and I can clear another 1
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    I think getting an answer is a win. Yay to paying one off! Got 2 months on mine at least :( but omg I'll have paid another one off. You're blasting through them. I've gone for attacking the smallest first too now. I am determined that the end of interest free date doesn't matter I'm going for it - they all have a year at least anyhow. You're really getting there xx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Kitten868 wrote: »
    I think getting an answer is a win. Yay to paying one off! Got 2 months on mine at least :( but omg I'll have paid another one off. You're blasting through them. I've gone for attacking the smallest first too now. I am determined that the end of interest free date doesn't matter I'm going for it - they all have a year at least anyhow. You're really getting there xx

    We'll get there Kitten!! I just wish I was more patient!!!

    Although this is making me wonder what I was spending my money on!
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well done for all your PPI efforts! You've inspired me. I know I don't have any but there is mortgage PPI that OH is going to investigate. Fingers crossed xx
    • DFD 4th July 2015
    • MFD 1st October 2021
  • I checked my bank balance and I had £100 to last till Friday so I thought screw it and called up one of my immediates and paid £85 off it clearing it in full! Dats right.... 2 down, 3 to go! Excuse me while I party hard!

    giphy.gif

    Hopefully in the next week I'll get and cash my 2 cheques I've been promised and I can clear another 1
    MissShoes wrote: »
    Well done for all your PPI efforts! You've inspired me. I know I don't have any but there is mortgage PPI that OH is going to investigate. Fingers crossed xx

    Thank you! Once I've squeezed every one I can remember I'm going to go to one of those retched companies that do ppi claims for you, in a no win no fee thingy just in case I've missed any and I forgot. If I can clear my debt and pay for my wedding I'll shake every one down, before they put a time limit on it!

    Best of luck, keep everyone informed!
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    What where we spending it on indeed! I'm not finding now any more constructive than before. It's annoying as I normally do big shopping orders and now I only do a little one for the nappies. It's weird you always think people in debt are shopaholics with a million handbags. Seems rather unbelievable that in this day and age wages only just seem to cover essentials. I think I'm going to be the smuggest debt free person ever when I get there. With savings lol
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Hi Kittycashcake (mmm cake!!) Well done on following MFP and doing so well! I am following it but seem to find it so hard to keep it motivated, have been over cals every day for the past week so far! Tsk. Also amazing work on your debt busting, keep up the amazing work!

    Jodles
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • Hmmm I gave Aviva a call to see how my PPI claim is going, she said they received my file on Monday from Welcome Finance and she will call me Friday with an outcome. I'm thinking this is way too fast so I am guessing that this is being rejected. Sigh.

    Not to worry.... Onwards and downwards with debt!
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
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