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The Mortgage Free in Three - Take 4 challenge (MFiT-T4)
Comments
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Afternoon,
Nr: 37 signing in....
Jan - April OP's = £4,274.80
(monthly op = £1068.70, monthly normal payment £931.30)
New balance £146,005.82.
Hope to be below £140K, next time I sign in. Thanks MLC."We have our own dream and our own task. We are with Europe, but not of it.
We are linked but not combined. We are interested and associated but not absorbed." Sir Winston Churchill0 -
Thanks Bunty...yes, roll on my getting to those 'halfway levels'!
Well done on that remortgaging...thats definitely worth doing MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I've just updated! Looking forward to seeing the chart..hope I'm in the green!
Good luck everybody!GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
A Frayed Knot, No 5 Mortgage Balance now ..... £ 28,945.40
On target (Maybe manage the £45.40 before the update ) Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »A Frayed Knot, No 5 Mortgage Balance now ..... £ 28,945.40
On target (Maybe manage the £45.40 before the update )
That's brilliant! :j:j:jGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Current balance: £146,889.57, meaning it's dropped £12,610.43 since the challenge began. May slow down for the next quarter, as we've got some house improvement spends coming up, but we'll see. 0
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I have just resubmitted my first quarter update so it is up to date - balance is £111,490.21 this morning. Must get to work now.
SLSave £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Have submitted my first update, just short of where I wanted to be at this point but I must remember I have 3 years to achieve my target MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £159k (Oct) £
SPC 18 #6 £336.10 (01/09/2025)
Regular Saver (24/25) £2800 (25/26) £
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£0 -
Have just submitted my first update. I have had lots of expenditure in the first quarter, but it has given me the opportunity to assess how I would like to approach this challenge.
Way behind but years to go!Mortgage start September 2015 £90000 MFiT #060
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