2016 mfw

anna42hmr

Hello, number 105 here, reporting a second op for October, this time for £116.52 (so total for October is £266.52) and year to date is now £6515.20

Had some good news this week, have started the process to product transfer the mortgage (as my first fix - for 2 years - ends this month) and the OP efforts have now meant that they have me under the 60% LTV, so have been able to start the process to get a 5 year fix cheaper than i got the prior 2 years one.

Now that 60 ltv target reached have now decided to set my goals a bit further with the op's (as i find it helps having a few targets to get there, else the money gets spent on other non essential items lol) i am hoping now to see if i can continue enough o/ps to be able to finish the mortgage by end of 2027, shaving 8 years off the original term, so will see. Will definitely be up for a 2017 MFW challenge if there is one to help me along with this target.

As for this year I doubt there will be many OP's left this year now, as 1. i am very near the 10% limit for them plus xmas is getting all the more closer!!

Well done everyone for their OP's, congratulations on those who have reached their target and thanks again Lomcevak for the work you are doing on this one (ps i know its work but have a good time in San Fran!).

Mortgage_Minimiser

HI

#46 reporting my October overpayment - sorry its late, we've been on holiday (planned for and paid for my the other half )

Just 326.91 for last month. I'm keeping some back as we are looking at an extension so I'm wondering whether to save for that instead.... :undecided

Good luck for November everyone. I need to go and update my signature now.

MM
x

newgirly

Hi, mfw 21 checking in with octobers op of £6,481.36 (skipped sept's altogether so added to octobers) many thanks

lippy1923

Well done to all those who have smashed targets. Keep going to everyone else, still 2 months to go


I will def be joining you in 2017. Love the enthusiasm.

A_Frayed_Knot

[FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]#27 . . . . [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
[FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]So another o/p made of £35.90 making total now £35.90 for November, just to round down my mortgage figure and 2 sub accounts [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot] OCD and all that [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]:rotfl:

And that will be it for November. The rest needs to be in my o/p savings pot till January.
[FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]

[FONT=&quot]T[FONT=&quot]a[FONT=&quot]r[FONT=&quot]g[FONT=&quot]e[/FONT][FONT=&quot]t [/FONT][FONT=&quot]r[/FONT][FONT=&quot]e[/FONT][FONT=&quot]a[/FONT][FONT=&quot]c[/FONT][FONT=&quot]h[/FONT][FONT=&quot]e[/FONT][FONT=&quot]d in July [/FONT]

[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]

[FONT=&quot]allowance left for rounding down £23.73/27.12=50.85

[FONT=&quot]Saving pot for January now £1000

[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]

ourcornercottage

Number 9 catching up

August £506.81
September £209.17
October £222.19

November will hopefully be much better

dark^knight

#36 OP for October: £1000.

Thanks

jodles16

November OP of £377 sent for number 25!

Jodles

anna42hmr

Hello. number 105 here again an op made for November for £235, so year to date total so far is £6750.20.

well done again everyone

Lexi-lu

Hello,

Number 58 Mortgage overpayment of £690 for November.

Thank you Lomcevak

LL