The Mortgage Free in Three - Take 4 challenge (MFiT-T4)

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  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Just handed in my notice to the Mortgage Free in 2025-2030 Club:):(:) mixed emotions.

    As my new mortgage free date is 2023 with a target of 2020.

    I lowered my mortgage free date by remortgaging, - taking 7 years off my term, upping my payments, and thanks to new deal a massive reduction in interest payments, which now goes towards upped payments.:)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • trix-a-belle
    trix-a-belle Posts: 1,481 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
    edited 9 December 2015 at 2:16PM
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    Suffolk_lass wrote: »
    I don't really want to be 129 for T4 -

    SL, noted, if people don't thats absolutely fine i'll fill through once any who want them pop over.

    For the time being i've reserved peoples T3 numbers in T4 if they have expressed an interest or signed up already so if you want a newer shiny number just shout
    (looking at you lilmonkeywolf, ajmoney, Lomcevak, avidsaver)
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    I didn't have a number before - but i've hopefully registered early enough to get a nice early number, if that's what you mean.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • ajmoney
    ajmoney Posts: 6,237 Forumite
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    trix-a-belle wrote: »
    For the time being i've reserved peoples T3 numbers in T4 if they have expressed an interest or signed up already so if you want a newer shiny number just shout
    (looking at you lilmonkeywolf, ajmoney, Lomcevak, avidsaver)

    Please can I keep mine, it is the same as my MFW one and makes it easier on my brain!
    MFW 2024 No. 7 £400/£1200 MFiT-T6 No. 70 £15420.41/£22787.04
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 9 December 2015 at 9:50PM
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    I'm in!!! Shiny new challenge.. LETS DO THIS!! :) :beer:

    Planning to 'shave' :eek: £66k off the mortgage

    Thanks Trix (also for PM :))
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    I've registered. :)
    Thanks Trix-a-Belle. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • uropachild
    uropachild Posts: 522 Forumite
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    I'm in. :) Hoping to clear my £62k down to £40k. :)
    Sarah. :p
    DD is 8 years old DS1 is 6 years old
    DS2 is 14 months old
  • Runders
    Runders Posts: 292 Forumite
    First Anniversary First Post
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    I have registered, seems like an excellent way to keep the motivation high!

    I'd like to get my £103k down to £85K

    Thanks Trix-a-Belle
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • catriona79
    catriona79 Posts: 855 Forumite
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    Hello Trix, I've registered for a saving of £30k, to be paid off the mortgage at a later date, for now to be on savings, as my mortgage is a lowish 1.69% APR.

    I have just remortgaged to a tracker and my mortgage is £110k

    Id like a low number too, please, though understand the previous year's contestants will want to go first.

    Let the fun begin!!! Looking forward to it!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • selloptape
    selloptape Posts: 632 Forumite
    First Post Combo Breaker First Anniversary
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    Hi everyone :)

    Just registered!!! So excited, love a challenge!

    Have decided to reduce mortgage however if I re-mortgage to a low interest deal then I might switch to building savings up if the savings rates are higher than my mortgage rate. Hope that's ok? x
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