Virtual Sealed Pot Challenge 2016

Westie983

Seaotter wrote: »

Westie

I'm sorry if I've done something wrong in updating you, but I've only got £8.08 in my vsp, a lot less than the spreadsheet says! Sadly we're overdrawn at the bank so nothing else to go on this month . The good news is that it was £8.07 but I got 1p interest!

Not a problem Seaotter, I have checked the update form and there was a post send for £64, so maybe it was a error, I have changed and updated your figures now...

Updated everyone who sent in the update form and those who posted on here,

Keep going ladies and gents, one more update week to go till the end of January.

Please could I ask you all to send me a update form at the end of January so I can check I have all the figures needed, before we start February...

Keep on transferring,

Westie983

positivelypunked

Transferred £7 odds into my emergency savings.

getmyacttogether2016

Afternoon all

Have updated via link so another 9.75 for me this week, total now at 32.50.

Scottishmummy

£5.40 added last night

Westie983

spreadsheet updated :-)

bobobski

Hi Westie, I think I'm on £9.51 and not £9.91 - sorry if I made a typo in the update form!

I'm still on £10 in my current account, and it's payday on Thursday woo!

I spent about an hour this morning writing down what I expect to spend and save each month and which account each bit of savings is going into. It doesn't account for VSP though, as I'm treating VSP as that little bit extra I can squeeze into my savings on top of my planned savings.

Although my savings will ramp up from £550 (this pay day) to £1,050 from July onwards (if I get the payrise my boss expects to be able to get me), I've still allowed myself £600-£700 per month for food, fun etc. Separately from these two pots, I'm also going to open a Tesco current account and deposit £125 in there per month to cover "true expenses" - MOT, road tax, car insurance, breakdown cover, lease renewal fee, clothes, technology breakdown etc. So I'm feeling pretty on top of my finances today Wonder how long this will last!

Anyway, because I've allowed ample money for food and fun, hopefully it'll mean I can continue to have a good quality life and also be able to stash away a fair amount into VSP. Next couple of months will be tight as I get rid of this next-month's-money-on-the-credit-card thing (I've already halved it in one month) and I have the MOT and road tax coming up, having not saved up for these(!), but from there on I'm hoping it'll be plain sailing...

Westie983

Bobobski, I have updated the spreadsheet it should now say £9.51,

I have read your post on the other challenge at it looks like you have it firmly in hand, good to get it all in order this month so you know what path you are on, hopefully you get your pay rise in July even more pennies to pot then...

Keep going every penny counts as they say.

Westie983

rdone

Fingers crossed for your payrise boboski!

I have deposited £25.16, can't wait for payday on Thursday!!

Westie983

Spreadsheet updated,

Keep going all

:-)

debbie_debt

Including last week's payment, I'm up to £14.83 in the virtual sealed pot now :beer: