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Virtual Sealed Pot Challenge 2016

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  • rdone
    rdone Posts: 570 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Just went to transfer money (I normally do so on a Monday but as this Monday is February and I have a limit per month on the savings account I opened I wanted this to go in January's amount). But HSBC is down. I've transferred £117.02 into my HSBC current account ready though.

    This brings my January total to £242.71 which I am very impressed with. I'm glad I decided to do the daily challenge backwards so that the interest will build quicker and it's getting the higher amounts out now whilst I'm more motivated and not thinking about Christmas.
    My debt free diary
    https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1

    Debt: £14,896.33 @ 21/04/2020.
    Down to: £4,982.12 @ 08/06/2022
    Today: £9,799.52
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    bobobski wrote: »
    £10.01 for me for January. Low, but deliberately so - onwards and upwards from here :) And besides, more than 1/12 of my target. I'll update my form for the month Westie :)

    Spreadsheet updated with you month end total, and yes you are doing it right, keep doing what you are doing.

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    rdone wrote: »
    Just went to transfer money (I normally do so on a Monday but as this Monday is February and I have a limit per month on the savings account I opened I wanted this to go in January's amount). But HSBC is down. I've transferred £117.02 into my HSBC current account ready though.

    This brings my January total to £242.71 which I am very impressed with. I'm glad I decided to do the daily challenge backwards so that the interest will build quicker and it's getting the higher amounts out now whilst I'm more motivated and not thinking about Christmas.

    Just updated the spreadsheet from the update form and was just going to send you a message to make sure the figure on the form was correct to see I am pleasantly surprised that it is correct,

    well done you, you have done great keep that momentum up...

    can I hear a whoop whoop

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Can I please ask you to send me a total figure for the end of January as soon as you are able too (you know you will no longer transfer anything more for the month) or by Sunday 31st at the latest.

    This is so I can make sure that the spreadsheet is up to date before we start February, and I dont have any of januarys figures showing on Februarys update sheet....

    Thanks to Bobobski, Rdone, Mumof2, crimson.addict, and selene, who have all given me their totals for the end of January already.

    On Monday we should be all able to see how much we have saved collectively over the last month...

    How exciting wil that be?

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening

    I have done my last January transfer and submitted the form.

    My total up to today is £37.22.

    Have a love,y weekend everyone.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    32b3in2013 wrote: »
    Evening

    I have done my last January transfer and submitted the form.

    My total up to today is £37.22.

    Have a love,y weekend everyone.

    32b3

    Thanks, I have updated the spreadsheet,

    Seaotter is your total £8.75 for the month, or was that to be added to your total?

    Please let me know and ill sort out the spreadsheet

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • £2.35 added to the VCP - £20.95 for the month

    Have a great weekend everyone
    3-6 Month EF #33 £450/£5000
  • Hi Westie hun... :)


    I'm at £12.08 for the month of January....
  • Afternoon all

    #5 with £6.71 for last week. Update form has been submitted.

    GMAT
    Lost my way for far too long but now back on board to lead a more simplistic lifestyle

    Mar PP - UU 24 (£279.46), TA 2 (£ 13.99) IN 12 (£89.81)
    Apr PP - UU 27 (£324.94), TA 3 (£38.50) IN 53 (£216.65), GA 6 (£40.97)
    May PP - UU 0 (0.00), TA 0 (0.00), IN 0 (0.00), GA 0 (0.00)
  • Just added my final transfer of this month - £11.30 taking my total for January to £35.35

    I actually have more in there because DH got a tax rebate of £250 and I have siphoned that across but not including it in my total as most of it will need to come out again when we get his accountants bill.
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
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