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2016 mfw

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18687899192105

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  • # 46 reporting a September OP of £341.84.
    That's takes me to 84.36% to target.

    I shall be back soon with October's OP.

    Good luck everyone.

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 October 2016 at 7:40PM
    Spreadsheet updated! Well done all :)

    Welcome aboard, blubella, you have #81 - good luck!

    I've just done my £600 OP for the month, but now realize I need to find another £118.89 to stay green on MFiT-T4 for this quarter's update - bit of a challenge as this month is expensive (getting horrible old bathroom redone :) but all sorts of hidden challenges are pushing it over budget :( ). But must be something left down the back of the sofa... :D
  • sweepster
    sweepster Posts: 448 Forumite
    ooops sorry a little late

    #120 reporting for duty as always.

    My overpayments for September is

    £1033 yeahhhh
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lomcevak wrote: »
    . But must be something left down the back of the sofa... :D

    Might be beans on toast for the rest of the month, but just OP'd an extra £118.89 so that i'll stay green in MFiT-T4 by a penny :D
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Loving the commitment...who needs fruit and veg anyway!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #2 reporting in with an OP total of £567.48 for September.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Hi all! #32 reporting in!

    I've just realised I haven't updated here in quite a while-our now nearly 7 month old baby has meant I've not spent much time on here! Have been making overpayments though which I'm pleased with considering I'm on maternity pay.

    We made the following payments in these months:
    May - £509.11
    August - £500

    Which means we've exceeded our target for the year with a few months to go! :T:j Will continue to chip away as the maternity pay allows for the rest of the year, but happy we've managed what we have!
    MFW 2016 #32 £1574.66/£1500:j:j
  • #36 OP for September 2016: £720

    Thanks
  • Chutney86
    Chutney86 Posts: 307 Forumite
    Eighth Anniversary Combo Breaker
    #93 with an overpayment of £166 for October

    Thanks Lomcevak :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]#27 . . . . o/p made of £30.26 making total now £30.26 for October, just to round down my mortgage figure. OCD and all that [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]:rotfl:

    And that will be it for October. The rest needs to be in my o/p savings pot till January.
    [FONT=&quot]
    [FONT=&quot]T[FONT=&quot]a[/FONT][FONT=&quot]r[/FONT][FONT=&quot]g[/FONT][FONT=&quot]e[/FONT][FONT=&quot]t [/FONT][FONT=&quot]r[/FONT][FONT=&quot]e[/FONT][FONT=&quot]a[/FONT][FONT=&quot]c[/FONT][FONT=&quot]h[/FONT][FONT=&quot]e[/FONT][FONT=&quot]d in July [/FONT]:D
    [/FONT][/FONT][FONT=&quot]
    [FONT=&quot]allowance left for rounding down £89.92
    [/FONT]
    o/p savings Pot 730/1000
    [/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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