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2016 mfw

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Comments

  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
    Fourth Anniversary 100 Posts Photogenic Combo Breaker
    Hello,

    Number 58 overpayment of £690 total for September.

    Thank you Lomcevak
    Mortgage Balance £0
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    £1127.08 payday overpayment :)

    For some reason I hit my £162k mortgage balance target but still have £500 odd to go on this challenge - weird, I though they were in sync. Never mind, I'll hit it next month for sure :D

    MvM
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • Cazzaswfc
    Cazzaswfc Posts: 125 Forumite
    Part of the Furniture
    £94.50

    Quite pleased as I'm off on holiday on Friday but have tried to just make small payments each week and be frugal.
    MFW 2017 No 41 £835.79/£1000
    Mortgage at December 2015. £55003.41
    Mortgage at December 2016. £51173.04
    Current MF date November 2034
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 29 September 2016 at 6:10AM
    I know i'm a little late to the party but please can I join?

    I remortgaged to reduce my debts (...yes, I know...already been told off, but it was the best decision for me).. This has freed up a little money to over pay; I want to reduce my debt and shave off a few years of my term before the mortgage ends. I'm on a 5 year fix at 2.49%.

    Mortgage is currently £112,553.76

    My goal is to pay £1050 before the end on the year.
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    edited 30 September 2016 at 10:25AM
    Hello!

    Number 39 here. September OP of £395 please.

    If I can keep this up I'll be over my target next month - very chuffed indeed with that.

    Thank you.

    MM
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 September 2016 at 3:06PM
    Hi

    number 105 here please can you put an overpayment of 116.52 for September please (so year to date total is £6248.68)

    well done everyone for their op's and progress so far and thanks again Lomcevak for your work on this challenge.

    Am now counting down to i can re-fix my mortgage and whether my op's have allowed me to push under the 60% LTV (can start the process of product transfer on 1 November) so have one month left to wait!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • darcyboo
    darcyboo Posts: 105 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    edited 30 September 2016 at 6:54PM
    #90 reporting a further September OP of £221.44. This takes my ytd to £5132.73. Still way behind target, and don't think it'll be possible to catch up, or rather, I'm choosing to divert a portion of spare funds to savings with an eye on some alternative future goals.

    Good luck all, you're doing great!
    2021 MFW #130. Target: £300/£2500
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No. 3 - September OP of £300 :D

    Thanks Lomcevak
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • ajmoney
    ajmoney Posts: 6,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP for October of £362.89. Thanks Lomcevak.
    MFW 2025 No. 7 £700/£1200
    MFiT-T7 No. 6 £2392.98/£30,000
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    #25 with OP of £377 for October!

    Jodles
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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