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2016 mfw

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Comments

  • twistedhazel - assume that's £1269 for Nov not Oct?

    But well done on hitting the 50%, that prompted me to take a look at my own spreadsheet...

    oops - sorry I did mean Nov, thanks for spotting that. Congrats on your own extra o/p too - it's a lovely feeling when you hit that tipping point of past halfway.... Onwards and downwards eh? :j
  • clarew
    clarew Posts: 505 Forumite
    Part of the Furniture 100 Posts Mortgage-free Glee!
    Oops Sorry #5 finally switching back on and reporting repayments again! Sept oct are £271 each (bit more than usual due to interest drop so more money going to op even though standard op amount co tinues to bank!) Nov op is slightly less as money tighter-so £221 (if I can find the extra £50 between now and Dec I will try but it's looking unlikely)

    So sorry for delay in figures it's slipped my mind recently
    Thanks
    Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
    Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞
  • darcyboo
    darcyboo Posts: 105 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    Hi all, #90 reporting an OP of 497.17 for November. Good luck all!
    2021 MFW #130. Target: £300/£2500
  • Durban
    Durban Posts: 485 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    #97 here with £320 overpayment for November.
    Many thanks Lomcevak.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spreadsheet updated - well done everybody :)
  • No 100 please can u update me for £300 paid in for November, thanks 😀
  • e4rly
    e4rly Posts: 66 Forumite
    No 67 here reporting £600 for November, taking me to £5,600 for 2016. After a slight pay rise I increased my DD marginally, a small change but I want the increase to be put to use rather than frittered away!

    Thanks for running and for all the updates, they are very motivating!
  • #6 reporting a November overpayment of £500 making £7,350 for the year to date. Fantastic when you think that our target was £7k. Still going to do December's one but not sure how next year will pan out what with the baby due in 2 weeks. Has anyone been able to still manage over payments when on maternity leave?

    We managed to keep making overpayments whilst I was on maternity leave, just smaller ones! We found we didn't socialise as much after the baby arrived so we saved money that way :) now we have nursery fees to pay for so that limits us....but we are determined to keep chipping away at the mortgage in the hope that we can lower our mortgage repayments so that we can afford baby no. 2.

    Just remembered that I hadn't updated on my overpayment for October....#7 declaring £153 for October.
    Mortgage-free wannabe 2025 £571/3000
  • #10 adding in another £41 for November brings us to £71
    Rebate from np0wer - ta very much!

    Dribs and drabs of oping this year but hope to compensate for being under target in the 2017 challenge.

    Thanks lomcevak

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • TwentySomethingGirl
    TwentySomethingGirl Posts: 201 Forumite
    Tenth Anniversary 100 Posts Name Dropper Wedding Day Wonder
    edited 24 November 2016 at 3:56PM
    Hi
    #85 reporting for November. Not sure if this should count because we've paid a chunk so that we go to the next LTV % for our new rate next month but November's total is £2453.99, YTD £3614.63

    Thanks TSG
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
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