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The Spreadsheet Diva's MF Diary
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Bless him xDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0
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Yeah, he's a proper catch actually. Don't know what I'd do without him.0
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Ah that's wonderful. I feel the same about mine but after 27 years I think it's a case of better the devil you know lololol xDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0
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We've been together nearly seven years but only married 7 months. However we do appreciate our time apart from each other. I love it when he goes off on his 50 mile bike rides :rotfl:0
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We've been together nearly seven years but only married 7 months. However we do appreciate our time apart from each other. I love it when he goes off on his 50 mile bike rides :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Mr GG has been averaging 20,000 steps a day since January so I've had time to myself. They've not been in a straight line though or he'd be in Portugal with Tilly by now :rotfl:.
:rotfl::rotfl::rotfl::rotfl: I really must start walking againDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0 -
Had a reasonable weekend, lots of cutting, trimming and sewing
Also visited niece to collect my Av*n, which not having used a lot before am quite impressed with it. She did lunch which was great as last I didn't cook it was a bbq at her house a couple of springs ago :eek:
Av*n did get me thinking though, not about makeup but about what I spend money on..............not difficult everything gets me thinking about what I spend and why :rotfl:
If you take makeup I have loads of old stuff (good makes, expensive makes) and to be honest they need throwing out (they about 10 years old :eek::eek:) trouble is you look at it and think cr*p that eyeshadow was £15 and if I used it once a week it would take me till I am 80 to finish it...............was it worth it.
I know it's only £15 but you add that to all the body lotions, potions and other eyeshadows/nail polishes/lipsticks and you think noooooooo can't chuck it, so you end up with this pile of stuff that you know you can't put on your face or body and it adds up.............bare with me I am going somewhere, honest.........................anyhow don't get me wrong I am not one for buying the latest colour or the latest fibre filled make my lashes like betty boo type but I have my steady browns n greys that I use and the rest is just bag filler, or polyfilla as OH refers to it.
So it got me thinking, why oh why do I buy it in the first place.....................media???, not really. I think it's because it's what I think I should have not what I need or want.
That led me on to what do I need, then that led me onto the golden question What do I want to spend my money on and what do I don't want to spend it on
A simple question but a golden one, if you take makeup, I have to have it (I look old if I don't) but I'm not really bothered about spending lots on it, I thought I loved Ch*n*l, Di*r and Est** L*uder but in truth Av*n is just as good...........That's £15-£20 as opposed to £3!!!!
What do I want to spend my money on and what do I don't want to spend it on..........................it's not makeup then.
What's important to me, not shoes either, I am heavy footed and would ruin a pair of J*mmy Ch**'s in a day, so I don't buy them.
:idea: Then I realised that I should apply J*mmy Ch**'s to all aspects of my spending, so this week I will be trying to figure out what I really really want to spend my money on and what I don't want to spend my money on :cool:
What, to me is valuable and what isn'tDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0 -
Wise words SueP. Wise words indeed0
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When I bought my property, I moved out of my flat and into my mums until the work was carried out,
And I was amazed with how little I actually needed, moisturiser, body lotion, deodorant, foundation, blusher, eye shadow x 2 mascara, and lipstick, pair of tweezers and scissors.
For my wardrobe I had my uniform for day time wear :cool: and then changed to a pair of denims x 2 and top/t shirts x 6, at night for going out I had 2 pairs of dress trousers and 4 "gong out" tops. 2 Handbags and choice of 2 x shoes or boots, better mention u/wear as well:o
Now, is a different story - 4 wardrobes full and 2 shelves full of shoes/boots/sandals and 2 shelves full of every imaginable shades/style of handbags.
I actually hanker after the simple life, too much choice (clutter) is not good for anyone, so having a good old clear out makes me happy.
Although I watched the "Obsessive Compulsive Cleaners" programme last night and saw something quite sad - where the mum clears out all her daughters, aged about 3 yrs, teddys/soft toys into a black bag every 2 weeks, and puts them in the garage and if she doesn't ask for them within 2 weeks, she puts them all to the CS. Thought this was really sad, and would hate to go to these lengths.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Thanks mrsp
That is really sad Frayed that poor child
Knowing what is important, be it handbags, shoes, makeup, books, collectible ornaments that is the key, although all the other stuff maybe a necessity, it can be found quite cheaply if you look hard enough.
Take cars, they get me from A to B and back again. I won't be saving for a plush model or drooling over the latest tech gadget.
I will use my money wisely, scrimp on the items that I don't "value" and spend on those that I do.
My list so far is
Scrimp
Makeup
Shoes
Cars
Toiletries
Spend
Jackets
Handbags
As for clothes I think that instead of buying ad hoc I will plan, at the turn of the seasons, spring and autumn, I will buy just a few key work essentials, a bit more control :T
Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0
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