We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2016 mfw

1…8586889091…105

Comments

  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
    Fourth Anniversary 100 Posts Photogenic Combo Breaker
    Hello,

    Number 58 overpayment of £690 total for September.

    Thank you Lomcevak
    Mortgage Balance £0
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    £1127.08 payday overpayment :)

    For some reason I hit my £162k mortgage balance target but still have £500 odd to go on this challenge - weird, I though they were in sync. Never mind, I'll hit it next month for sure :D

    MvM
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • Cazzaswfc
    Cazzaswfc Posts: 125 Forumite
    Part of the Furniture
    £94.50

    Quite pleased as I'm off on holiday on Friday but have tried to just make small payments each week and be frugal.
    MFW 2017 No 41 £835.79/£1000
    Mortgage at December 2015. £55003.41
    Mortgage at December 2016. £51173.04
    Current MF date November 2034
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 29 September 2016 at 5:10AM
    I know i'm a little late to the party but please can I join?

    I remortgaged to reduce my debts (...yes, I know...already been told off, but it was the best decision for me).. This has freed up a little money to over pay; I want to reduce my debt and shave off a few years of my term before the mortgage ends. I'm on a 5 year fix at 2.49%.

    Mortgage is currently £112,553.76

    My goal is to pay £1050 before the end on the year.
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    edited 30 September 2016 at 9:25AM
    Hello!

    Number 39 here. September OP of £395 please.

    If I can keep this up I'll be over my target next month - very chuffed indeed with that.

    Thank you.

    MM
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • anna42hmr
    anna42hmr Posts: 2,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 September 2016 at 2:06PM
    Hi

    number 105 here please can you put an overpayment of 116.52 for September please (so year to date total is £6248.68)

    well done everyone for their op's and progress so far and thanks again Lomcevak for your work on this challenge.

    Am now counting down to i can re-fix my mortgage and whether my op's have allowed me to push under the 60% LTV (can start the process of product transfer on 1 November) so have one month left to wait!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • darcyboo
    darcyboo Posts: 105 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    edited 30 September 2016 at 5:54PM
    #90 reporting a further September OP of £221.44. This takes my ytd to £5132.73. Still way behind target, and don't think it'll be possible to catch up, or rather, I'm choosing to divert a portion of spare funds to savings with an eye on some alternative future goals.

    Good luck all, you're doing great!
    2021 MFW #130. Target: £300/£2500
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No. 3 - September OP of £300 :D

    Thanks Lomcevak
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • ajmoney
    ajmoney Posts: 6,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP for October of £362.89. Thanks Lomcevak.
    MFW 2025 No. 7 £2731.07/£2700
    MFiT-T7 No. 6 £5515.91/£30,000
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    #25 with OP of £377 for October!

    Jodles
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture