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Thursday 17th December - What small DFW things will you do today?:)
Comments
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Well done Bob
It ended up being a LSD today for me as I spent a grand total of 70p on some painkillers!
I've also updated my signature to help with my savings goals. The wedding is in September next year and will become the focus of my money saving efforts after my DFD in March. I'm hoping to open a Help to Buy ISA after the wedding so then the mortgage deposit will be my goal. I find it helpful to see how much is in each pot in percentage terms - I was pleasantly surprised at how much was in the wedding pot, we have a horrible spreadsheet with everything itemised and it's been giving me nightmares! The mortgage pot is a bit pitiful at present but I once thought I'd never be out of debt and I'm nearly there!
Night all02 0% £719.20 £559.36
Creation 1 0% £1,829.88 £1,307.43
Creation 2 0% £604.80 £537.60
Car Finance 10.9% £17,163.84 £2,503.06
Credit Card 24.9% £815.94 £0
Total £21,133.66 £4,907.45
Mortgage £128,560 £114,903
Long-Term Savings Pot £1
Debt-Free Wannabe Diary0 -
Hi everyone
I look awful apparently. People have gone out of their way to tell me how tired I look. I was ready to sleep at 8pm but here I am still up and about. Full details are going into my diary - no need to bore you all with my stuff on here. I'm just updating here and there, then off to sleep I hope.:pcrazy_cat_lady wrote: »
[STRIKE]:D Check banking and PAD[/STRIKE]
[STRIKE]:D Aim for NSD[/STRIKE]
[STRIKE]:D Enjoy free breakfast at work courtesy of my community leaders[/STRIKE]
[STRIKE]:D Hope that my Secret Santa present arrives as I didn't have one today when we did it at work[/STRIKE] It was a fantastic colouring book and some pencils, with 2 satsumas
[STRIKE]:D Enjoy some time with my form class, leaving year 11 in charge[/STRIKE] They won the panto as well - good for them
[STRIKE]:D Write Christmas cards out (now urgent)[/STRIKE]:jMark a set of books (or 2, or 3 if I can)
[STRIKE]:D School carol service to make me all festive[/STRIKE]
[STRIKE]:D Leave dh to it :mad:[/STRIKE]
[STRIKE]:D Get kids on board with housework[/STRIKE]
[STRIKE]:D Get dd to cheerleading[/STRIKE]
[STRIKE]:D Take some time out if things are becoming too much for me[/STRIKE] Thankfully I have a lot of very good friends, and no shortage of ears to bend. Getting practical help is way more difficult.
[STRIKE]:D Find something else to knit now that I have finished ds stocking. I want to go for more Christmas decorations but need a nice pattern.[/STRIKE] My crochet hooks arrived so I'm trying to teach myself
[STRIKE]:D Celebrate almost reaching the end of term[/STRIKE] 1 more!:jFoxgloves - I did a double take for a minute when you said about Cat headbutting the phone, till I realised you were not referring to our own Catlol, you know when you've spent too much time on the forums when these things happen. I am very envious of you doing your whole Christmas shop in nectar points.
:rotfl::rotfl::rotfl::rotfl:
Our credit card bill came today and shows we've reduced the balance by £389 including the min payment this month which I am really happy about. :T:T:T:T
BobNot giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Evening everyone
Late check in for me, not had chance to read everything yet so just posting my list for today:
Get new tyre on car (was 1/2 price I normally pay too)
FPL
Lucky Phone
Survey
Purge Emails
Have friends over for cuppa and catch upRead my diaryHere0
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