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The Mortgage Free in Three - Take 4 challenge (MFiT-T4)

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Thanks for the update. :)
    Pleased to see I'm in the green-just. :)
    Well done everybody.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Well done everyone. Happy to be in the green (just). onwards and upwards (or downwards) with the challenge
    MFiT challenge #60
    Mortgage: [STRIKE]Start £157500 [/STRIKE]Current £156,396.07
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Just a reminder; feel free to post your balances on the thread as we all want to know how you are doing but for chart updates please do so in addition to submitting The MFiT-T4 form :)
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Wahey! I'm not too far behind. Im sure I can make it up over thr remaining time
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Comfortably in green woo hoo!! Great start everyone and thanks as ever trix! How long till next update............?
    MFW: Was: £136,000.......Now: £47,736.58......
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Comfortably in green woo hoo!! Great start everyone and thanks as ever trix! How long till next update............?


    July :) and well done :j
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    In green!! First time ever on a challenge! woohoo :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Pleased at how the chart looks so far! Amazing job everyone so far! Thanks Trix for sorting it all, July will be here before we know it!
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • Suffolk_lass
    Suffolk_lass Posts: 10,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jodles16 wrote: »
    Pleased at how the chart looks so far! Amazing job everyone so far! Thanks Trix for sorting it all, July will be here before we know it!

    I echo that, well done everyone who has updated!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Well done everyone. I've slightly exceeded my target so very happy with that. I deduct my savings from my mortgage balance because my savings are on higher interest rate for 12 months than my mortgage so will physically pay that amount from mortgage in 12 months. I'm also overpaying mortgage from April at 500 per month so I am hoping to exceed target next quarter. :j

    Thanks Trix for doing this it is very motivating. Have a great weekend all.
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
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