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2016 mfw

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  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 5 September 2016 at 12:19AM
    MFW No.78 with August OP £1000
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • #10 dropping by to report £30 Op for sept to start with.
    Haven't finished reconciling the accounts yet so expecting a little more (fingers crossed)

    Thanks Lomcevak and well done to everyone for all the Op-ing, big and small :j

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Hi Lomcevak,


    MFW No.148 reporting in with an OP of £500 for September.


    Thanks
  • No 100 here September Overpayment is £480 please can you update me:-)
  • #6 reporting a £500 overpayment made today. Husband surprised me today by saying that he still wants to overpay the mortgage even when we have the baby but perhaps not quite on the same scale as we are at the moment. I assume that we can do it, just need to get my head around not paying off as much as even small amounts are better than nothing.
    House purchased November 2013
    Original MF Date: January 2045 - £104,400
    Current MF Date: April 2030- £48,719. 75
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 September 2016 at 7:22PM
    Spreadsheet updated - sorry for the slow update, just been frantically busy here. Spectacular August, and not just because of newgirly's monumental OP, has been a strong month from everyone and ... we're now past the half-million :D

    jodles16 - you reported £325.16 OP for August, but I already had you down as £343.56, have I made a mistake at some point?
    I think you found my wallet can I have it back please?
    :D
    I won't be making any o/p now my mortgage rate has dropped. I will instead be putting money into some savings accounts @5%.
    I think i'm going to be the opposite; I have most of the usual current / savings accounts pretty much maxed out already and i'm already hitting my pension annual allowance, so with the current account rates all under review I think my best option is to OP more (2.63% fixed for another 20 months) as as far as I know I've exhausted anything that can give a better return after tax.
  • emg
    emg Posts: 1,390 Forumite
    Part of the Furniture Combo Breaker
    No. 42 here, havent reported in ages and pleased to say have paid off another £5,114.86 since my last post making my total for the year so far £8524.42 Pleased to see everyone doing so well!

    Edited to add - am going to go for £10,000 as my year end goal now
  • Better late than never. No. 7 reporting an overpayment of £157 for August :) Thanks!
    Mortgage-free wannabe 2025 £571/3000
  • No 82 with an overpayment for September of £100, thanks Lomcevak
    MFW 2014 #82 £2000 / £2000 MFW 2015 #82 £1200 / £1000
    MFW 2016 #82 £1200 / £1000 MFW 2017 #82 £2350 / £2000
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spreadsheet updated - quiet week this week, but well done emg for raising your target for the second time this year :)
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