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The Mortgage Free in Three - Take 4 challenge (MFiT-T4)
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Thanks for the update.

Pleased to see I'm in the green-just.
Well done everybody.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Well done everyone. Happy to be in the green (just). onwards and upwards (or downwards) with the challengeMFiT challenge #60
Mortgage: [STRIKE]Start £157500 [/STRIKE]Current £156,396.070 -
Just a reminder; feel free to post your balances on the thread as we all want to know how you are doing but for chart updates please do so in addition to submitting The MFiT-T4 form
- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps0 -
Wahey! I'm not too far behind. Im sure I can make it up over thr remaining time0
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Comfortably in green woo hoo!! Great start everyone and thanks as ever trix! How long till next update............?MFW: Was: £136,000.......Now: £47,736.58......0
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shangaijimmy wrote: »Comfortably in green woo hoo!! Great start everyone and thanks as ever trix! How long till next update............?
July
and well done :j MFiT-T7 #17 (Jan 2025) $193k (Apr) $177k (July) $159k (Oct) $139,900 (Jan 2026) $123,000 (April)$ (July) $ (Oct) $ (Jan 2027) $
SPC 19 #6 £51.60
Regular Saver A/C (24/25) £2800 (25/26) £
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£353.50 (19)0 -
In green!! First time ever on a challenge! woohoo
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Pleased at how the chart looks so far! Amazing job everyone so far! Thanks Trix for sorting it all, July will be here before we know it!MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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Pleased at how the chart looks so far! Amazing job everyone so far! Thanks Trix for sorting it all, July will be here before we know it!
I echo that, well done everyone who has updated!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
Well done everyone. I've slightly exceeded my target so very happy with that. I deduct my savings from my mortgage balance because my savings are on higher interest rate for 12 months than my mortgage so will physically pay that amount from mortgage in 12 months. I'm also overpaying mortgage from April at 500 per month so I am hoping to exceed target next quarter. :j
Thanks Trix for doing this it is very motivating. Have a great weekend all.Blitz that mortgage
Jun 2016 £152,000
April 2021 £85,0000
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