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2016 mfw

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  • no 102 with an extra 235 for sept and 1266 for oct please.
  • Hi everyone. I've been reading everyone's posts throughout the year but didn't think it was worth me joining this year as I wasn't going to be overpaying. But as you all know once you get the bug it's hard not too. If it's not too late to join can I keep my number 128. I have made the o/p below.

    Feb - 200
    March - 230.62
    April - 232.07
    May - 300
    July - 200
    Aug - 500
    Sep - 500
    Oct - 561.25
    Total 2723.94.

    Thanks
  • Hi

    £30 for our October OP paid. Baby due any day so not sure how things will progress for the rest of the month. depends how good the wifi is in hospital :D

    Thanks Lomcevak

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,
    Lomcevak, I made a few OPs in September as we were tantalisingly close to the 200000 mark on our massive mortgage. So anyway £359.61 in total which took us above our target. (And into a mortgage that starts with 199) I am not intending to make any more OPs this year as we have to pay off a 0% credit card debt before negotiating our next mortgage deal in the Spring. Also have a few annual bills between September and Christmas as well as Christmas and the inevitable expensive build up.
    Anyway, good luck everyone with the rest of 2016 :)
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spreadsheet updated - all the best for the new arrival Maybe_its_because :)

    Flower of scotland -i've added you in as #128, do you have a target in mind?
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 9 October 2016 at 10:26AM
    Maybe_its_because[FONT=&quot] - all the best for the new arrival, look forward to your announcement.[/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
    [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]

    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]#27 . . . . Managed to mess up, thank goodness I still have £88 of my 10% limit to play about with.[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]So another o/p made of £1.54 making total now £31.80 for October, just to round down my mortgage figure. OCD and all that [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]:rotfl:

    And that will be it for October. The rest needs to be in my o/p savings pot till January.
    [FONT=&quot][FONT=&quot]
    [FONT=&quot]T[FONT=&quot]a[FONT=&quot]r[/FONT][FONT=&quot]g[/FONT][FONT=&quot]e[/FONT][FONT=&quot]t [/FONT][FONT=&quot]r[/FONT][FONT=&quot]e[/FONT][FONT=&quot]a[/FONT][FONT=&quot]c[/FONT][FONT=&quot]h[/FONT][FONT=&quot]e[/FONT][FONT=&quot]d in July [/FONT]:D
    [/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot]
    [FONT=&quot]allowance left for rounding down £88.38
    [/FONT][/FONT][/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • e4rly
    e4rly Posts: 66 Forumite
    No. 67 logging in for the first time in a few months (ho hum).

    Still on track though and am now at £5k for 2016. I have also increased my over-payment from November onward to £600, so I should finish just over target by £200.

    It has been great seeing the capital decrease! Really glad this was my 2016 new year resolution.
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #22 here :wave:

    September OP of £555.03 and £530.03 so far for October.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Mrs_Rachel_Trelfa
    Mrs_Rachel_Trelfa Posts: 404 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    edited 9 October 2016 at 6:27PM
    Hi all, #6 reporting a £500 overpayment made on Friday. This makes a total of £6,850. Only £150 needed to reach our target and there are still 2 more months to go.
    House purchased November 2013
    Original MF Date: January 2045 - £104,400
    Current MF Date: April 2030- £48,719. 75
  • No 100 here overpayment for October £300 decided to overpay less on my overpayments and save £250 each month towards a new kitchen, please can u change my yearly target to £5500 thanks x
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